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Alternative Credit Scores for Small and Medium Enterprises

This study presents insights from an alternative credit scoring system, developed to address the shortage of data for informing credit decisions for the small and medium enterprise segment.  … Read More

A Randomized Control Trial of a Soft Commitment Product: a Pilot

This pilot study tests the uptake and usage of variations of a “contract-free” (soft) commitment savings product. … Read More

An Assessment of the National Agricultural Insurance Scheme (NAIS)

This study evaluates the NAIS scheme in terms of coverage, pay-outs and other relevant outcomes to understand the causal linkages between insured lending portfolios and agricultural credit flows. … Read More

Financial Inclusion Studies: Analysis of No-Frills Accounts Drives in Gulbarga

An evaluation of financial inclusion drives to assess goals achieved and the behaviour of clients using newly opened accounts in the district of Gulbarga, Karnataka. … Read More

Microloans, Bednets and Malaria: Evidence From a Randomized Controlled Trial in Odisha

This study evaluates the uptake of a health-protecting technology, insecticide-treated bednets (ITNs), through micro-consumer loans, as compared to free distribution and control conditions.
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Map of Microfinance

This project captures and maps important policy-relevant information such as penetration of financial services and the salient models of microfinance in various states, districts, and areas of the country. … Read More

Low Carbon Finance for the State of Tamil Nadu: Investments, Gaps, and Barriers

This study audits the public and private financial contribution to realizing low carbon commitments of the State of Tamil Nadu while identifying the gaps and barriers to investment.
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Impact of Livelihoods Projects: Stock-taking of Agriculture and Rural Development Initiatives

This study identifies the impact and lessons learnt from a livelihoods project in seven Indian states funded by the World Bank. … Read More

Implementation of the National Action Plan on Climate Change: Progress and Evaluation

This study evaluates the progress achieved in implementing the National Action Plan on Climate Change and presents a framework to facilitate effective implementation.
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Scoping Meso-Level Insurance in Agriculture Sector in India

This study explores the potential and feasibility of agricultural insurance at the meso-level, which covers risk-aggregators such as banks, MFIs, and agribusinesses. … Read More