Author Archives: admin

Well, this week has been festive not just as per the Indian calendar alone, the weather in Madras has been rather pleasant with consistent rainfall. However, consistent rainfall in India does have its share of problems that it brings – … Read More

The following blog intends to familiarize our readers with the kind of partner organisation, CMF works with. The references of these articles have been taken from the HiH annual report. Picture Courtesy: Hand in Hand website   Hand in Hand … Read More

Drawing by Samira Jain I have not taken any photos of any of my field experiences in Bihar, mostly due to an inexplicable sense of discomfort in taking photos of people and their surroundings (even when they’re not study respondents … Read More

India’s public expenditure on agriculture is one of the highest in the Asian region; yet, agricultural productivity remains relatively low. The main policy instrument used for domestic agriculture seems to be focus on some form of a subsidy.  More than … Read More

The previous blog about the ongoing project in Satara, “Economics and Psychology of Long Term Savings and Pensions” was an introduction to why time-preference inconsistency is important and how it may manifest itself. The current blog will attempt to describe … Read More

Photo Credit: http://www.aegindia.org According to Malcolm Harper, “the loan waiver scheme is an expensive, populist device that won’t have much effect” (Eye on Microfinance, Volume 7).  This was in response to the In March 2008 “Agricultural Debt Waiver and Debt Relief” … Read More

Quite often, I come across this from some of my city-based friends, “Someday I would like to retire and get settled in a village and have a farm to myself, grow some vegetables and more” I do not know to … Read More

In Part I and Part II of this blog, we made a case for FE by making the modules concise, cost-efficient and effective for the clients. In this blog we discuss the observations from the field that add to existing … Read More

To make the mainstream banking services available to all, RBI and government have been outlining many initiatives that could accelerate efforts on this. The year 2005 and 2006 witnessed two key initiatives of RBI to reinforce the financial inclusion drive … Read More

According to National Sample Survey Organization (NSSO) (59th Round) data, nearly 51% of the farmer families in India are excluded from both formal and informal sources of finance. Exclusion is most acute in Central, Eastern and North-Eastern regions. Among non-cultivating … Read More