This report presents insights from a study conducted for informing the credit operations of the Catalyst initiative at IFMR. The scoping study was commissioned for assessing the credit needs of micromerchants and understanding whether credit products can be used as a hook for promoting digital payments adoption.
Building Hooks and Ladders: A Case for Integrating Digital Payments and Lending to Small Merchants
John Arun, Ankur Gautam
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Small, Growing Businesses and Employment,