Financial Well-being and Social Protection

This CMF study looks into how the access to microfinance has dried up for the people in this region. What are their current options as far as access to credit is concerned? The report attempts to throw light on various … Read More

This report presents insights from a study undertaken as a part of the Microfinance Researchers Alliance Program (MRAP), a research capacity development programme run by the Centre for Micro Finance (CMF) at IFMR Research. The study throws light on how … Read More

This study uses in-depth interviews to understand how women decide to be clients of an MFI, which factors guide loan usage and repayment, and women’s negotiating powers within the household. The focus is on the micro-credit client rather than the … Read More

For anyone trading or investing in a product, knowledge of prevailing market prices is of utmost significance. For products with high price volatility, informed future pricing can affect current investment decisions as well as lead to more accurate price expectations. … Read More

Agents continue to be the lifeblood of India’s life insurance sector, even with rapid urbanisation and advent of customer-friendly technologies. As there are several complexities associated with the sector, most consumers prefer taking the agent route to purchase a policy … Read More

A growing body of literature examines the causal impact of financial literacy on individual, household, and firm level outcomes. This paper unpacks the mechanism of impact by focusing on the first link in the causal chain. Specifically, it studies the … Read More

A study conducted by the Centre for Microfinance (CMF) in 5 districts of Andhra Pradesh and Gujarat looked deeper into identifying the reasons for the low take-up of rainfall insurance products using a statistically rigorous methodology (Randomized Controlled Trials – … Read More

This policy note presents insights from a study that examines the impact of introducing flexibility into microfinance repayment schedules, specifically through adding a two-month grace period.

This brief presents preliminary insights from a study in peri-urban of Kolkata on the role of social capital in group lending models.

In this paper, the authors document the recent rise in equity investment in Indian microfinance and describe the process of obtaining equity financing and working with investors in detail. The authors also briefly describe two new alternative methods of financing … Read More