Financial Well-being and Social Protection

Measuring Financial Health of Informal Workers: Why it Matters

Sabina Yasmin, Panchali Banerjee

The global pandemic would be the most recent and appropriate example to substantiate the need for measuring the financial health of informal workers. COVID-19 induced severe downscaling of economic activities, due to which the LMICs have suffered strong financial consequences. … Read More

From Access to Use: Insights on Serving Women Banking Customers in India

Sabina Yasmin, Sonja Kelly, Flavy Sen Sharma

India leads the world in the expansion of financial access to low-income people, especially low-income women. As the access challenge is nearly solved, the opportunity financial services providers now face is engaging their customers.  Public Sector Banks (PSBs) are uniquely … Read More

Access to Finance for Women-run MSMEs in India Evaluating Adoption of Climate Resilient Agricultural Practices: Evidence from India and Nepal Financial Health Scorecard for Gig and Platform Workers

The study aimed to understand the nature of difference in access to credit by entrepreneurs, especially women entrepreneurs in terms of barriers and propose solutions Background Women-run micro, small and medium enterprises (WMSMEs) account for approximately only 20 percent of … Read More

Evaluating Adoption of Climate Resilient Agricultural Practices: Evidence from India and Nepal Financial Health Scorecard for Gig and Platform Workers

This study aims to understand how climate hazards impact the livelihoods of farming communities. Background Climate change has adverse implications for crop yield, food supply, market prices and can further aggravate the situation of food insecurity and poverty in South … Read More

Financial Health Scorecard for Gig and Platform Workers

This project aims to create a scorecard or assessment tool for financial health that can serve as an index or a collection of various metrics.   Background Financial inclusion has been a top priority for policymakers and the private sector, as … Read More

Gig Pulse: Financial Matters & Motives – Insights Into the Various Lives of Gig Workers

Sharon Buteau, Badal Malick

The introduction of digital technology in key sectors has fundamentally altered how people work and has far-reaching implications for the future of work. One such shift is seen in the emergence of thegig economy, which currently accounts for around 8 … Read More

IAFFE 2023: Technology-driven Approaches to Women’s Economic Empowerment – Successes and Challenges

LEAD at Krea University and IWWAGE participated in the International Association of Feminist Economics’s 31st Annual Conference in Cape Town, South Africa. Sona Mitra from IWWAGE anchored a session on the different forms in which digital technology is enabling women’s economic empowerment in … Read More

Does One Nation Really Have One Ration Card?

Sumiran Ardhapure, Komal Jain

The COVID-19 pandemic rendered millions of workers unemployed in India; during the first wave, the estimated unemployment rate in India peaked at 24% in April 2020. The pandemic also brought to the forefront the vulnerability of the migrant population in India who bore the maximum brunt. … Read More

Social Protection: The Role of Female Agents in Last Mile Services and Bridging the Gap – Inclusive Finance India Summit

Partners: ACCESS Development Services There are several agent models operational in the country today, leveraging existing frontline workers, female Self-Help Group members, village entrepreneurs, and CSC operators. The delivery gap, however, remains high due to the lower number of female agents … Read More

Financial Health & Wellness: Designing Products for New Economy Workforce – Inclusive Finance India Summit

Partners: ACCESS Development Services The gig economy is set to be the future of work. According to a report, India is likely to have 350 million gig jobs by 2025, presenting a huge opportunity for job seekers to capitalise and adapt … Read More