Flexible microfinance contracts can help borrowers mitigate the negative effects of income fluctuations. But the additional liquidity repayment flexibility entails can increase default. Can this risk be mitigated by using contract price as a screening mechanism? The authors implement a … Read More
Publications
Digitisation of Self-Help Groups in India
Digitisation in the processes followed by Self-Help Groups (SHGs) can have significant streamlining effects. This report highlights the current initiatives undertaken within the technology space and maps the trajectory of digitisation that various promoting agencies have followed. It further identifies … Read More
Women In Business: The Many Shades Of Grit And Perseverance
In this compendium, we feature journeys of entrepreneurs from diverse sections of society and highlight the role of grit and perseverance in enabling their success.
Making Digital Finance Work for Women: Insights from an Innovative Training Program for MFI Clients
This brief captures insights from an awareness generation and training program for MFI clients. The publication was developed as part of a multi-year capacity building program undertaken by LEAD and Sa-Dhan (Association of Community Development Finance Institutions), with assistance from … Read More
Digital is Good for Business, Adds Value for Consumers
This field story captures insights from a small merchant’s experience of running an e-Mitra centre in Jaipur, and highlights the barriers in nudging customers to pay digitally at the point of sale.
Tuning into the Sound of Digital Transactions
This field story captures insights from a small merchant’s experience of running an e-Mitra centre in Jaipur, and highlights the potential for digitising P2B and P2G payments.
Opportunity and Growth for Small Merchants with e-Mitras
Catalyst engaged with select e-Mitra merchants for a pilot project to promote card payments at these centers. This field story captures insights on the opportunities for digitising payments at e-Mitra centres.
Trust in mPoS Machines is the Biggest Concern Among Merchants in Jaipur
This field story highlights barriers to the adoption of mobile point-of-sale machines by small merchants, drawing insights from Catalyst’s feet-on-street drive to promote PoS adoption in Jaipur.
Can Hunger for Growth Lead to Early Adoption of Digital Payment Solutions?
This field story highlights barriers to digital payments adoption by micro and small merchants and identifies potential use cases, drawing from the experience of a merchant in Jaipur.
Merchant Perspectives on the BHIM Experience
This note discusses learnings and insights from Catalyst’s pilot UPI awareness and activation campaign, followed by insights from a feedback survey that was conducted in March 2018. It provides an analytical perspective on the features that work in favour of … Read More