window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'G-C3TX74X7XK'); admin | LEAD at Krea University - Page 50

Author Archives: admin

Why Index-Based Insurance Could Work

Shardul Oza

A post by NYU researcher Jonathan Bauchet on the CGAP Microfinance Blog discusses some of the reasons behind the low takeup of microinsurance products.  Bauchet mentions results from CMF’s randomized controlled trial study of an index-based weather insurance product in … Read More

The Great AP Microfinance Catharsis

This weekend was one of complete catharsis for me. The Indian microfinance sector, as is well known now, has gone through a roller coaster over the course of the last year and a half—one of emotion, accusations, and frustration. For … Read More

Are the RBI’s Financial Inclusion Policies too Conservative?

Shardul Oza

A recent article in The Economist discusses the Reserve Bank of India (RBI)’s record over the last ten to fifteen years. In general, the magazine takes a favourable view of the central bank’s performance, citing its success in maintaining macroeconomic … Read More

Who will Pay for Financial Literacy?

Mudita Tiwari

As we meander through the thatched mud-stained and brick houses in Uttar Pradesh, our team asks a curious group of smiling clients – “What did you learn at the training session?” or “Does it help when our team reminds you … Read More

A Letter From an MFI Client

Deepti KC

Dear regulators, policymakers and other stakeholders: I am a MFI client from an urban slum, and yes I have taken loans from 2-3 MFIs operating in my area. I do have a bank account, however, every time I have tried … Read More

Study of Ecological, Socio-Economic and Livelihood Dimensions of Grazing Exclusion in Protected Forests of West Sikkim

Shweta Bhagat, Mansi Diwan, Vivek Venkataramani

The goal of this study was to examine the impact of grazing exclusion in West Sikkim on forest ecosystems and livelihoods of local communities. This report presents findings from the assessment.

An Evaluation of India’s National Action Plan on Climate Change

Sujatha Byravan, Sudhir Chella Rajan

This project develops a broad-stroke analysis of the design of India’s climate missions of the National Action Plan on Climate Change. The study is based on interviews of experts in particular domains who also understand climate change. The broad crosscutting … Read More

Chit Funds as an Innovative Access to Finance for Low-income Households

Mudit Kapoor, Antoinette Schoar, Preethi Rao

Chit Funds are indigenous financial institutions in India that combine credit and savings in a single scheme. In a chit fund scheme, a group of individuals come together for a predetermined time period and contribute to a common pool at … Read More

Selling Formal Insurance to the Informally Insured

A. Mushfiq Mobarak, Mark Rosenzweig

Unpredictable rainfall is an important risk for agricultural activity, and farmers in developing countries often receive incomplete insurance from informal risk-sharing networks. This paper presents findings from a study that examines the demand for, and effects of, offering formal index-based … Read More

A Scoping Study of Financial Literacy Training Programmes in India

Deeptha Umapathy, Parul Agarwal, Santadarshan Sadhu

This study aimed at understanding the scope of different financial literacy training programmes that are being implemented across India, from both an implementer’s and beneficiaries’ perspective. To gather data for the study, discussions were held with all the stakeholders (module developing … Read More