Financial Inclusion

Re-imagining Entrepreneurship Models for Rural Women

Tanushree Bhan

Building on the evidence highlighted in the first part of this two-part blog, the discussion in this second piece is anchored in a normative framework that shapes individual and household-level decision-making processes governing “appropriate” jobs for rural women. These norms do not only organize the time-use of female labor between paid and unpaid work but provide a rationale for the Haqdarshikas to lean heavily on their families and self-help group (SHG) colleagues for submitting citizens’ applications without being away from home

Innovations for Women’s Empowerment Collectives in Chhattisgarh: Digital Solutions and Institutional Models

LEAD at Krea University, IWWAGE

This infographic offers a snapshot of the different ways in which three innovative digital and assisted approaches being tested by LEAD and IWWAGE in Chhattisgarh (along with the State’s Rural Livelihood Mission Bihan, supported by Bill & Melinda Gates Foundation), are driving women’s collectives to reach their full potential and attain social and economic empowerment.

Impact and Determinants of Clean Cookstoves Businesses

LEAD at Krea University

This infographic commissioned by FMO and conducted by LEAD at Krea University summarises findings from the report of literature on clean cooking solutions, captures the pathways to change and the diverse impacts of adopting efficient cookstoves on health, economic, and environmental outcomes across specific geographies.

Clean Cookstoves: Impact and Determinants of Adoption and Market Success

LEAD at Krea University

Three billion people across the world rely on solid fuels for their daily cooking needs. The negative effects of traditional cooking methods on health, environmental, and socio-economic conditions, especially of women, have been well-documented, and clean cookstoves provide a promising solution to these issues. This report commissioned by FMO and conducted by LEAD at Krea University, furnishes a comprehensive review of the evidence on the impact of cookstoves on health, environmental, and economic outcomes and presents insights on the sociodemographic

Making Financial Products and Services Work for Migrants

Nov 2 | Introducing our second panel for The Center for Financial Inclusion (CFI) at Accion’s #FinclusionWeek. Varun Aggarwal,
Rahul Ranjan Sinha &
Rupal Kulkarni along with Fabrizio Valenti will deep-dive into actionable solutions that emerge while improving the financial health of migrants.


Improving Last-Mile Delivery of Financial Services and Welfare Programs

Join us at 4.30 pm IST as we bring together sector experts for The Center for Financial Inclusion (CFI) at Accion’s #FinclusionWeek for an important discussion on last-mile financial services. Features Tanushree Bhan, Ignacio Mas,
Sonja Kelly, Anjini Kochar &
Anand Raman.


Assessing the Impact of Credit on Micro and Small Enterprises

This evaluation assesses the impact of Dell Foundation’s investments in financial service providers that are servicing the Micro, Small and Medium enterprise sector in India. Background Micro, small, and medium-sized enterprises (MSMEs) have garnered an increased amount of attention lately and are typically referred to as the ‘backbone of the Indian economy’. Micro, Small and Medium Enterprises (MSMEs) on average account for approximately 99% of all firms, 70% of jobs, and 50-60% of value-added in the OECD area. Their contribution

Early Insights from a Digital Intervention for Women’s Collectives

LEAD at Krea University

Government entitlements are often the primary source of social protection for poor households. In Chhattisgarh, IWWAGE – an initiative of LEAD at Krea University – and Haqdarshak Empowerment Solutions Private Limited (HESPL), in collaboration with the State Rural Livelihoods Mission (SRLM) and the Bill and Melinda Gates Foundation (BMGF), are testing a tech-enabled agent-based model to promote awareness and uptake of government entitlements among SHG members and their communities. Since the project’s inception in August 2019, over 5,000 self-help group

Plugging the MSME Finance Gap in India: Assessment of investment in Vistaar Finance

This study examines the effects of Dutch Entrepreneurial Bank FMO’s investment in NBFC Vistaar Financial Services.


Emerging Insights from Digital Solutions in Financial Inclusion

Sharon Buteau, Preethi Rao, Fabrizio Valenti

In a rapidly digitizing country, Digital Financial Services (DFS) and fintech companies hold the promise of bringing financial inclusion to the last mile. Ensuring that vulnerable and marginalized groups have access to digital finance, can substantially reduce the time spent on getting cash as well as the risks associated with holding it, and it can facilitate their inclusion in formal financial services, unlocking access to a number of financial products including credit, savings, insurance, and pension. However, several challenges need to