LEAD and Catalyst, in collaboration with SEWA Bharat, conducted a survey of 442 ultra-poor households in the Bhatta Basti area of Jaipur. This learning note presents insights on the respondents’ current needs, behaviors, and perceptions with regard to digital payments … Read More
Publications
Promoting Digital Payment Solutions Through Canopy Stores
As part of the Catalyst initiative to promote digital payments, we conducted an experiment to explore economical alternatives to create awareness about various digital payment platforms. This field story captures learnings from the ‘Digital Mela’ initiative, where a canopy store … Read More
Women in Ultra-poor Communities & their Role in Household Financial Decision-making and Digital Participation
This brief presents findings from a scoping study conducted with self-employed women from low-income households, to identify individual and household-level barriers to greater adoption of digital financial services.
Milking the Benefits of Digital Payments – A Journey Towards Finding Simple Solutions
In this field story, a milk booth operator shares his experience of transitioning from cash to digital payments using a smartphone, as part of Catalyst’s payment digitisation pilot in Jaipur.
Why I Tried Digital – A Dairy Distributor’s Story
In this field story, a dairy distributor talks about the challenges and pain points in operating in a cash-intensive ecosystem and shares his experience in transacting using a UPI platform as part of Catalyst’s pilot in Jaipur.
Paybee: Let’s Buzz Payments
PayBee is a UPI-based payments platform that digitizes B2B payments across all verticals in the market, with a focus on the dairy, FMCG, and pharma sectors. This field story captures operational insights and challenges from Paybee’s experience in digitizing payments … Read More
Digitizing Dairy B2B Supply Chain: Experience from the Field
This note presents learnings from Catalyst’s pilot to digitise the B2B supply chain of Saras Dairy in Jaipur. The pilot project was identified as a potential use case with a strong business value proposition for all stakeholders and an opportunity … Read More
Digitising Khatta System – Journey of MeraPaper
The field story illustrates how the founders of Merapaper, an innovative mobile application, conceived the idea for the application and took it from ideation to implementation. The application aims to revolutionise the time-intensive, cash dependent and high frequency payment collection … Read More
Service-level Agreements for Inclusive Urban Sanitation Services – Lessons from a Global Review
In 2017, BMGF/DFID commissioned a rapid cross-regional review of the outcomes of this partnership portfolio and identified lessons that can be applied to future projects and in cities’ future investments in sanitation services. This report documents key lessons from this … Read More
Modelling Credit and Savings Behaviour of Chit Fund Participants
This article presents findings from a pilot study that sought to analyse how information about chit fund clients, their retrospective transaction data, and their track records in the bidding process can be optimally used to develop credit scoring algorithms for … Read More