This study aims to test the impact of lowering collateral and guarantee requirements on the sustainability of Chit Funds. … Read More
Small, Growing Businesses and Employment
Study of Labour Market Choices and Outcomes in India
This study aims to understand skills training and employment preferences of India’s rural youthm, as well as examines the social networks and work-related mobility of these youth to identify factors that contribute to labour market choices and preferences. … Read More
Demand for Flexibility in Labor Arrangements: Evidence From Rural India
This study examines the demand for flexibility in work arrangements among casual laborers in Odisha, and how this affects worker absenteeism and firm productivity. … Read More
Alternative Credit Scores for Small and Medium Enterprises
This study presents insights from an alternative credit scoring system, developed to address the shortage of data for informing credit decisions for the small and medium enterprise segment. … Read More
The Importance of Hold-Up in Contracting: Evidence From a Field Experiment
This study explores how the relationship specificity of an investment affects the ex-ante structure of contracts and the ex-post resolution of an ensuing hold-up problem. … Read More
What Determines Entrepreneurial Success — A Psychometric Study of Rural Entrepreneurs in India
This study examines the determinants of entrepreneurial success by studying the characteristics of rural kiosk operators, to identify and provide a model for the selection strategy of rural entrepreneurs. … Read More
Do Flexible Repayment Schedules Improve the Impact of Microcredit? Evidence from Rural India
An evaluation that studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India. … Read More
Credit Scoring Model for Registered Chit Fund Users
An analysis of how existing information on clients of Chit Funds can be used to predict their creditworthiness and savings/borrowing needs. … Read More
Markers of Trust: Recreating Digital Ecosystems for Women in Low-income Clusters
Shilpa Pandit
This learning note presents insights on the key aspects for designing a more inclusive and enabling digital ecosystem for women from low-income households, based on immersive qualitative research. The study focused on four different segments of female micro-entrepreneurs and self-employed … Read More
Digitizing Micro-merchant Ecosystems – Supply Chains
Catalyst
This report presents insights from a series of experiments that explore the potential of digitizing payments within dairy, pharma and FMCG supply chains. The experiments were conducted as part of Catalyst’s digital payments lab in Jaipur, Rajasthan.Â
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