This study explores how the relationship specificity of an investment affects the ex-ante structure of contracts and the ex-post resolution of an ensuing hold-up problem.
Small, Growing Businesses and Employment
An evaluation that studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.
This study examines the determinants of entrepreneurial success by studying the characteristics of rural kiosk operators, to identify and provide a model for the selection strategy of rural entrepreneurs.
An assessment of solvent loss via air, effluents and technology diffusion in the pharmaceutical cluster in Hyderabad.
An analysis of how existing information on clients of Chit Funds can be used to predict their creditworthiness and savings/borrowing needs.
This learning note presents insights on the key aspects for designing a more inclusive and enabling digital ecosystem for women from low-income households, based on immersive qualitative research. The study focused on four different segments of female micro-entrepreneurs and self-employed workers – old clothes vendors, bangle makers, tie & dye workers, and domestic workers.
This report presents insights from a series of experiments that explore the potential of digitizing payments within dairy, pharma and FMCG supply chains. The experiments were conducted as part of Catalyst’s digital payments lab in Jaipur, Rajasthan.
This report presents insights from Catalyst’s survey of roving service providers in Jaipur. It highlights pain points that this segment of micromerchants faced in adopting and using digital payments, and presents tailored strategies to enable digitisation.
This report presents insights from Catalyst’s survey of fixed-store establishments in Jaipur. It highlights pain points that micromerchants face in digitising their financial and business transactions, and presents strategies to enable digitisation grounded based on human-centred design.
This field story presents learnings from a study which tested a dedicated Interactive Voice Response System (IVRS) platform to spread awareness about digital payments among small merchants.