Financial Well-being and Social Protection

Financial Inclusion Drive: Perspectives From Gulbarga

This study evaluates financial inclusion drives in the district of Gulbarga, Karnataka, to assess their impact and success in opening accounts for unbanked households. … Read More

Impact of Livelihoods Projects: Stock-taking of Agriculture and Rural Development Initiatives

This study identifies the impact and lessons learnt from a livelihoods project in seven Indian states funded by the World Bank. … Read More

Financial Inclusion Studies: Analysis of No-Frills Accounts Drives in Cuddalore District

This study evaluated district-level financial inclusion drives to assess goals achieved and the behaviour of clients using newly opened accounts in the district of Cuddalore, Tamil Nadu. … Read More

Financial Inclusion Studies: Analysis of No-Frills Accounts Drives in Gulbarga

An evaluation of financial inclusion drives to assess goals achieved and the behaviour of clients using newly opened accounts in the district of Gulbarga, Karnataka. … Read More

Do Flexible Repayment Schedules Improve the Impact of Microcredit? Evidence from Rural India

An evaluation that studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India. … Read More

A Randomized Control Trial of a Soft Commitment Product: a Pilot

This pilot study tests the uptake and usage of variations of a “contract-free” (soft) commitment savings product. … Read More

The Economic Returns to Social Interaction: Experimental Evidence from Microfinance

This study examines whether a development intervention that involves constant group interaction and standard microfinance lending, builds capital.
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Impact Evaluation on Savings Training on Microcredit Groups in Rural India

A study that examines the influence of a financial literacy program on financial behaviour in order to understand the impact of microfinance in rural areas. … Read More

A Randomized Evaluation of an Agent Intermediated Loan

This study evaluates a more flexible system of lending that involves individual rather than group liability, exploring variations where local intermediaries like shopkeepers, traders and lenders function as commissioned loan agents. … Read More

Understanding the Incentives of Commision Motivated Agents in Life Insurance: Theory and Evidence from Indian Life Insurance

This study examines how commissions influence insurance agents in revealing financial information to their customers and how customers use (or misuse) this information to make financial decisions. … Read More