Study that examines the impact of introducing flexibility in repayment schedules on entrepreneurial activity and loan default. … Read More
Financial Well-being and Social Protection
Evaluating the Impact of Providing Information About Future Prices
This policy paper reports on a series of interventions designed to enable farmers to use information from futures markets with the goal of helping them improve agricultural planning and decision-making, reduce their risk exposure, and increase harvest time revenue. … Read More
Doubling Farmers’ Incomes: Issues and Strategies for Tamil Nadu
Study to assess current income levels of farmers and existing strategies for income increment in rural Tamil Nadu in order to present actionable items and policy recommendations in accordance with Tamil Nadu government’s objective of doubling farmer’s incomes. … Read More
Process Mapping and Evaluation of Digital Financial Services in India
This study reviews the current landscape of digital financial service offerings and regulations in India, and also brings forth demand-side perspectives on using these services. … Read More
Empowering Women With Access to Affordable Child Care
With declining female labour force participation in India, this impact evaluation study aims to explore the influence of day care facilities on a range of social and economic outcomes on women and contribute to evidence in support of child care programmes for women empowerment. … Read More
Preferences, Use and Impact of Gold Savings Products in Migrant Corridors
This exploratory study examines the preferences, use and impact of gold savings product amongst migrant households in Kerala in order to better understand the potential impacts of alternate savings products and unpack the different aspects of financial behaviour. … Read More
Assessing Value Chain Digitization
This exploratory research study aims to map and analyse the various value chains that low-income consumers and merchants transact in, to identify strategies for promoting digitisation. … Read More
Productivity and Competition in India’s Brick Industry
This study examines the underlying role of financial misallocation in driving productivity dispersion, in India’s brick industry. … Read More
Usage and Cross-Usage of Digital Financial Services across Agri Value Chains
With low digital literacy a major obstacle in achieving digital financial inclusivity, very little concern has gone towards the usability of digital financial services/products. This study examines the factors that influence the usability of digital products designed for farmers. … Read More
Setting Up a Registered Chit Fund for Underserved Small Businesses and Low-Income Households: Rural and Urban Areas
This study examines the Chit Fund model in India and tests the viability of running a rural chit scheme by setting up and comparing the costs of running rural and urban chit schemes. … Read More
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