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Author Archives: admin

Digitizing Micro-merchant Ecosystems – Low Income Communities

Catalyst

This report presents insights on the financial behaviours and characteristics of low-income households, based on primary research undertaken in Jaipur. Drawing on Catalyst’s research and operational experience, the report recommends potential business models for serving low-income urban clusters sustainably.

Compendium of Reports on Home-based Businesses

Badal Malick, Rajesh Shukla, Pratibha Joshi, Megha Shree, Anshuman Mehta, Ankur Gautam, Harsh Nisar

This report elaborates on potential pain-points in business operations and the financial context where digital financial service providers and policy-makers at large can innovate to provide the necessary support structures for Home-Based Businesses (HBBs) to improve their financial health.

Microbusinesses, Mega Potential hosted by LEAD and BFA

IFMR LEAD in collaboration with BFA Global hosted an experience-sharing workshop on digitizing microbusiness ecosystems in India and East Africa. … Read More

India Child Well-being Report

Sarojitha Arokiaraj, Sapna Nair, Vigneshraja Kadirvell, Bestin Samuel

This report aims to measure child well-being as a state of being that facilitates i) Healthy Individual Development, ii) Positive Relationships and iii) Protective Contexts. The indices and the scores on child well-being have been computed using a rigorous methodology … Read More

Measuring Open Defecation in India Using Survey Questions: Evidence from a Randomised Survey Experiment

Sangita Vyas, Nikhil Srivastav, Divya Mary, Neeta Goel, Sujatha Srinivasan. Ajaykumar Tannirkulam, Radu Ban, Dean Spears, Diane Coffey

This paper presents findings from a study that investigates differences in reported open defecation between a question about latrine use or open defecation for every household member and a household-level question.

Knowing What’s Good for You: Can a Repayment Flexibility Option in Microfinance Contracts Improve Repayment Rates and Business Outcomes?

Giorgia Barboni, Parul Agarwal

Flexible microfinance contracts can help borrowers mitigate the negative effects of income fluctuations. But the additional liquidity repayment flexibility entails can increase default. Can this risk be mitigated by using contract price as a screening mechanism? The authors implement a … Read More

Digitisation of Self-Help Groups in India

Anisha Singh, Jithin Jose, Kriti Chouhan, Parul Agarwal, Vinith Kurian

Digitisation in the processes followed by Self-Help Groups (SHGs) can have significant streamlining effects. This report highlights the current initiatives undertaken within the technology space and maps the trajectory of digitisation that various promoting agencies have followed. It further identifies … Read More

Women In Business: The Many Shades Of Grit And Perseverance

In this compendium, we feature journeys of entrepreneurs from diverse sections of society and highlight the role of grit and perseverance in enabling their success.

Making Digital Finance Work for Women: Insights from an Innovative Training Program for MFI Clients

Smitha Cunigal

This brief captures insights from an awareness generation and training program for MFI clients. The publication was developed as part of a multi-year capacity building program undertaken by LEAD and Sa-Dhan (Association of Community Development Finance Institutions), with assistance from … Read More

Digital is Good for Business, Adds Value for Consumers

Catalyst

This field story captures insights from a small merchant’s experience of running an e-Mitra centre in Jaipur, and highlights the barriers in nudging customers to pay digitally at the point of sale.