The COVID-19 pandemic rendered millions of workers unemployed in India; during the first wave, the estimated unemployment rate in India peaked at 24% in April 2020. The pandemic also brought to the forefront the vulnerability of the migrant population in India who bore the maximum brunt. … Read More
Financial Well-being and Social Protection
Social Protection: The Role of Female Agents in Last Mile Services and Bridging the Gap – Inclusive Finance India Summit
Partners: ACCESS Development Services There are several agent models operational in the country today, leveraging existing frontline workers, female Self-Help Group members, village entrepreneurs, and CSC operators. The delivery gap, however, remains high due to the lower number of female agents … Read More
Financial Health & Wellness: Designing Products for New Economy Workforce – Inclusive Finance India Summit
Partners: ACCESS Development Services The gig economy is set to be the future of work. According to a report, India is likely to have 350 million gig jobs by 2025, presenting a huge opportunity for job seekers to capitalise and adapt … Read More
Insights from a Survey of Common Service Centres (CSCs) in Chhattisgarh
Sampurna Basu, Abinaya Rengarajan
Established under the Government of India’s Digital India programme, Common Service Centres (CSCs) are local access points for the delivery of essential public utility services, social welfare schemes, and other B2C services to citizens in rural and remote areas of … Read More
Digital Solutions for Empowering Women’s Collectives in Chhattisgarh
Tanushree Bhan, Deveshi Chawda, Aditi Priya, Vysakh D. Satheesh, Fabrizio Valenti
LEAD at Krea University, through its gender initiative IWWAGE, has partnered with the State Rural Livelihoods Mission in Chhattisgarh to train female SHG members on a mobile application that provides them with an opportunity for paid work by facilitating welfare … Read More
Calling the Shots: Determinants of Financial Decision-making and Behavior in Domestic Migrant Households in India
Vinith Kurian, Shashank Sreedharan and Fabrizio Valenti
Households, like individuals, rely on a variety of financial products and services: they use cash and credit cards to make payments and they make investments to finance future expenses, buy insurance to manage risks to themselves and their assets, and … Read More
Scoping Meso-Level Insurance in Agriculture in India
Sabina Yasmin, Vinith Kurian
Farmers in India suffer high variability in yields, as a result of uncertainty due to numerous natural and manmade factors. In this context, insurance appears to be a particularly effective means to reduce losses to individuals and communities. It also … Read More
Moving the Clean Cookstoves Sector Forward: Six Principles for Investors
Fabrizio Valenti, Mitzi Perez Padilla
Around 3 billion people across the world rely on solid fuels for their daily cooking needs. The adverse effects of traditional cooking methods on health, socio-economic and environmental conditions, especially among women, are well documented. Clean cookstoves promise a solution to these … Read More
Social Welfare Delivery in the Age of Platforms: Comparing Private Models
Bhaskar Pant, Deveshi Chawda
Globally, 1.3 billion people (22 per cent) live in multidimensional poverty – with millions of households in 107 countries living with undernourished members, out-of-school children, and lacking access to electricity and clean cooking fuel. The Covid-19 pandemic is estimated to … Read More
Re-imagining Entrepreneurship Models for Rural Women
Tanushree Bhan
Building on the evidence highlighted in the first part of this two-part blog, the discussion in this second piece is anchored in a normative framework that shapes individual and household-level decision-making processes governing “appropriate” jobs for rural women. These norms do … Read More
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