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Author Archives: admin

Digitizing Micro-merchant Ecosystems – Supply Chains

Catalyst

This report presents insights from a series of experiments that explore the potential of digitizing payments within dairy, pharma and FMCG supply chains. The experiments were conducted as part of Catalyst’s digital payments lab in Jaipur, Rajasthan. 

Digitizing Micro-merchant Ecosystems – Roving Service Providers

Catalyst

This report presents insights from Catalyst’s survey of roving service providers in Jaipur. It highlights pain points that this segment of micromerchants faced in adopting and using digital payments, and presents tailored strategies to enable digitisation. 

Mobiles for Mobilization: can ICT Innovations Empower Women?

Shruti Sheopurkar

In this month’s story from the field, Research Associate Shruti Sheopurkar shares field notes and insights from a series of focus group discussions with women on the use of ICT and mobile phones. Twenty kilometers outside Raipur city in the … Read More

Has Demonetisation Fostered a ‘Shift to Digital’ for the Banked Poor

Preethi Rao, Suraj Nair, Shruti Korada

Two years ago, the government of India made a significant move by withdrawing from circulation India’s most frequently used bank notes. The ultimate aim of this move was to create a corruption-free and cashless society. Early evidence indicates that digital … Read More

Celebrating Women In Business on Women’s Entrepreneurs Day 2019

On Women’s Entrepreneurship Day 2019, LEAD at Krea University organised a workshop to celebrate the power and potential of women entrepreneurs at Krea titled “Women in Business: Breaking Barriers and Amplifying Impact.” … Read More

Digitizing Micro-merchant Ecosystems – Fixed Stores

Catalyst

This report presents insights from Catalyst’s survey of fixed-store establishments in Jaipur. It highlights pain points that micromerchants face in digitising their financial and business transactions, and presents strategies to enable digitisation grounded based on human-centred design.

Enabling Dialogue Between Regulators and Innovators for Financial Inclusion: Seven Use Cases to Test the Waters

Catalyst

This policy note highlights ‘high impact’ use cases for promoting digital payment adoption in India, and offers templates for stakeholders to test them using a sandbox approach and provides recommendations for creating a more enabling regulatory and policy environment.

Testing IVRS as a Tool to Promote Digital Payment Adoption Among Micro and Small Merchants

Catalyst

This field story presents learnings from a study which tested a dedicated Interactive Voice Response System (IVRS) platform to spread awareness about digital payments among small merchants.

Implementing Innovation Through an Ecosystem “Learning And Solving By Doing” Approach

Gaurav Singhal, Sharon Buteau

This learning note captures the adaptive process of innovation in real world settings, based on Catalyst’s experience of undertaking rapid, data-driven, test-learn-and-build cycles to validate innovative business models in the digital payments space.

Using Comic Books to Increase Digital Financial Capabilities in Low-income Clusters

Nithya Srinivasan

This learning note highlights insights from Catalyst’s initiative to promote digital financial inclusion in a low-income cluster in Jaipur. The intervention included using illustrated comic books to spread awareness and encourage adoption of digital payment solutions among people.