To better understand Jharkhand’s challenges in achieving financial inclusion and economic growth, this case study gathers a wide range of perspectives on the status and future potential of expanding the outreach of financial services in the state’s banking and non-banking sectors. The perspectives include apex institutions, public and private banks, microfinance institutions and NGOs; it aims to, in aggregate, provide an overview of who is working towards poverty alleviation in the state and the challenges they face.