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Small, Growing Businesses and Employment

The Importance of Hold-Up in Contracting: Evidence From a Field Experiment

This study explores how the relationship specificity of an investment affects the ex-ante structure of contracts and the ex-post resolution of an ensuing hold-up problem. … Read More

What Determines Entrepreneurial Success — A Psychometric Study of Rural Entrepreneurs in India

This study examines the determinants of entrepreneurial success by studying the characteristics of rural kiosk operators, to identify and provide a model for the selection strategy of rural entrepreneurs. … Read More

Do Flexible Repayment Schedules Improve the Impact of Microcredit? Evidence from Rural India

An evaluation that studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India. … Read More

Credit Scoring Model for Registered Chit Fund Users

An analysis of how existing information on clients of Chit Funds can be used to predict their creditworthiness and savings/borrowing needs. … Read More

Evaluation of Hyderabad’s Pharmaceutical Drugs Cluster

An assessment of solvent loss via air, effluents and technology diffusion in the pharmaceutical cluster in Hyderabad. … Read More

Study on Prevalence of Bonded Labour in Tamil Nadu

This study involved developing and testing a robust and comprehensive tool to estimate the prevalence of bonded labour in the state of Tamil Nadu. … Read More

Markers of Trust: Recreating Digital Ecosystems for Women in Low-income Clusters

Shilpa Pandit

This learning note presents insights on the key aspects for designing a more inclusive and enabling digital ecosystem for women from low-income households, based on immersive qualitative research. The study focused on four different segments of female micro-entrepreneurs and self-employed … Read More

Digitizing Micro-merchant Ecosystems – Supply Chains

Catalyst

This report presents insights from a series of experiments that explore the potential of digitizing payments within dairy, pharma and FMCG supply chains. The experiments were conducted as part of Catalyst’s digital payments lab in Jaipur, Rajasthan. 

Digitizing Micro-merchant Ecosystems – Roving Service Providers

Catalyst

This report presents insights from Catalyst’s survey of roving service providers in Jaipur. It highlights pain points that this segment of micromerchants faced in adopting and using digital payments, and presents tailored strategies to enable digitisation. 

Digitizing Micro-merchant Ecosystems – Fixed Stores

Catalyst

This report presents insights from Catalyst’s survey of fixed-store establishments in Jaipur. It highlights pain points that micromerchants face in digitising their financial and business transactions, and presents strategies to enable digitisation grounded based on human-centred design.