A central feature of many developing countries is the presence of significant gender differentials in health outcomes. In this working paper, authors present findings from a study on one potential factor which can account for this; namely, that females seek … Read More
Author Archives: admin
Vocationalisation of Education in India: Current Scenario, Key Challenges and New Directions
LEAD Research Team
“Every handicraft has to be taught not merely mechanically as is done today, but scientifically. This is to say, the child should learn the why and wherefore of every process.” – Gandhi’s Philosophy of Education The greatest challenge in … Read More
Does the Classic Microfinance Model Discourage Entrepreneurship Among the Poor? Experimental Evidence from India
Erica Field, Rohini Pande, John Papp, Natalia Rigol
Do the repayment requirements of the classic microfinance contract inhibit investment in high-return but illiquid business opportunities among the poor? Using a field experiment, the authors of this paper compare the classic contract which requires that repayment begin immediately after … Read More
Barriers To Household Risk Management: Evidence From India
Shawn Cole, Xavier Giné, Jeremy Tobacman, Robert Townsend, Petia Topalova, and James Vickery
The study throws light on the factors: both price and non-price related that play a role in the choice of rainfall insurance, designed to hedge a major source of agricultural production risk. With households exhibiting such a pattern, it remains … Read More
Savings and the Poor
Deepti KC, Mudita Tiwari, Parul Agarwal
In this note, factors that inhibit the poor to save are being discussed at length with evidence from various CMF based findings as well as studies conducted in the same subject worldwide.
Rockstar of Financial Inclusion: Business Correspondent Model of India
Jatinder Handoo
India is a hot bed of financial exclusion. A country which houses nearly 16% of the global population  has more than 65% of its people outside the formal financial system (Global Findex 2012). The Indian banking system has adopted multiple … Read More
A Short Message from the Avaaj Otalo Project
LEAD Research Team
“Namashkar… Welcome to the Agriculture Advisory and Agriculture Information service of Awaaj Otalo. Today we will discuss….” If you were a Gujarati (treatment) cotton farmer in the Sayla or Chotila taluka district in Surendranager, each Wednesday you’d be receiving a … Read More
A Ride to Remote Reality
LEAD Research Team
So far I’ve only had the chance to read blogs written by others. This is going to be my maiden blog of my maiden field tour. This was not only a wonderful and educative exposure, but also had a lot … Read More
Why Government’s Rush to Use Aadhar-linked Benefit Transfers Could Derail the World’s Largest Unique ID Project
LEAD Research Team
A few days ago, Prime Minister Manmohan Singh declared that from January 1st, the government would start using Aadhaar linked bank accounts to transfer government benefits under 29 schemes in 51 districts across 16 states, taking on an unprecedented challenge. … Read More
Understanding Savings Monitors
LEAD Research Team
In January this year, four of us made our way into a little hamlet called Beerasandra, in Kolar District in Karnataka. This was to be the first Pilot Village of the Savings Monitors Project. We had already identified individuals who … Read More
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