This study provides insights into the impacts of demonetization among low-income bank account holders and their change in behaviour, attitudes, and perceptions towards digital payments. … Read More
Financial Well-being and Social Protection
What is Effective Human Touch as India Transitions to a Digital Age?
In the context of an increasing thrust on digital financial inclusion in India, this study examines the role of human touch points in assisting clients from low-income households in transitioning to digital financial services. … Read More
The Impact of Access to Finance in Rural Tamil Nadu: Evidence From a Randomized Control Trial
Using an experimental approach, this study evaluates the impact of a formal financial service delivery model – Kshetriya Grameen Financial Services (KGFS) – on rural households in Tamil Nadu. … Read More
The Evolving Financial Ecosystem for Micro-Merchants in India
This study aims to gain deeper insights into the financial needs of micro-merchants and identify skill and capacity gaps that need to be addressed in order to ease their adoption of digital payments. … Read More
Optimizing Network Referrals to Identify and Recruit Credit Worthy Entrepreneurs
Microfinance lenders make limited credit offers due to operational challenges in extensive referral and screening processes. This study aims to explore and optimize a referral protocol to identify good entrepreneurs and increase their access to credit. … Read More
Hospital Participation in India’s National Health Insurance Scheme (RSBY)
Evaluation study on the response of hospitals to National Health Insurance Scheme (RSBY) in order to observe how RSBY impacts hospital decisions geared towards capacity expansion, adoption of new technology, specialized services and pricing for the non-insured. … Read More
Financing Practices in SHG
This study aims to better inform relevant policies for SHGs by observing intra group dynamics across financial and social interactions in SHGs and gain clarity on group behaviour, performance, preferences and aspirations of group members. … Read More
Evaluating the Efficacy of an App-Based Livestock Insurance Scheme in Rural India
This study evaluates the impact of making livestock insurance products digitally accessible and delivered through mobiles phones on uptake of insurance by farmers … Read More
Marketing Complex Financial Products in Emerging Markets: Evidence from Rainfall Insurance in India
The study evaluates the impact of financial literacy training on take-up of index-based rainfall insurance products. … Read More
KGFS: Impact on Lending Patterns
IFMR LEAD
This brief presents preliminary results from an evaluation of access to formal finance in Tamil Nadu. The study was conducted by researchers from EPoD – Harvard and Duke University, in partnership with LEAD.
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