In this handbook, we bring forth perspectives from consumers – those who are at the receiving end of digital financial inclusion. We profile 12 categories of consumers based on gender, region of work (rural/ urban) and age group, and highlight … Read More
Publications
Digital Financial Inclusion and Consumer Capabilities in India: A Handbook For Financial Service Providers
Parul Agarwal, Shreya Chatterjee, Prachi Agarwal | February 23, 2017
Optimizing Network Referrals to Identify and Recruit Creditworthy Entrepreneurs
Arun Chandrasekhar, Emily Breza and Francisco Munoz, Rupika Singh, Khushboo Gupta | February 22, 2017
The effort of screening quality loan applications and identifying potential borrowers can be very tedious and time consuming. This brief presents findings from a study that seeks to optimize a referral protocol to identify credit-worthy entrepreneurs.
To Pad or Not To Pad: Towards Better Sanitary Care for Women in Indian Slums
Supriya Garikipati, Camille Boudot | February 21, 2017
A number of programmes have recently been initiated to popularise the use of sanitary pads among women from low-income and marginalised segments, in developing countries. In this light, this article reviews prevailing menstrual practices in different contexts across India, as … Read More
Alleviating Constraints to Adoption of Improved Soil Fertility Management
Aprajit Mahajan, Andre Butler, Khushboo Gupta | February 20, 2017
This report presents findings from a randomized control trial of a new automated mobile system for delivering personalized fertilizer recommendations. This fertilizer decision support tool, Nutrient Expert (NE) for wheat, provides fertilizer input recommendations for specific fields and growing environments. … Read More
ArthImpact Happy Loans
Anoushaka Chandrashekar, Shashank Sreedharan | February 18, 2017
The report encapsulates results of a study on the impact of a microcredit product called “Happy Loans” on the business and family fronts of its clients, as well as on the extent of (digital) financial empowerment of this group.
‘Mobile’izing Agricultural Advice: Technology Adoption, Diffusion and Sustainability
Shawn A. Cole, A. Nilesh Fernando | February 1, 2016
In this paper, the authors examine the role of management in agricultural productivity, by evaluating a mobile-phone based agricultural advice service provided to farmers in India. Demand for advice is high; and advice changes practices, increasing yields in cumin (28%) … Read More
Adaptation to Persistent Drought & Groundwater Depletion: Evidence from Karnataka
Ram Fishman, Veeramalla Prakash, K. Raju | January 31, 2016
This report presents findings from a study that seeks to address the gap in literature on the combined impacts of the multi-year drought and continuing groundwater depletion afflicting Karnataka on various household outcomes; and the adaptation strategies adopted by farmers … Read More
Does Women’s Banking Matter for Women? Evidence from Urban India
Erica Field, Jose Martinez, Rohini Pande | January 30, 2016
In many developing countries, women are prevented to take full advantage of the benefits of living in an urban area. In India, while one of every two men participates in the labor market, it is the case just for one … Read More
Natural Calamities and Social Safety Programs
Arpita Khanna, Diksha Singh | January 29, 2016
This factsheet presents evidence from a recent IFMR LEAD, BIGD, IGC feasibility study on utilizing a mobile money platform to deliver cash transfers to vulnerable populations, in Northwest Bangladesh.
Open Government Data and Evidence-based Socio-economic Policy Research In India: An Overview
Larquemin, A, Buteau, S, Mukhopadhyay, JP | January 28, 2016
Public entities are one of the main producers of socio-economic data around the world. The Open Government Data (OGD) movement encourages these entities to make their data publicly available in order to improve transparency and accountability, which are the two … Read More
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