This report presents insights on the financial behaviours and characteristics of low-income households, based on primary research undertaken in Jaipur. Drawing on Catalyst’s research and operational experience, the report recommends potential business models for serving low-income urban clusters sustainably.
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Compendium of Reports on Home-based Businesses
Badal Malick, Rajesh Shukla, Pratibha Joshi, Megha Shree, Anshuman Mehta, Ankur Gautam, Harsh Nisar
This report elaborates on potential pain-points in business operations and the financial context where digital financial service providers and policy-makers at large can innovate to provide the necessary support structures for Home-Based Businesses (HBBs) to improve their financial health.
Microbusinesses, Mega Potential hosted by LEAD and BFA
IFMR LEAD in collaboration with BFA Global hosted an experience-sharing workshop on digitizing microbusiness ecosystems in India and East Africa. … Read More
India Child Well-being Report
Sarojitha Arokiaraj, Sapna Nair, Vigneshraja Kadirvell, Bestin Samuel
This report aims to measure child well-being as a state of being that facilitates i) Healthy Individual Development, ii) Positive Relationships and iii) Protective Contexts. The indices and the scores on child well-being have been computed using a rigorous methodology … Read More
Measuring Open Defecation in India Using Survey Questions: Evidence from a Randomised Survey Experiment
Sangita Vyas, Nikhil Srivastav, Divya Mary, Neeta Goel, Sujatha Srinivasan. Ajaykumar Tannirkulam, Radu Ban, Dean Spears, Diane Coffey
This paper presents findings from a study that investigates differences in reported open defecation between a question about latrine use or open defecation for every household member and a household-level question.
Knowing What’s Good for You: Can a Repayment Flexibility Option in Microfinance Contracts Improve Repayment Rates and Business Outcomes?
Giorgia Barboni, Parul Agarwal
Flexible microfinance contracts can help borrowers mitigate the negative effects of income fluctuations. But the additional liquidity repayment flexibility entails can increase default. Can this risk be mitigated by using contract price as a screening mechanism? The authors implement a … Read More
Digitisation of Self-Help Groups in India
Anisha Singh, Jithin Jose, Kriti Chouhan, Parul Agarwal, Vinith Kurian
Digitisation in the processes followed by Self-Help Groups (SHGs) can have significant streamlining effects. This report highlights the current initiatives undertaken within the technology space and maps the trajectory of digitisation that various promoting agencies have followed. It further identifies … Read More
Women In Business: The Many Shades Of Grit And Perseverance
In this compendium, we feature journeys of entrepreneurs from diverse sections of society and highlight the role of grit and perseverance in enabling their success.
Making Digital Finance Work for Women: Insights from an Innovative Training Program for MFI Clients
Smitha Cunigal
This brief captures insights from an awareness generation and training program for MFI clients. The publication was developed as part of a multi-year capacity building program undertaken by LEAD and Sa-Dhan (Association of Community Development Finance Institutions), with assistance from … Read More
Digital is Good for Business, Adds Value for Consumers
Catalyst
This field story captures insights from a small merchant’s experience of running an e-Mitra centre in Jaipur, and highlights the barriers in nudging customers to pay digitally at the point of sale.
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