This report presents a 12-point capabilities-based framework that strongly underscores the core functions that institutions must perform and provides guidelines on how these capacities can be built, within an environment. One of the crucial aspects of the report is that … Read More
Publications
Assessing the Benefits of Early Stage Design Research of Rural Bop-Focused Energy Solutions in Urban Settings
The benefits of user-centered design in design and testing for Base-of Pyramid (BoP) related products have been generally established. However, conducting extensive field tests in rural villages can be daunting. Besides the expense of conducting multiple field visits in remote … Read More
What Determines Entrepreneurial Success? A Psychometric Study of Rural Entrepreneurs in India
In this paper, the authors investigate what determines entrepreneurial success by studying the characteristics of rural kiosk operators in India, specifically kiosks run by Drishtee. We constructed a questionnaire to collect data on various psychological factors from existing kiosk operators … Read More
Putting Money in Motion: How Much do Migrants Pay for Domestic Transfers
Many of India’s domestic migrants (a group that numbers 100 million by some estimates) regularly confront a significant problem: how to move money from where it is earned in one part of the country to another part of the country … Read More
Developmental Benefits from a Low Carbon Pathway
India is in a position to reap enormous benefits from a low-carbon developmental pathway. This publication shows that a focus on inclusivity in India’s economic growth can result in large benefits. In fact, there are four economic reasons to adopt … Read More
Return to Kolar Crisis
This CMF study looks into how the access to microfinance has dried up for the people in this region. What are their current options as far as access to credit is concerned? The report attempts to throw light on various … Read More
Informal Microfinance in Assam
This report presents insights from a study undertaken as a part of the Microfinance Researchers Alliance Program (MRAP), a research capacity development programme run by the Centre for Micro Finance (CMF) at IFMR Research. The study throws light on how … Read More
Client Profiling: a Qualitative Study of Experiences of Female Microfinance Clients
This study uses in-depth interviews to understand how women decide to be clients of an MFI, which factors guide loan usage and repayment, and women’s negotiating powers within the household. The focus is on the micro-credit client rather than the … Read More
Futures Pricing in the Agricultural Sector: Research Findings
For anyone trading or investing in a product, knowledge of prevailing market prices is of utmost significance. For products with high price volatility, informed future pricing can affect current investment decisions as well as lead to more accurate price expectations. … Read More
Role of Financial Intermediaries in the Indian Life Insurance Sector
Agents continue to be the lifeblood of India’s life insurance sector, even with rapid urbanisation and advent of customer-friendly technologies. As there are several complexities associated with the sector, most consumers prefer taking the agent route to purchase a policy … Read More