In this paper, authors share findings from a series of field experiments to evaluate the quality of advice provided by life insurance agents in India. Agents overwhelmingly recommend unsuitable, strictly dominated products, which provide high commissions to the agent. Agents … Read More
Publications
Role of Temporal Diversity in Inferring Social Ties Based on Spatio-temporal Data
The last two decades have seen a tremendous surge in research on social networks and their implications. In this paper, the authors introduce DAIICT Spatio-Temporal Network (DSSN), a spatiotemporal dataset of 0.7 million data points of continuous location data logged … Read More
Providing New Homes for Climate Change Exiles. Climate Policy (Vol. 6:2)
Given a certain pre-existing commitment to sea-level rise due to the long thermal lags of the ocean system, several million people living in coastal areas and small islands will inevitably be displaced by the middle of the century. These climate … Read More
Financing Instruments for Addressing Climate Change and Pollution: Lessons Learned from Maharashtra
The State of Maharashtra has been a pioneer in implementing fiscal instruments to address air pollution and climate change related issues. In the process, the State has also generated significant revenues that were supposed to be utilized towards vehicular pollution … Read More
Environmental Literacy in Sikkim
This report presents the context and approach for a baseline assessment of environmental literacy conducted in the state of Sikkim.
Implementation of the National Action Plan on Climate Change (Napcc) – Progress & Evaluation
This study attempts at providing pointers to facilitate effective implementation of the National Missions under the NAPCC, as well as highlight key policy aspects that augur well to further this national mandate.
Kiosk Banking: The Challenges to and Implications of Building an Inclusive Financial Architecture
The Government of India and the RBI have taken various measures to promote and deepen financial inclusion in India. One of the more recent and innovative channels of increasing financial inclusion has been through kiosk banking. The study seeks to … Read More
The Economics and Psychology of Long-term Savings and Pensions: A Randomised Experiment Among Low-income Entrepreneurs in Maharashtra, India
This report presents findings from a study that examines determinants of long-term savings among low-income households through marketing interventions and incentives.
Socioeconomic and Gender Analysis of Tribal Populations in India
This report presents insights from a baseline evaluation study to assess socioeconomic status in rural tribal regions of seven districts in five states: Chhattisgarh (Bastar, Kanker); Madhya Pradesh (Mandla, Shahdol); Orissa (Koraput); Rajasthan (Sirohi) and West Bengal (West Midnapur).
Smallholder Access to Weather Securities in India: Demand and Impact on Production Decisions
This report presents findings from a study that seeks to make weather-index insurance simple, transparent, flexible and affordable for smallholder farmers.