Financial Well-being and Social Protection

With low digital literacy a major obstacle in achieving digital financial inclusivity, very little concern has gone towards the usability of digital financial services/products. This study examines the factors that influence the usability of digital products designed for farmers. … Read More

This study examines the Chit Fund model in India and tests the viability of running a rural chit scheme by setting up and comparing the costs of running rural and urban chit schemes. … Read More

This study provides insights into the impacts of demonetization among low-income bank account holders and their change in behaviour, attitudes, and perceptions towards digital payments. … Read More

In the context of an increasing thrust on digital financial inclusion in India, this study examines the role of human touch points in assisting clients from low-income households in transitioning to digital financial services.  … Read More

Using an experimental approach, this study evaluates the impact of a formal financial service delivery model – Kshetriya Grameen Financial Services (KGFS) – on rural households in Tamil Nadu. … Read More

This study aims to better inform relevant policies for SHGs by observing intra group dynamics across financial and social interactions in SHGs and gain clarity on group behaviour, performance, preferences and aspirations of group members. … Read More