In the past year, India has been weathering unprecedented health, social and economic adversities caused by the COVID-19 pandemic. Disrupted supply chains, poor access to finance and markets, and consumers’ limited propensity to spend have revealed the fault lines in India’s 6.3 million-strong enterprise ecosystem. Despite various government relief efforts to provide collateral free-loans, refinancing packages and working capital support, businesses that operate on low margins continue to suffer due to social distancing restrictions, labour shortages, inadequate demand and rising
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Business correspondents (BCs) play an essential role in advancing financial inclusion and bringing financial services and products to unbanked and underbanked populations. RBI clearly recognizes and supports their role as stated in its financial inclusion strategy for 2020-2024 as well as numerous policies that have been passed with the intent to strengthen, expand, and support the BC model. This policy note, however, argues that two key taxation issues are hindering the sustainability and attractiveness of the BC model – the application
LEAD at Krea University
Systematic reviews have gained momentum as a key method of evidence synthesis in global development research in recent times. As defined in the Cochrane Handbook on Systematic reviews “Systematic reviews seek to collate evidence that fits pre-specified eligibility criteria in order to answer a specific research question. They aim to minimize bias by using explicit, systematic methods documented in advance with a protocol.” This document provides guidelines and recommendations for conducting mixed- method systematic reviews for evidence synthesis for “gender
LEAD at Krea University
The 2007-2008 global food-price crisis disproportionately affected women, particularly smallholder women farmers. The subsequent responses by governments, multilateral agencies and other institutions over the last decade do not seem to have had the intended effect of addressing underlying power imbalances in agriculture and food systems. Closing the knowledge gaps in gender and agriculture and food systems is a crucial step towards creating equitable food systems. This report presents a broader landscape of evidence across eleven identified themes in gender in
The socioeconomic fallout from the COVID-19 pandemic has derailed progress toward gender equality globally. Studies from around the world reveal that women and girls are increasingly more likely to face poverty, economic insecurity, gender-based violence, and barriers to accessing critical health services.
LEAD at Krea Universiry
Introducing our new feature series ‘Point of View’, where we speak with experts from different sectors to unpack some of the complex development challenges that they are working on and learn from their experiences. LEAD has been working in the MSME space for over a decade and a half – looking at questions such as why are small businesses stuck in low productivity traps, and what kind of interventions can help them access capital, technology and build skills in new
The adoption of the human right to water and sanitation by a resolution of the United Nations General Assembly in July 2010 helped ensure that a human rights perspective is integrated into the design and delivery of water, sanitation and hygiene programming. Global experiences, however, suggest that it has been difficult to fulfil the right to sanitation and uphold equality and non-discrimination as foundational principles of human rights law. In regions where sanitation gaps are highest, severe disparities in access
The COVID-19 outbreak has had severe repercussions across the economy, particularly on micro, small and medium enterprises (MSMEs) and their workforce. There is a dearth of literature on the impact of acute crises on microenterprises, and this lack of information is compounded in times of uncertainty. This background paper for the Centre for Sustainable Employment’s State of Working India Report 2021 discusses the impact of the government-mandated lockdown on employment trends in the microenterprise sector in India. The data used
LEAD at Krea University
Government entitlements are often the primary source of social protection for poor households. As part of our IWWAGE initiative, we are collaborating with Haqdarshak Empowerment Solutions Private Limited (HESPL) and the Chhattisgarh State Livelihoods Mission (Bihan) to test a tech-enabled platform for promoting access to government entitlements in the state. As part of the intervention, Self-help group (SHG) members are trained to use the mobile application Haqdarshak and assist citizens in their communities to apply for government benefits, in return
Mridulya Narasimhan, Sanjana Vijay
This brief highlights the key challenges in promoting women entrepreneurship in India, including social norms and biases, lack of education, unequal opportunities for affordable financing, and limited networking opportunities. It also outlines recommendations to address these social, economic and technological constraints.