Financial Well-being and Social Protection

This policy brief describes lessons from a large-scale field experiment that has delivered mobile-phone-based agricultural information to cotton farmers in western India.

This paper studies the impact of introducing repayment flexibility in microfinance contracts. The author builds an adverse selection model that predicts the existence of a separating equilibrium where lenders are able to achieve higher profits by simultaneously offering a rigid … Read More

This paper attempts to articulate a new vision for the scaled delivery of comprehensive financial services to the rural and urban poor of India. The strategies suggested in the document draw heavily on the lessons from previous experiences in this … Read More