Author Archives:

Does One Nation Really Have One Ration Card?

Sumiran Ardhapure, Komal Jain

The COVID-19 pandemic rendered millions of workers unemployed in India; during the first wave, the estimated unemployment rate in India peaked at 24% in April 2020. The pandemic also brought to the forefront the vulnerability of the migrant population in India who bore the maximum brunt. … Read More

Scaling Up Women’s Enterprises: Incubating and Empowering – Livelihoods India Summit

Partners: ACCESS Development Services and NITI Aayog Low female labour force participation rates (~22%) in India remain an area of concern. Of the women who work for pay, over three-quarters are self-employed. Women-owned enterprises form only 20% of all micro, small, … Read More

Social Protection: The Role of Female Agents in Last Mile Services and Bridging the Gap – Inclusive Finance India Summit

Partners: ACCESS Development Services There are several agent models operational in the country today, leveraging existing frontline workers, female Self-Help Group members, village entrepreneurs, and CSC operators. The delivery gap, however, remains high due to the lower number of female agents … Read More

Financial Health & Wellness: Designing Products for New Economy Workforce – Inclusive Finance India Summit

Partners: ACCESS Development Services The gig economy is set to be the future of work. According to a report, India is likely to have 350 million gig jobs by 2025, presenting a huge opportunity for job seekers to capitalise and adapt … Read More

Nano Enterprise Lending: Insights on Borrower Profiles – Inclusive Finance India Summit

Partners: Michael & Susan Dell Foundation, ACCESS Development Services Nano enterprises have a significant role to play in the growth of the Indian economy, from generating employment to contributing to GDP. LEAD continued its association as a Technical Partner with the … Read More

Understanding Inclusion and Inequality: Cases from Indian Cities – Urban ARC (Cities in Flux)

Partner: Indian Institute of Human Settlements (IIHS) The broad spectrum of the nature of flux in and across our cities has been well emphasised. Flux and the organic pathways that it creates in the development and evolution of cities have … Read More

The Public and Digital: Examining the Spatial Dimensions of Increasing Gender-based Violence in India

Partner: Krea University, IWWAGE Gender-based Violence (GBV) has witnessed an exponential rise in the last decade, unmitigated by national and international policies and initiatives. In the last decade, the context for Violence against Women and Girls disproportionately intensified with the … Read More

State Capacity and Issues of Nano and Micro Entrepreneurs – IPPN Annual Conference

Partner: Indian Institute of Management Ahmedabad (IIMA), India Public Policy Network (IPPN) State Capacity: What Is It and Why Is It Needed? Reflecting on the recent past, two simultaneous forces are in play pertaining to the capacities of governments – … Read More

SARDI India MSME Tech Policy Fellowship Program – Inception Workshop

Partner: United States Agency for International Development (USAID), DAI USAID through its South Asia Regional Digital Initiative (SARDI) has launched a fellowship program to conduct policy research at the interface of digitalisation and MSMEs in India. Overall, SARDI is managed by DAI. The … Read More

Impact of Access to Finance on Nano Enterprises

Sharon Buteau, Abhishek Gupta, Varun Hariharan

Nano enterprises can be classified as a distinct segment within the Micro, Small and Medium Enterprises (MSMEs) as firms with an annual turnover less than INR 1 crore, characterised by their hyperlocal roots and focus. These are ubiquitous businesses which … Read More