Financial Well-being and Social Protection

Evaluating Adoption of Climate Resilient Agricultural Practices: Evidence from India and Nepal

This study aimed to understand how climate hazards impacts the livelihoods of farming communities. Background Climate change has adverse implications for crop yield, food supply, market prices and can further aggravate the situation of food insecurity and poverty in South … Read More

Financial Health Scorecard for Gig and Platform Workers

This project aimed to create a scorecard or assessment tool for financial health that can serve as an index or a collection of various metrics.   Background Financial inclusion has been a top priority for policymakers and the private sector, as … Read More

Gig Pulse: Financial Matters & Motives – Insights Into the Various Lives of Gig Workers

Sharon Buteau, Badal Malick

The introduction of digital technology in key sectors has fundamentally altered how people work and has far-reaching implications for the future of work. One such shift is seen in the emergence of thegig economy, which currently accounts for around 8 … Read More

IAFFE 2023: Technology-driven Approaches to Women’s Economic Empowerment – Successes and Challenges

LEAD at Krea University and IWWAGE participated in the International Association of Feminist Economics’s 31st Annual Conference in Cape Town, South Africa. Sona Mitra from IWWAGE anchored a session on the different forms in which digital technology is enabling women’s economic empowerment in … Read More

Does One Nation Really Have One Ration Card?

Sumiran Ardhapure, Komal Jain

The COVID-19 pandemic rendered millions of workers unemployed in India; during the first wave, the estimated unemployment rate in India peaked at 24% in April 2020. The pandemic also brought to the forefront the vulnerability of the migrant population in India who bore the maximum brunt. … Read More

Social Protection: The Role of Female Agents in Last Mile Services and Bridging the Gap – Inclusive Finance India Summit

Partners: ACCESS Development Services There are several agent models operational in the country today, leveraging existing frontline workers, female Self-Help Group members, village entrepreneurs, and CSC operators. The delivery gap, however, remains high due to the lower number of female agents … Read More

Financial Health & Wellness: Designing Products for New Economy Workforce – Inclusive Finance India Summit

Partners: ACCESS Development Services The gig economy is set to be the future of work. According to a report, India is likely to have 350 million gig jobs by 2025, presenting a huge opportunity for job seekers to capitalise and adapt … Read More

Insights from a Survey of Common Service Centres (CSCs) in Chhattisgarh

Sampurna Basu, Abinaya Rengarajan

Established under the Government of India’s Digital India programme, Common Service Centres (CSCs) are local access points for the delivery of essential public utility services, social welfare schemes, and other B2C services to citizens in rural and remote areas of … Read More

Digital Solutions for Empowering Women’s Collectives in Chhattisgarh

Tanushree Bhan, Deveshi Chawda, Aditi Priya, Vysakh D. Satheesh, Fabrizio Valenti

LEAD at Krea University, through its gender initiative IWWAGE, has partnered with the State Rural Livelihoods Mission in Chhattisgarh to train female SHG members on a mobile application that provides them with an opportunity for paid work by facilitating welfare … Read More

Calling the Shots: Determinants of Financial Decision-making and Behavior in Domestic Migrant Households in India

Vinith Kurian, Shashank Sreedharan and Fabrizio Valenti

Households, like individuals, rely on a variety of financial products and services: they use cash and credit cards to make payments and they make investments to finance future expenses, buy insurance to manage risks to themselves and their assets, and … Read More