Rethinking Reserve Bank of India (RBI) Regulations for MFIs

Deepti Kc


CMF coordinated this study in collaboration with five MRAP professors. The primary focus of this
study was to investigate the borrowing practices of existing microfinance clients, inclusion within a
formal banking system, and spending patterns in relation to microloans. Furthermore, this paper
attempts to understand whether the Reserve Bank of India (RBI) guidelines regarding the eligibility
of microfinance institutions for priority sector lending align with the profiles of microfinance clients.



Thematic Area

Financial Well-being and Social Protection