Financial Well-being and Social Protection

Insights from a Survey of Common Service Centres (CSCs) in Chhattisgarh

Sampurna Basu, Abinaya Rengarajan

Established under the Government of India’s Digital India programme, Common Service Centres (CSCs) are local access points for the delivery of essential public utility services, social welfare schemes, and other B2C services to citizens in rural and remote areas of the country. As part of an ongoing study of an agent-based model (Haqdarshak) for delivering access to welfare schemes in Chhattisgarh, we surveyed 115 CSC operators to understand how agents interface with CSCs, and promotional activities undertaken by operators to

Digital Solutions for Empowering Women’s Collectives in Chhattisgarh

Tanushree Bhan, Deveshi Chawda, Aditi Priya, Vysakh D. Satheesh, Fabrizio Valenti

LEAD at Krea University, through its gender initiative IWWAGE, has partnered with the State Rural Livelihoods Mission in Chhattisgarh to train female SHG members on a mobile application that provides them with an opportunity for paid work by facilitating welfare enrolments in their communities. This mobile application is developed by the implementation partner, Haqdarshak Empowerment Solutions Private Limited. This report is based on an ongoing evaluation of the model within the state of Chhattisgarh and presents findings from a baseline

Calling the Shots: Determinants of Financial Decision-making and Behavior in Domestic Migrant Households in India

Vinith Kurian, Shashank Sreedharan and Fabrizio Valenti

Households, like individuals, rely on a variety of financial products and services: they use cash and credit cards to make payments and they make investments to finance future expenses, buy insurance to manage risks to themselves and their assets, and borrow money to finance large expenses or in times of emergency. Migration constitutes one of the most widely used household financial strategies. There is a critical need to understand what factors drive financial decision-making in migrant households and how these

Scoping Meso-Level Insurance in Agriculture in India

Sabina Yasmin, Vinith Kurian

Farmers in India suffer high variability in yields, as a result of uncertainty due to numerous natural and manmade factors. In this context, insurance appears to be a particularly effective means to reduce losses to individuals and communities. It also enables farmers to obtain credit and financing for investment in new technologies and better inputs to enhance/sustain their productive capacity. Published with the support of CIIE.CO under the Bharat Inclusion Initiative, this study conducted explores the potential of meso-level insurance,

Moving the Clean Cookstoves Sector Forward: Six Principles for Investors

Fabrizio Valenti, Mitzi Perez Padilla

Around 3 billion people across the world rely on solid fuels for their daily cooking needs. The adverse effects of traditional cooking methods on health, socio-economic and environmental conditions, especially among women, are well documented. Clean cookstoves promise a solution to these issues, but the effectiveness of this sector in achieving different impact objectives highly depends on how investment decisions are made. A recent study by LEAD at Krea University, supported by FMO, the Dutch development bank, consolidates evidence on the impact of clean

Social Welfare Delivery in the Age of Platforms: Comparing Private Models

Bhaskar Pant, Deveshi Chawda

Globally, 1.3 billion people (22 per cent) live in multidimensional poverty – with millions of households in 107 countries living with undernourished members, out-of-school children, and lacking access to electricity and clean cooking fuel. The Covid-19 pandemic is estimated to have pushed an additional 88-115 million people into extreme poverty in 2020 alone, primarily in countries that already have high poverty rates. Moreover, social safety nets, an essential tool to help vulnerable populations cope with shocks and crises, remain out

Re-imagining Entrepreneurship Models for Rural Women

Tanushree Bhan

Building on the evidence highlighted in the first part of this two-part blog, the discussion in this second piece is anchored in a normative framework that shapes individual and household-level decision-making processes governing “appropriate” jobs for rural women. These norms do not only organize the time-use of female labor between paid and unpaid work but provide a rationale for the Haqdarshikas to lean heavily on their families and self-help group (SHG) colleagues for submitting citizens’ applications without being away from home

Innovations for Women’s Empowerment Collectives in Chhattisgarh: Digital Solutions and Institutional Models

LEAD at Krea University, IWWAGE

This infographic offers a snapshot of the different ways in which three innovative digital and assisted approaches being tested by LEAD and IWWAGE in Chhattisgarh (along with the State’s Rural Livelihood Mission Bihan, supported by Bill & Melinda Gates Foundation), are driving women’s collectives to reach their full potential and attain social and economic empowerment.

Impact and Determinants of Clean Cookstoves Businesses

LEAD at Krea University

This infographic commissioned by FMO and conducted by LEAD at Krea University summarises findings from the report of literature on clean cooking solutions, captures the pathways to change and the diverse impacts of adopting efficient cookstoves on health, economic, and environmental outcomes across specific geographies.

Clean Cookstoves: Impact and Determinants of Adoption and Market Success

LEAD at Krea University

Three billion people across the world rely on solid fuels for their daily cooking needs. The negative effects of traditional cooking methods on health, environmental, and socio-economic conditions, especially of women, have been well-documented, and clean cookstoves provide a promising solution to these issues. This report commissioned by FMO and conducted by LEAD at Krea University, furnishes a comprehensive review of the evidence on the impact of cookstoves on health, environmental, and economic outcomes and presents insights on the sociodemographic