Financial Well-being and Social Protection

As part of the Catalyst program at LEAD, the Digital Payments Lab implemented a series of research projects and operational initiatives centred on digitising a low-income cluster, Bhatta Basti, in Jaipur city. This learning note is the first installment in … Read More

LEAD and Catalyst, in collaboration with SEWA Bharat, conducted a survey of 442 ultra-poor households in the Bhatta Basti area of Jaipur. This learning note presents insights on the respondents’ current needs, behaviors, and perceptions with regard to digital payments … Read More

As part of the Catalyst initiative to promote digital payments, we conducted an experiment to explore economical alternatives to create awareness about various digital payment platforms. This field story captures learnings from the ‘Digital Mela’ initiative, where a canopy store … Read More

This article presents findings from a pilot study that sought to analyse how information about chit fund clients, their retrospective transaction data, and their track records in the bidding process can be optimally used to develop credit scoring algorithms for … Read More

This report presents insights from an early stage assessment of the Pradhan Mantri Mudra Yojana, conducted by LEAD and Dvara Research.

This report presents insights from a study that assesses the impact of an SHG based microfinance model on the overall well-being of low-income households in terms of household’s investment capacity and consumption, occupation and income profiles, women’s bargaining power within … Read More

This brief presents an overview of findings from a detailed landscape assessment of agricultural insurance in India, with a focus on crop and livestock insurance. It provides an insight into the current landscape of products available in the sector, and … Read More

This study, conducted by IFMR LEAD, attempts to contribute to the ongoing debate of the short and long-term effects of demonetization on low income households who while formally banked, are among the most prone to adverse effects of demonetization policy, … Read More

The brief presents findings from a study that tested the awareness of digital payments systems and the efficacy of different government incentive schemes in promoting adoption and usage of payment platforms.

Catalyst partnered with Kyepot technologies to study how informal chit funds or Rotating Savings and Credit Association (ROSCAs) can be digitized and graduated to a formal platform. This field story captures Farida ben’s experience of transitioning her traditional chit fund … Read More