The Centre for Microfinance (CMF) brings to the spotlight the research agenda in various facets of the financial inclusion agenda, including results from rigorous social experiments[i] around the world as well as the policy agenda for which this research is … Read More
Blogs
Newsletter Article – Microsavings – Marketing and Impact Experiments
LEAD Research Team | July 11, 2012
Newsletter Article – Measuring Financial Literacy
Parul Agarwal | July 11, 2012
The case of little response from the target population towards both the conventional and innovative financial products in rural areas has received a lot of global attention. It has been suggested that low literacy levels and, more importantly, the lack … Read More
Newsletter Article – Rethinking RBI’s Regulations for MFIs
Deepti KC | July 11, 2012
The Microfinance Institutions Bill has been cleared by the Union Cabinet and introduced to the Lok Sabha. If approved, MFIs would by regulation be required to register with the Reserve Bank of India (RBI). The Reserve Bank of India (RBI) … Read More
Newsletter Article – Digital Data Collection – Experiences from Uttar Pradesh
Sitaram Mukherjee, Mudita Tiwari | July 11, 2012
In partnership with FINO, CMF is evaluating a door-to-door step banking services, FINO has a network of Business Correspondents or Bandhus, who open no-frills savings accounts with the Union Bank for the clients.  They operate in areas where formal banking services … Read More
Digital Data Collection vs. Data Collection on Paper
LEAD Research Team | July 9, 2012
While digital data collection is a significant departure from the usual paper and pen data collection method, there are both advantages and disadvantages to each data collection method. However, digital data collection is a step into the future because it … Read More
Is Microfinance Responsible for Everything?
LEAD Research Team | July 3, 2012
“Profiteers have hijacked the microfinance“; that is what a new book written by Hugh Sinclair alleges. I am not denying that many from this industry are making profit. However, time and again, i am tempted to ask the critics of … Read More
Where do Interventions Come From?
LEAD Research Team | July 2, 2012
I came across a reference to a paper that was written in the 1800s (in Dublin), where the researcher attempted to help the poor in his neighborhood by employing them in spinning linen-yarn. He reflects on some of the limitations … Read More
MBVF and MFI: Similar yet Different?
Gedeon Lim | June 29, 2012
Keen readers of microfinance blogs might recall David Roodman making this postawhile back on a quasi-experimental evaluation of Microcredit provision in Thailand where Kaboski & Townsend used an exogenous policy initiative, the “Million Baht Village Fund (MBVF)”, as a proxy … Read More
Savings Dilemma
Ujjawal | June 28, 2012
We often come across people who say that they are not earning enough to save or do not see how a savings account would help them. More often than not, as laymen we believe the story and even empathise with … Read More
Short-Sighted on Regulation?
LEAD Research Team | June 21, 2012
A look at most news channels and even the financial news channels may not be a pleasant experience these days. The word ‘crisis’ has become a very commonly used word. Much of it has been reported, the question remains as … Read More
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