Small, Growing Businesses and Employment

This infographic provides a snapshot of the different mobile-based, biometric and card-based digital payment solutions available in India, including a breakup of the technology prerequisites, transaction costs and limits across different platforms.

This learning note presents insights from a study conducted by Catalyst to understand pain points around GST compliance for wholesalers merchants, and identifies strategies for leveraging tax compliance as a hook for digitising payments.

Using ethnographic and in-depth qualitative interview research methods, this study sought to understand the factors that influence usage of cash and digital payment solutions among microbusinesses and market clusters of Jaipur, India. This report presents insights on the transaction profile … Read More

This learning note unpacks the barriers and opportunities for improving women’s adoption of digital payment solutions, based on an experiment conducted as part of the Catalyst program in Jaipur. The intervention sought to improve women’s access to formal financial services … Read More

This brief presents findings from a scoping study conducted with self-employed women from low-income households, to identify individual and household-level barriers to greater adoption of digital financial services. 

In this field story, a milk booth operator shares his experience of transitioning from cash to digital payments using a smartphone, as part of Catalyst’s payment digitisation pilot in Jaipur. 

In this field story, a dairy distributor talks about the challenges and pain points in operating in a cash-intensive ecosystem and shares his experience in transacting using a UPI platform as part of Catalyst’s pilot in Jaipur. 

PayBee is a UPI-based payments platform that digitizes B2B payments across all verticals in the market, with a focus on the dairy, FMCG, and pharma sectors. This field story captures operational insights and challenges from Paybee’s experience in digitizing payments … Read More

This note presents learnings from Catalyst’s pilot to digitise the B2B supply chain of Saras Dairy in Jaipur. The pilot project was identified as a potential use case with a strong business value proposition for all stakeholders and an opportunity … Read More

The field story illustrates how the founders of Merapaper, an innovative mobile application, conceived the idea for the application and took it from ideation to implementation. The application aims to revolutionise the time-intensive, cash dependent and high frequency payment collection … Read More