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Implementation of a Women-based Community Driven Development (CDD) Programme in Tamil Nadu: The Pudhu Vaazhvu Project (PVP)

Deepti Kc, K. Acharya

This case study examines one community driven development project in southern India, called the Pudhu Vaazhvu Project (PVP). The study reveals that most poor families in the examined region are included in PVP PIP list (the PVP’s list of poor … Read More

The Miracle of Microfinance? Evidence from a Randomized Evaluation

Abhijit Banerjee, Esther Duflo, Rachel Glennerster, Cynthia Kinnan

This paper reports results from the randomized evaluation of a group lending microcredit program in Hyderabad, India. A lender worked in 52 randomly selected neighborhoods, leading to an 8.4 percentage point increase in takeup of microcredit. Small business investment and … Read More

Barriers to Basic Banking: Results from an Audit Study in South India

Amy Jensen Mowl, Camille Boudot

This working paper presents findings from an experimental study conducted in urban South India to examine the barriers faced by customers in purchasing a low-cost savings product. The authors found that banks have a high ability to influence financial access … Read More

Engendered Access Engendered Care? Evidence from a Major Indian Hospital

Debraj Ray, Rajshri Jayaraman, Shing-Yi Wang

A central feature of many developing countries is the presence of significant gender differentials in health outcomes. Two potential factors that can account for this are that females access treatment later than males and that they receive differential care at … Read More

Dynamics of Demand for Index Insurance: Evidence from a Long-run Field Experiment

Cole S, D Stein, Tobacman J,

This paper estimates how experimentally-manipulated experiences with a novel financial product, rainfall index insurance, affect subsequent insurance demand. Using a seven-year panel, we develop three main findings. First, recent experience matters for demand, consistent with overinference from small samples. Second, … Read More

Tamil Nadu State Rural Livelihoods Mission (TNSRLM)

The Tamil Nadu State Rural Livelihoods Mission (TNSRLM) plans to expand in Tamil Nadu with the same guiding principles as Tamil Nadu Pudhu Vaazhvu Project (TNPVP). The Annual Action Plan of TNSRLM states that the TNPVP will be the “pilot … Read More

Microfinance India Summit 2013 – SHG Bank Linkage – Optimizing the Potential

LEAD Research Team

Overview:  With the large existing pool of SHGs and the expected growth, it is imperative that the role of SHGs is extended beyond (indirect) credit linkage, and strategies are developed to optimize their potential in enabling comprehensive financial inclusion of … Read More

Microfinance India Summit 2013 – Financial Inclusion Vision 2020

LEAD Research Team

Overview: This session wil attempt to build a vision for financial inclusion in India, identify policy bottlenecks, strategies for convergence and incubation of innovations for sustained and durable outcomes towards mainstreaming the poor into formal financial systems. Moderator – N Srinivasan, Sector … Read More

Price Information: Leading to Roads Less Taken

LEAD Research Team

For many of India’s 850 million rural inhabitants, 40 per cent of whom live in poverty, delivering agricultural output in a timely manner is a significant challenge. Poor infrastructure, lack of scale  economies (70 per cent of landholdings are less … Read More

Comments on the Implementation of the Indian Government’s Welfare Schemes

Arushi Agarwal

The Centre for Micro Finance recently created a database of welfare schemes that have been launched by the Government of India; the database also has state and sector wise information for easier information retrieval. While working on the database, I … Read More