My first blog post from Satara was a basic introduction to our project on long term savings and the second was about some preliminary results from our baseline data. This post is not technically about the project but is more … Read More
Blogs
What Scheme Would you Like? Let’s Ask the Poor
Yesterday evening I attended a SPARK session (symposium like talks on various topics pertaining to development economics held frequently at IFMR) on the MGNREGA. While the speaker went through the history of the various similar schemes the government had conducted … Read More
Vocationalisation of Education in India: Current Scenario, Key Challenges and New Directions
LEAD Research Team | January 9, 2013
“Every handicraft has to be taught not merely mechanically as is done today, but scientifically. This is to say, the child should learn the why and wherefore of every process.” – Gandhi’s Philosophy of Education The greatest challenge in … Read More
Rockstar of Financial Inclusion: Business Correspondent Model of India
Jatinder Handoo | December 27, 2012
India is a hot bed of financial exclusion. A country which houses nearly 16% of the global population  has more than 65% of its people outside the formal financial system (Global Findex 2012). The Indian banking system has adopted multiple … Read More
A Short Message from the Avaaj Otalo Project
LEAD Research Team | December 14, 2012
“Namashkar… Welcome to the Agriculture Advisory and Agriculture Information service of Awaaj Otalo. Today we will discuss….” If you were a Gujarati (treatment) cotton farmer in the Sayla or Chotila taluka district in Surendranager, each Wednesday you’d be receiving a … Read More
A Ride to Remote Reality
LEAD Research Team | December 11, 2012
So far I’ve only had the chance to read blogs written by others. This is going to be my maiden blog of my maiden field tour. This was not only a wonderful and educative exposure, but also had a lot … Read More
Why Government’s Rush to Use Aadhar-linked Benefit Transfers Could Derail the World’s Largest Unique ID Project
LEAD Research Team | December 4, 2012
A few days ago, Prime Minister Manmohan Singh declared that from January 1st, the government would start using Aadhaar linked bank accounts to transfer government benefits under 29 schemes in 51 districts across 16 states, taking on an unprecedented challenge. … Read More
Understanding Savings Monitors
LEAD Research Team | November 30, 2012
In January this year, four of us made our way into a little hamlet called Beerasandra, in Kolar District in Karnataka. This was to be the first Pilot Village of the Savings Monitors Project. We had already identified individuals who … Read More
Microfinance India Summit 2012: “Financial Streams Dry Up!”
LEAD Research Team | November 27, 2012
Behind the slightly catastrophic title of one of this morning’s break-up sessions stood a very interesting problematic. Indeed, the panel conducted by Vineet Rai, an equity investor specialized in microfinance investments, was set to address three questions that are fundamental … Read More
SPARK Presentation: Savings Products – Understanding What Works
In this Spark session, Nikhil & Kenny throw light on how behavioral economics and observations from studies on marketing and technology can be used in designing better savings products for lower income communities. The session also highlights features of savings … Read More
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