Blogs

[Terminology: Banking Facilitators (BFs) disseminate education on bank products and collect documents from clients on the bank’s behalf, along with offering a host of other products.]   Our first post in the series discussed the significant advantages of using information … Read More

In my previous blogs, I have spoken in great length about the need for public expenditure in higher education. In this section, I would like to highlight one of the most preferred options for financing higher education in India, namely … Read More

The debate surrounding around the issues with financing higher education is primarily because ‘education’ is considered to be a quasi- public good. It is a public good because the benefits out of it largely affect society through human capital formation … Read More

Within the economics literature, education is considered to be one of the classic public goods (Grace, 1989). Public good is a good where benefits of engaging in the activity are accrued not just to the individual, but to society at … Read More

I recently attended a self-help group (SHG) training session organised by Hand in Hand (HiH). Before getting into the specifics, let me give you a little more insight into the training sessions provided by HiH. HiH is an NGO which … Read More

Here is an interesting tale of savings from a fish-seller I have known for quite some time. His reliance on informal savings is interesting as it has helped him supplement not only his livelihood but also enhance it further. Earlier, … Read More

Nate Silver –the man who challenged American political pundits to follow math– not their guts. I might sound full of pride- but this is probably that time when all researchers are probably finding some Nate Silver in themselves.   Picture … Read More

As part of the savings month, we at CMF have also been reading and discussing various academic papers. Last week, I happen to lead the discussion on a paper that dealt with the aspect of commitment savings. Given that farmers … Read More

In my last post, I raisedquestions about the measures to reduce corruption in a program of immense scale like MNREGA. This week, I want to shift the focus a little by trying to point out where exactly one form of … Read More

Picture Credit: http://www.openthemagazine.com/ My name is Shanti and I live in 15 kms outside Varanasi. I have a small family with 3 children – Ruby who is 8, Rahul who is 7, and Rishu who is 1.5 years of age. … Read More