In the past year, India has been weathering unprecedented health, social and economic adversities caused by the COVID-19 pandemic. Disrupted supply chains, poor access to finance and markets, and consumers’ limited propensity to spend have revealed the fault lines in India’s 6.3 million-strong enterprise ecosystem. Despite various government relief efforts to provide collateral free-loans, refinancing packages and working capital support, businesses that operate on low margins continue to suffer due to social distancing restrictions, labour shortages, inadequate demand and rising
Aishwarya Joshi | July 28, 2021
Fabrizio Valenti | July 19, 2021
Business correspondents (BCs) play an essential role in advancing financial inclusion and bringing financial services and products to unbanked and underbanked populations. RBI clearly recognizes and supports their role as stated in its financial inclusion strategy for 2020-2024 as well as numerous policies that have been passed with the intent to strengthen, expand, and support the BC model. This policy note, however, argues that two key taxation issues are hindering the sustainability and attractiveness of the BC model – the application
LEAD at Krea University | July 15, 2021
Systematic reviews have gained momentum as a key method of evidence synthesis in global development research in recent times. As defined in the Cochrane Handbook on Systematic reviews “Systematic reviews seek to collate evidence that fits pre-specified eligibility criteria in order to answer a specific research question. They aim to minimize bias by using explicit, systematic methods documented in advance with a protocol.” This document provides guidelines and recommendations for conducting mixed- method systematic reviews for evidence synthesis for “gender
LEAD at Krea University | July 15, 2021
The 2007-2008 global food-price crisis disproportionately affected women, particularly smallholder women farmers. The subsequent responses by governments, multilateral agencies and other institutions over the last decade do not seem to have had the intended effect of addressing underlying power imbalances in agriculture and food systems. Closing the knowledge gaps in gender and agriculture and food systems is a crucial step towards creating equitable food systems. This report presents a broader landscape of evidence across eleven identified themes in gender in
Sharon Buteau | May 25, 2021
The COVID-19 outbreak has had severe repercussions across the economy, particularly on micro, small and medium enterprises (MSMEs) and their workforce. There is a dearth of literature on the impact of acute crises on microenterprises, and this lack of information is compounded in times of uncertainty. This background paper for the Centre for Sustainable Employment’s State of Working India Report 2021 discusses the impact of the government-mandated lockdown on employment trends in the microenterprise sector in India. The data used
Mridulya Narasimhan, Sanjana Vijay | April 28, 2021
This brief highlights the key challenges in promoting women entrepreneurship in India, including social norms and biases, lack of education, unequal opportunities for affordable financing, and limited networking opportunities. It also outlines recommendations to address these social, economic and technological constraints.
LEAD at Krea University | April 19, 2021
This report brings forth evidence on the impact of COVID-19 on women enterprises in India, and delves into the various factors that inhibit their growth in the current context. It also highlights strategies for promoting women entrepreneurship through an ecosystem approach.
Sharon Buteau, Preethi Rao, Diksha Singh | April 14, 2021
LEAD has contributed a chapter in Volume 7 of A Better World – a magazine published by the Human Development Forum. Drawing on insights from a portfolio of research in the digital and financial inclusion space, the chapter outlines strategies for building synergies between stakeholders to address the digital divide. This volume of the magazine focuses on Sustainable Development goal (SDG) 17: Strengthen the means of implementation and revitalise the global partnership for sustainable development.
Geetanjali GK, Sujatha Srinivasan | April 14, 2021
This brief presents preliminary findings from an experimental study that attempts to understand how increasing awareness about water quality influences household behaviour relating to water treatment and use, and leads to positive health externalities.
Rahul Muralidharan, Arjun Malhotra, Soumyajit Bhar, Divyanshi Vohra, Vivek Venkataramani | March 30, 2021
This note outlines barriers to the access and utilisation of climate finance in India, drawing on desk review and discussions held during a webinar “The Landscape of Climate Finance in India: Issues with Access and Utilisation” organised by LEAD in collaboration with the Shakti Sustainable Energy Foundation. The note throws light on potential strategies for financing climate action as well as the role of private-public partnerships in redesigning action plans.