This field story captures insights from a small merchant’s experience of running an e-Mitra centre in Jaipur, and highlights the barriers in nudging customers to pay digitally at the point of sale.
Small, Growing Businesses and Employment
Tuning into the Sound of Digital Transactions
Catalyst
This field story captures insights from a small merchant’s experience of running an e-Mitra centre in Jaipur, and highlights the potential for digitising P2B and P2G payments.
Opportunity and Growth for Small Merchants with e-Mitras
Catalyst
Catalyst engaged with select e-Mitra merchants for a pilot project to promote card payments at these centers. This field story captures insights on the opportunities for digitising payments at e-Mitra centres.
Can Hunger for Growth Lead to Early Adoption of Digital Payment Solutions?
Catalyst
This field story highlights barriers to digital payments adoption by micro and small merchants and identifies potential use cases, drawing from the experience of a merchant in Jaipur.
A Small Business Go-to Guide for Going Cashless
Sapna Bharath and Gaurav Singhal
This infographic provides a snapshot of the different mobile-based, biometric and card-based digital payment solutions available in India, including a breakup of the technology prerequisites, transaction costs and limits across different platforms.
Leveraging GST for Digital Payments
Mandar Kagade, Raghav Katyal, Janak Priyani, Diksha Singh
This learning note presents insights from a study conducted by Catalyst to understand pain points around GST compliance for wholesalers merchants, and identifies strategies for leveraging tax compliance as a hook for digitising payments.
Is Cash the King?
Shilpa Pandit, Preethi Kannan, Vedika Inamdar, Praveen, Deepthi Kc
Using ethnographic and in-depth qualitative interview research methods, this study sought to understand the factors that influence usage of cash and digital payment solutions among microbusinesses and market clusters of Jaipur, India. This report presents insights on the transaction profile … Read More
Strengthening the Potential of Digital Finance for Women in Bhatta Basti
Deepti Kc
This learning note unpacks the barriers and opportunities for improving women’s adoption of digital payment solutions, based on an experiment conducted as part of the Catalyst program in Jaipur. The intervention sought to improve women’s access to formal financial services … Read More
Women in Ultra-poor Communities & their Role in Household Financial Decision-making and Digital Participation
Maya Durvasula, Mridulya Narasimhan, Nidhi Punmia, Vaisnavi Gnanasekaran
This brief presents findings from a scoping study conducted with self-employed women from low-income households, to identify individual and household-level barriers to greater adoption of digital financial services.
Milking the Benefits of Digital Payments – A Journey Towards Finding Simple Solutions
Catalyst
In this field story, a milk booth operator shares his experience of transitioning from cash to digital payments using a smartphone, as part of Catalyst’s payment digitisation pilot in Jaipur.