Barriers to Household Risk Management – Evidence from India

Shawn Cole, Xavier Giné, Jeremy Tobacman, Petia Topalova, Robert Townsend, James Vickery


A study conducted by the Centre for Microfinance (CMF) in 5 districts of Andhra Pradesh and Gujarat looked deeper into identifying the reasons for the low take-up of rainfall insurance products using a statistically rigorous methodology (Randomized Controlled Trials – RCTs). This policy note summarises key findings from the study.


Policy Note

Thematic Area

Financial Well-being and Social Protection