Financial Well-being and Social Protection

This study evaluates a more flexible system of lending that involves individual rather than group liability, exploring variations where local intermediaries like shopkeepers, traders and lenders function as commissioned loan agents. … Read More

This study examines how commissions influence insurance agents in revealing financial information to their customers and how customers use (or misuse) this information to make financial decisions. … Read More

This study examines the impact of monitoring interventions that encourage individuals to save, and their impact on businesses, household welfare and mitigation of financial shocks.  … Read More

A study that examines the influence of a financial literacy program on financial behaviour in order to understand the impact of microfinance in rural areas. … Read More

This study evaluates the NAIS scheme in terms of coverage, pay-outs and other relevant outcomes to understand the causal linkages between insured lending portfolios and agricultural credit flows. … Read More

The study provides insights into the different remittance channels that migrants opt for and the associated money-transfer costs they incur, to understand the various difficulties faced by migrants in transferring money within the country, despite considerable willingness to pay for safe and convenient mode of transfer. … Read More

This project captures and maps important policy-relevant information such as penetration of financial services and the salient models of microfinance in various states, districts, and areas of the country. … Read More

This study explores the potential and feasibility of agricultural insurance at the meso-level, which covers risk-aggregators such as banks, MFIs, and agribusinesses. … Read More