In this paper, authors share findings from a series of field experiments to evaluate the quality of advice provided by life insurance agents in India. Agents overwhelmingly recommend unsuitable, strictly dominated products, which provide high commissions to the agent. Agents … Read More
Financial Well-being and Social Protection
Understanding the Advice of Commissions-motivated Agents: Evidence from the Indian Life Insurance Market
Santosh Anagol, Shawn Cole, Shayak Sarkar
Kiosk Banking: The Challenges to and Implications of Building an Inclusive Financial Architecture
Parul Agarwal, Amulyakrishna Champatiray
The Government of India and the RBI have taken various measures to promote and deepen financial inclusion in India. One of the more recent and innovative channels of increasing financial inclusion has been through kiosk banking. The study seeks to … Read More
The Economics and Psychology of Long-term Savings and Pensions: A Randomised Experiment Among Low-income Entrepreneurs in Maharashtra, India
Karna Basu, Shailendra Singh Bisht
This report presents findings from a study that examines determinants of long-term savings among low-income households through marketing interventions and incentives.
Smallholder Access to Weather Securities in India: Demand and Impact on Production Decisions
Francisco Ceballos, Isaac Manuel R, Miguel Robles, Andre Butler
This report presents findings from a study that seeks to make weather-index insurance simple, transparent, flexible and affordable for smallholder farmers.
Do Flexible Repayment Schedules Improve the Impact of Microcredit? Evidence from a Randomized Evaluation in Rural India
Kristina Czura
In this paper, the authors present findings from a randomized evaluation of flexible microcredit repayment schedules relative to “normal” inflexible, fixed repayment schedules.
The Need for Better Evidence to Evaluate the Health & Economic Benefits of India’s Rashtriya Swasthya Bima Yojana
rindam Nandi, E. Phoebe Holtzman, Anup Malani, Ramanan Laxminarayan
In this review the existing evidence on the impact of Rashtriya Swasthya Bima Yojana (RSBY) is discussed in the context of international literature available on health insurance. We describe potential pathways through which health insurance can affect health and economic … Read More
Smallholder Access To Weather Securities: Demand And Impact On Consumption And Production Decisions
This study evaluates the potential of a weather index insurance product in addressing the insurance requirements of smallholder farmers. … Read More
Role of Microfinance Sector in Disaster Risk Reduction in India
Microfinance Institutions can provide wider support during natural disasters to poor households by implementing Disaster Risk Reduction (DRR) activities This study aims to assess the gaps between existing DRR practices of MFIs and disaster related vulnerabilities of clients to inform disaster preparedness strategies. … Read More
Targeting the Hard-Core Poor – An Impact Evaluation
This study evaluates the impact of an asset transfer and training program on the economic and social well-being of ultra-poor households. … Read More
Alleviating Constraints to Adoption of Improved Soil Fertility Management
The study aims to investigate the constraints to the adoption of a new affordable automated system for delivering balanced fertilizer recommendations to farmers and compare it with recommendations from government soil testing laboratories. The aim of the project is to identify farmer fertilizer adoption patterns. … Read More
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