The study throws light on the factors: both price and non-price related that play a role in the choice of rainfall insurance, designed to hedge a major source of agricultural production risk. With households exhibiting such a pattern, it remains to be understood as to why financial markets have not devised products catering to this.
Barriers To Household Risk Management: Evidence From India
Shawn Cole, Xavier Giné, Jeremy Tobacman, Robert Townsend, Petia Topalova, and James Vickery
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Financial Well-being and Social Protection