Author Archives: [email protected]

Developing Financing Strategies for Implementing the State Action Plans on Climate Change

This project presents strategies for raising funds towards assisting the Central and State Governments in India to implement the State Action Plans on Climate Change (SAPCC) in an effective and efficient manner. … Read More

Study on the Drivers of Over-Indebtedness of Microfinance Borrowers in India: An In-depth Investigation of Saturated Areas

This study examines the nature and level of over-indebtedness among microfinance clients in selected cities of India, through measures of overindebtedness.  … Read More

Comprehensive Social Security for the Indian Unorganized Sector

This study analyses the challenges in the design and implementation of social security schemes and uses this understanding  to draw lessons for designing a comprehensive social security scheme for India. … Read More

An Assessment of the National Agricultural Insurance Scheme (NAIS)

This study evaluates the NAIS scheme in terms of coverage, pay-outs and other relevant outcomes to understand the causal linkages between insured lending portfolios and agricultural credit flows. … Read More

A Randomized Control Trial of a Soft Commitment Product: a Pilot

This pilot study tests the uptake and usage of variations of a “contract-free” (soft) commitment savings product. … Read More

Alternative Credit Scores for Small and Medium Enterprises

This study presents insights from an alternative credit scoring system, developed to address the shortage of data for informing credit decisions for the small and medium enterprise segment.  … Read More

Financial Inclusion Studies: Analysis of No-Frills Accounts Drives in Gulbarga

An evaluation of financial inclusion drives to assess goals achieved and the behaviour of clients using newly opened accounts in the district of Gulbarga, Karnataka. … Read More

Financial Inclusion Studies: Analysis of No-Frills Accounts Drives in Cuddalore District

This study evaluated district-level financial inclusion drives to assess goals achieved and the behaviour of clients using newly opened accounts in the district of Cuddalore, Tamil Nadu. … Read More

Financial Inclusion Drive: Perspectives From Gulbarga

This study evaluates financial inclusion drives in the district of Gulbarga, Karnataka, to assess their impact and success in opening accounts for unbanked households. … Read More

Can Workforce Serve as a Substitute for Weather Insurance? The Case of NREGA in Andhra Pradesh

This study examines whether workfare programs, such as NREGA, can provide coping mechanisms for low-income households, by stabilising income generation during economic shocks caused by weather risks. … Read More