A central feature of many developing countries is the presence of significant gender differentials in health outcomes. Two potential factors that can account for this are that females access treatment later than males and that they receive differential care at … Read More
Publications
Engendered Access Engendered Care? Evidence from a Major Indian Hospital
Debraj Ray, Rajshri Jayaraman, Shing-Yi Wang | January 8, 2014
Dynamics of Demand for Index Insurance: Evidence from a Long-run Field Experiment
Cole S, D Stein, Tobacman J, | January 7, 2014
This paper estimates how experimentally-manipulated experiences with a novel financial product, rainfall index insurance, affect subsequent insurance demand. Using a seven-year panel, we develop three main findings. First, recent experience matters for demand, consistent with overinference from small samples. Second, … Read More
Tamil Nadu State Rural Livelihoods Mission (TNSRLM)
The Tamil Nadu State Rural Livelihoods Mission (TNSRLM) plans to expand in Tamil Nadu with the same guiding principles as Tamil Nadu Pudhu Vaazhvu Project (TNPVP). The Annual Action Plan of TNSRLM states that the TNPVP will be the “pilot … Read More
Developing Financing Strategies for Implementing the State Action Plans on Climate Change
Koyel Mandal, Sunanda Rathi, Vivek Venkataramani | January 19, 2013
This report is a high level strategy document based on interim findings from a study on ‘Developing Financing Strategies for Implementing the State Action Plans on Climate Change.’ It primarily focuses on strategies for states to access and leverage Central … Read More
The Economic Returns to Social Interaction: Experimental Evidence from Microfinance
Benjamin Feigenberg, Erica Field and Rohini Pande | January 17, 2013
In this study, microfinance clients were randomly assigned to repayment groups that met either weekly or monthly during their first loan cycle, and then graduated to identical meeting frequency for their second loan. Long-run survey data and a follow-up public … Read More
Gold Loans as an Alternative Source of Credit for Low-income Households
Misha Sharma | January 16, 2013
The demand for gold in India has always been high, thus creating a huge potential for growth in the gold loan market. In recent decades, the market has emerged as a reliable sources of credit for low-income households. This report … Read More
Marketing Weather-indexed Agricultural Insurance to Smallholder Farmers in Rural Gujarat, India
Shawn Cole, Maulik Jagnani, Lisa Nestor and Jeremy Tobacman | January 15, 2013
This policy note presents findings from a study “Index Insurance to Manage Weather Risks: A Long-term Experiment” where the authors investigate the effectiveness of rainfall insurance as a tool to help farmers manage risk. The research also examines whether farmers … Read More
Self Help Group Bank Linkage: Through the Responsible Finance Lens
Parul Agarwal, Misha Sharma, Amulya Krishna Champatiray | January 14, 2013
The report presents findings from a study that attempts to answer the questions associated with the above mentioned objective by collecting primary data from SHGs and SHPIs across three states -Bihar, Madhya Pradesh and Karnataka.
Comprehensive Social Security for the Indian Unorganised Sector: Recommendations on Design and Implementation
Anand Sahasranaman, Vishnu Prasad, Swati Grewal, Nikhil Tambi, Shahid Vaziralli, Camille Boudot-Reddy | January 13, 2013
This report highlights challenges in the design and implementation of social security schemes in India, and draws out lessons for designing a comprehensive social security framework. The report delves into issues of ownership structure, program coverage, delivery architecture and specific … Read More
Agent Intermediated Lending: A New Approach to Microfinance
Pushkar Maitra, Sandip Mitra, Dilip Mookherjee, Alberto Motta, Sujata Visaria | January 12, 2013
In this paper, authors present findings from a study on trader agent intermediated lending (TRAIL), a new version of microfinance where local intermediaries (lenders) are appointed as agents to recommend borrowers for individual liability loans designed to allow the financing … Read More
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