Saving has lately been recognized as an inevitable instrument of financial inclusion. But this financial behaviour needs to be judicious as undisciplined saving traps people in the vicious circle of poverty that results in accumulated debt. For low-income households, situations … Read More
Author Archives: admin
Newsletter Article, Issue #18: Saving against all Odds – A Savings Story from the Field
Sitaram Mukherjee
This is the inspiring story of an ordinary housewife who rose above her position and succeeded in making her life worthwhile. Hailing from Narpatpur, Varanasi, Gita Devi was just another regular housewife whose job description included looking after her family … Read More
Newsletter Article, Issue #18: Know the Organization – Centre for Advanced Financial Research and Learning (CAFRAL)
LEAD Research Team
An interview with Mrs. Usha Thorat, Director, CAFRAL. In this issue, we get to know more about CAFRAL’s aspirations and future plans in the area of Financial Research. Usha Thorat, former Deputy Governor, Reserve Bank of India, took over as … Read More
Newsletter Article, Issue #18: Avaaj Otalo: Evaluating the Effectiveness of a Mobile-based Extension Service
Ishani Desai
It is estimated that more than half of the Indian labor force is engaged in agriculture. Given this, India’s productivity in agriculture is still quite low. For example, India is the second largest producer of cotton in the world, after … Read More
Reporting Live from Satara – HDI Through Field Glasses
LEAD Research Team
My first blog post from Satara was a basic introduction to our project on long term savings and the second was about some preliminary results from our baseline data. This post is not technically about the project but is more … Read More
What Scheme Would you Like? Let’s Ask the Poor
Yesterday evening I attended a SPARK session (symposium like talks on various topics pertaining to development economics held frequently at IFMR) on the MGNREGA. While the speaker went through the history of the various similar schemes the government had conducted … Read More
Developing Financing Strategies for Implementing the State Action Plans on Climate Change
Koyel Mandal, Sunanda Rathi, Vivek Venkataramani
This report is a high level strategy document based on interim findings from a study on ‘Developing Financing Strategies for Implementing the State Action Plans on Climate Change.’ It primarily focuses on strategies for states to access and leverage Central … Read More
The Economic Returns to Social Interaction: Experimental Evidence from Microfinance
Benjamin Feigenberg, Erica Field and Rohini Pande
In this study, microfinance clients were randomly assigned to repayment groups that met either weekly or monthly during their first loan cycle, and then graduated to identical meeting frequency for their second loan. Long-run survey data and a follow-up public … Read More
Gold Loans as an Alternative Source of Credit for Low-income Households
Misha Sharma
The demand for gold in India has always been high, thus creating a huge potential for growth in the gold loan market. In recent decades, the market has emerged as a reliable sources of credit for low-income households. This report … Read More
Marketing Weather-indexed Agricultural Insurance to Smallholder Farmers in Rural Gujarat, India
Shawn Cole, Maulik Jagnani, Lisa Nestor and Jeremy Tobacman
This policy note presents findings from a study “Index Insurance to Manage Weather Risks: A Long-term Experiment” where the authors investigate the effectiveness of rainfall insurance as a tool to help farmers manage risk. The research also examines whether farmers … Read More
- « Previous Page
- 1
- …
- 39
- 40
- 41
- 42
- 43
- …
- 59
- Next Page »