India leads the world in the expansion of financial access to low-income people, especially low-income women. As the access challenge is nearly solved, the opportunity financial services providers now face is engaging their customers. Public Sector Banks (PSBs) are uniquely … Read More
Financial Well-being and Social Protection
From Access to Use: Insights on Serving Women Banking Customers in India
Sabina Yasmin, Sonja Kelly, Flavy Sen Sharma
Access to Finance for Women-run MSMEs in India
The study aimed to understand the nature of difference in access to credit by entrepreneurs, especially women entrepreneurs in terms of barriers and propose solutions Background Women-run micro, small and medium enterprises (WMSMEs) account for approximately only 20 percent of … Read More
Evaluating Adoption of Climate Resilient Agricultural Practices: Evidence from India and Nepal
This study aimed to understand how climate hazards impacts the livelihoods of farming communities. Background Climate change has adverse implications for crop yield, food supply, market prices and can further aggravate the situation of food insecurity and poverty in South … Read More
Financial Health Scorecard for Gig and Platform Workers
This project aimed to create a scorecard or assessment tool for financial health that can serve as an index or a collection of various metrics. Background Financial inclusion has been a top priority for policymakers and the private sector, as … Read More
Gig Pulse: Financial Matters & Motives – Insights Into the Various Lives of Gig Workers
Sharon Buteau, Badal Malick
The introduction of digital technology in key sectors has fundamentally altered how people work and has far-reaching implications for the future of work. One such shift is seen in the emergence of thegig economy, which currently accounts for around 8 … Read More
IAFFE 2023: Technology-driven Approaches to Women’s Economic Empowerment – Successes and Challenges
LEAD at Krea University and IWWAGE participated in the International Association of Feminist Economics’s 31st Annual Conference in Cape Town, South Africa. Sona Mitra from IWWAGE anchored a session on the different forms in which digital technology is enabling women’s economic empowerment in … Read More
Does One Nation Really Have One Ration Card?
Sumiran Ardhapure, Komal Jain
The COVID-19 pandemic rendered millions of workers unemployed in India; during the first wave, the estimated unemployment rate in India peaked at 24% in April 2020. The pandemic also brought to the forefront the vulnerability of the migrant population in India who bore the maximum brunt. … Read More
Social Protection: The Role of Female Agents in Last Mile Services and Bridging the Gap – Inclusive Finance India Summit
Partners: ACCESS Development Services There are several agent models operational in the country today, leveraging existing frontline workers, female Self-Help Group members, village entrepreneurs, and CSC operators. The delivery gap, however, remains high due to the lower number of female agents … Read More
Financial Health & Wellness: Designing Products for New Economy Workforce – Inclusive Finance India Summit
Partners: ACCESS Development Services The gig economy is set to be the future of work. According to a report, India is likely to have 350 million gig jobs by 2025, presenting a huge opportunity for job seekers to capitalise and adapt … Read More
Insights from a Survey of Common Service Centres (CSCs) in Chhattisgarh
Sampurna Basu, Abinaya Rengarajan
Established under the Government of India’s Digital India programme, Common Service Centres (CSCs) are local access points for the delivery of essential public utility services, social welfare schemes, and other B2C services to citizens in rural and remote areas of … Read More
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