Author Archives: poulami.roy@ifmr.ac.in

Assessing the Impact of Credit on Micro and Small Enterprises

This evaluation assesses the impact of Dell Foundation’s investments in financial service providers that are servicing the Micro, Small and Medium enterprise sector in India. Background Micro, small, and medium-sized enterprises (MSMEs) have garnered an increased amount of attention lately and are typically referred to as the ‘backbone of the Indian economy’. Micro, Small and Medium Enterprises (MSMEs) on average account for approximately 99% of all firms, 70% of jobs, and 50-60% of value-added in the OECD area. Their contribution

Early Insights from a Digital Intervention for Women’s Collectives

LEAD at Krea University

Government entitlements are often the primary source of social protection for poor households. In Chhattisgarh, IWWAGE – an initiative of LEAD at Krea University – and Haqdarshak Empowerment Solutions Private Limited (HESPL), in collaboration with the State Rural Livelihoods Mission (SRLM) and the Bill and Melinda Gates Foundation (BMGF), are testing a tech-enabled agent-based model to promote awareness and uptake of government entitlements among SHG members and their communities. Since the project’s inception in August 2019, over 5,000 self-help group

Plugging the MSME Finance Gap in India: Assessment of investment in Vistaar Finance

This study examines the effects of Dutch Entrepreneurial Bank FMO’s investment in NBFC Vistaar Financial Services.

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Emerging Insights from Digital Solutions in Financial Inclusion

Sharon Buteau, Preethi Rao, Fabrizio Valenti

In a rapidly digitizing country, Digital Financial Services (DFS) and fintech companies hold the promise of bringing financial inclusion to the last mile. Ensuring that vulnerable and marginalized groups have access to digital finance, can substantially reduce the time spent on getting cash as well as the risks associated with holding it, and it can facilitate their inclusion in formal financial services, unlocking access to a number of financial products including credit, savings, insurance, and pension. However, several challenges need to

Women’s Collectives and Individual Enterprise: A Livelihoods Model for Rural Women in Central India

Tanushree Bhan

This blog presents an example of an existing livelihoods model to undertake a critical evaluation of how entrepreneurship is conceived for rural women in self-help groups (SHGs) in two parts. The purpose of this two-part blog is to show that the dominant construction of entrepreneurs as autonomous economic agents who move with, and towards, opportunities does not necessarily apply to our sample of rural SHG women in Chhattisgarh. Using data from an ongoing impact evaluation study, Part 1 describes the design and

LEAD presents its work at the 5th Dvara Research Conference: Household Finance

Host: Dvara Research The 5th Dvara Research Household Finance Conference held from 7th to 11th June 2021, brought together financial practitioners, academics, researchers and practitioners for insightful discussions and presentations on various themes of household finance. LEAD presented findings from its study that seeks to understand household financial decision-making through a migration lens, on June 7. Focusing on Jharkhand, Bihar, and eastern Uttar Pradesh to New Delhi/NCR migration corridor, the study adopts a mixed-methods design to determine how factors like gender, household composition,

Gendered Economic Impacts and Burden of Unpaid Care Work: Learnings from COVID-19

Partners: CORE Net, IWWAGE, SEWA Bharat COVID-19 has exposed and worsened existing economic gender inequalities and biases against women in the labor market. Although women’s participation and remuneration have always been much lower than men’s, it has further declined due to loss of employment, stress due to the additional burden of household work and child care, and loss of savings to pay for essential commodities. The lockdown further aggravated the situation, causing a shadow pandemic for women with reduced economic

LEAD’s New Website is Live – Marking our Complete Transition to a New Visual Identity

Sharon Buteau, Preethi Rao

At LEAD, we believe in the power of communicating knowledge effectively to create impact – at every step in our journey, we have endeavoured to bring out the best possible outcomes for all stakeholders involved. As a leading action-oriented research organisation in the development sector, we also understand the value of timely thought leadership and making insights easily accessible to the broader ecosystem – especially in the current context, as decision-makers are navigating increasing uncertainty and must make informed decisions

Women Entrepreneurs as the Powerhouse of Recovery

LEAD at Krea University

This report brings forth evidence on the impact of COVID-19 on women enterprises in India, and delves into the various factors that inhibit their growth in the current context. It also highlights strategies for promoting women entrepreneurship through an ecosystem approach.

Motivating Loan Officers to Improve the Provision of Financial Services to the Poor

This study explores how information on incentives can influence the performance of loan officers of Microfinance Institutions.

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