In this paper, the authors examine the role of management in agricultural productivity, by evaluating a mobile-phone based agricultural advice service provided to farmers in India. Demand for advice is high; and advice changes practices, increasing yields in cumin (28%) … Read More
Financial Well-being and Social Protection
‘Mobile’izing Agricultural Advice: Technology Adoption, Diffusion and Sustainability
Shawn A. Cole, A. Nilesh Fernando
Does Women’s Banking Matter for Women? Evidence from Urban India
Erica Field, Jose Martinez, Rohini Pande
In many developing countries, women are prevented to take full advantage of the benefits of living in an urban area. In India, while one of every two men participates in the labor market, it is the case just for one … Read More
Natural Calamities and Social Safety Programs
Arpita Khanna, Diksha Singh
This factsheet presents evidence from a recent IFMR LEAD, BIGD, IGC feasibility study on utilizing a mobile money platform to deliver cash transfers to vulnerable populations, in Northwest Bangladesh.
Understanding the Advice of Commissions-motivated Agents: Evidence from the Indian Life Insurance Market
Santosh Anagol, Shawn Cole, Shayak Sarkar
In this paper, authors share findings from a series of field experiments to evaluate the quality of advice provided by life insurance agents in India. Agents overwhelmingly recommend unsuitable, strictly dominated products, which provide high commissions to the agent. Agents … Read More
Kiosk Banking: The Challenges to and Implications of Building an Inclusive Financial Architecture
Parul Agarwal, Amulyakrishna Champatiray
The Government of India and the RBI have taken various measures to promote and deepen financial inclusion in India. One of the more recent and innovative channels of increasing financial inclusion has been through kiosk banking. The study seeks to … Read More
The Economics and Psychology of Long-term Savings and Pensions: A Randomised Experiment Among Low-income Entrepreneurs in Maharashtra, India
Karna Basu, Shailendra Singh Bisht
This report presents findings from a study that examines determinants of long-term savings among low-income households through marketing interventions and incentives.
Smallholder Access to Weather Securities in India: Demand and Impact on Production Decisions
Francisco Ceballos, Isaac Manuel R, Miguel Robles, Andre Butler
This report presents findings from a study that seeks to make weather-index insurance simple, transparent, flexible and affordable for smallholder farmers.
Do Flexible Repayment Schedules Improve the Impact of Microcredit? Evidence from a Randomized Evaluation in Rural India
Kristina Czura
In this paper, the authors present findings from a randomized evaluation of flexible microcredit repayment schedules relative to “normal” inflexible, fixed repayment schedules.
The Need for Better Evidence to Evaluate the Health & Economic Benefits of India’s Rashtriya Swasthya Bima Yojana
rindam Nandi, E. Phoebe Holtzman, Anup Malani, Ramanan Laxminarayan
In this review the existing evidence on the impact of Rashtriya Swasthya Bima Yojana (RSBY) is discussed in the context of international literature available on health insurance. We describe potential pathways through which health insurance can affect health and economic … Read More
Smallholder Access To Weather Securities: Demand And Impact On Consumption And Production Decisions
This study evaluates the potential of a weather index insurance product in addressing the insurance requirements of smallholder farmers. … Read More
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