|A Group Meeting in Gujarat|
- In practice, what percentage of the average MFI’s lending portfolio comes from larger working capital loans to long-term clients?
- What resources do MFIs offer to long-term clients to graduate to formal banking? In turn, what resources do banks offer these clients to help them graduate?
- Most importantly, do these long-term clients express a demand for larger loans from formal institutions? And if they do, what are the factors hindering them from taking up these loans?
- What is the size of this client market, which wants to graduate?
sful credit histories looking for loans larger than the amount MFIs are legally allowed to disburse.