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E-nabling Women Entrepreneurs: Digital Solutions for Financial Management

Ryan D’Souza, Sijo John

Recordkeeping is an essential practice adopted by enterprises to record the day-to-day financial activities of the business. It is used by entrepreneurs to track their cash flow and assess whether their business is profitable or not. The absence of recordkeeping … Read More

Minding the Gender Gap in MSME Credit 

Vatsima Tripathi, John Arun

NBFIs have introduced “subjective” discretion in the underwriting and credit analysis process for women entrepreneurs. While mainstream financial institutions do not back this strongly, the non-traditional institutions have taken a leap forward for inclusion of women borrowers. Women-run MSMEs constitute … Read More

Making the Invisible Visible – Addressing Financial Exclusion in India

India’s financial inclusion journey has seen monumental gains over the last decade. Propelled by government initiatives such as the Pradhan Mantri Jan Dhan Yojana, 80% of adults have a bank account and the gender gap is also gradually closing. Despite … Read More

Democratisation of Financial Health – Learnings from Emerging and Developed Nations

Globally, considerable progress has been in bridging gaps in access to financial services for the underserved. Notwithstanding these strides, there is growing recognition that for inclusion to deliver on its mandate, it is imperative to enable enhanced financial literacy, capability, … Read More

Unlocking the Power of Digital for Women-led Enterprises

Partners: Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM), Ministry of Rural Development (MoRD) The Government of India’s Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) has been working towards alleviating poverty in rural India by developing strong … Read More

Consultation on Economic Empowerment of Women Through Producer Collectives

Partner: Tamil Nadu State Rural Livelihoods Mission, Ministry of Rural Development Formation of producer collectives is an important pillar for promoting women’s economic empowerment, through farm, off farm and non-farm business activities. Sharon Buteau, Executive Director, LEAD at Krea University, shared … Read More

Advancing Women’s Entrepreneurship through Sustainable Models

Partners: ACCESS Development Services and DAY-NULM How can we advance women’s entrepreneurship through sustainable models? Sharon Buteau, Executive Director, LEAD at Krea University, shared her insights in a panel co-hosted by ACCESS Development Services and DAY-NULM. Focusing on the market challenges faced by women-led … Read More

Measuring Financial Health of Informal Workers: Why it Matters

Sabina Yasmin, Panchali Banerjee

The global pandemic would be the most recent and appropriate example to substantiate the need for measuring the financial health of informal workers. COVID-19 induced severe downscaling of economic activities, due to which the LMICs have suffered strong financial consequences. … Read More

From Access to Use: Insights on Serving Women Banking Customers in India

Sabina Yasmin, Sonja Kelly, Flavy Sen Sharma

India leads the world in the expansion of financial access to low-income people, especially low-income women. As the access challenge is nearly solved, the opportunity financial services providers now face is engaging their customers.  Public Sector Banks (PSBs) are uniquely … Read More

Mobilising Strategic Philanthropy to Strengthen Unorganized Workers

This project aimed for higher upward socio-economic mobility of unserved/underserved unorganized workers, with enhanced inclusion and resilience through the Dignity in Labour Platform. Background More than 80% of India’s non-agricultural labour force comprises informal employees (ILO, 2018) where low productivity … Read More