The study provides insights into the different remittance channels that migrants opt for and the associated money-transfer costs they incur, to understand the various difficulties faced by migrants in transferring money within the country, despite considerable willingness to pay for safe and convenient mode of transfer. … Read More
Financial Well-being and Social Protection
Map of Microfinance
This project captures and maps important policy-relevant information such as penetration of financial services and the salient models of microfinance in various states, districts, and areas of the country. … Read More
Scoping Meso-Level Insurance in Agriculture Sector in India
This study explores the potential and feasibility of agricultural insurance at the meso-level, which covers risk-aggregators such as banks, MFIs, and agribusinesses. … Read More
Can Workforce Serve as a Substitute for Weather Insurance? The Case of NREGA in Andhra Pradesh
This study examines whether workfare programs, such as NREGA, can provide coping mechanisms for low-income households, by stabilising income generation during economic shocks caused by weather risks. … Read More
Study on the Drivers of Over-Indebtedness of Microfinance Borrowers in India: An In-depth Investigation of Saturated Areas
This study examines the nature and level of over-indebtedness among microfinance clients in selected cities of India, through measures of overindebtedness. … Read More
Collateral and Guarantee
This study aims to test the impact of lowering collateral and guarantee requirements on the sustainability of Chit Funds. … Read More
Comprehensive Social Security for the Indian Unorganized Sector
This study analyses the challenges in the design and implementation of social security schemes and uses this understanding to draw lessons for designing a comprehensive social security scheme for India. … Read More
Equity Investment in Microfinance
A report on the state of equity investment in the microfinance sector in India and barriers to the future growth of equity investments in the sector. … Read More
Evaluating FINO’s Financial Literacy Education Program
This study evaluates the impact of a financial literacy training program delivered by business correspondents. … Read More
Evaluating the Impact of Health Services on Recipients of Livelihoods Support
This study investigates the impact the combination of a livelihood program with a health program on the ability of low-income households to escape health-income poverty traps. … Read More
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