Financial Well-being and Social Protection

This policy note highlights ‘high impact’ use cases for promoting digital payment adoption in India, and offers templates for stakeholders to test them using a sandbox approach and provides recommendations for creating a more enabling regulatory and policy environment.

This learning note captures the adaptive process of innovation in real world settings, based on Catalyst’s experience of undertaking rapid, data-driven, test-learn-and-build cycles to validate innovative business models in the digital payments space.

This learning note highlights insights from Catalyst’s initiative to promote digital financial inclusion in a low-income cluster in Jaipur. The intervention included using illustrated comic books to spread awareness and encourage adoption of digital payment solutions among people.

This report presents insights on the financial behaviours and characteristics of low-income households, based on primary research undertaken in Jaipur. Drawing on Catalyst’s research and operational experience, the report recommends potential business models for serving low-income urban clusters sustainably.

Flexible microfinance contracts can help borrowers mitigate the negative effects of income fluctuations. But the additional liquidity repayment flexibility entails can increase default. Can this risk be mitigated by using contract price as a screening mechanism? The authors implement a … Read More