Study on ArthImpact Happy Loans
Research Team: Anoushaka Chandrashekar, Shashank Sreedharan
Project Geography: Maharashtra
Status: Completed
ArthImpact offers small monthly loans starting from starting from INR 2000 and up to INR 1 Lakh to small and medium enterprises to smooth over cash flow difficulties during purchase of inventory or store renewal. Additionally, ArthImpact offers Happy Loans (micro credit) to micro-merchants, for as short as 30 days. The main objective of this […]
A Bird’s Eye View of Women Entrepreneurs in Tamil Nadu
Research Team: John Victor Arunkumar, Mridulya Narasimhan, Ankur Gautam, Nidhi Punmia
Project Geography: 32 districts of Tamil Nadu, India
Status: Completed
In spite of the significant contribution of enterprises run by women to employment and economic output in India, they continue to face a number of barriers to sustainable growth. This study assesses the ecosystem for women-run micro, small and medium enterprises in Tamil Nadu, with a focus on the needs of women entrepreneurs, and identifies […]
The Landscape of Crop and Livestock Insurance in India
Research Team: Khushboo Gupta (IFMR LEAD), Jithin Jose (IFMR LEAD), Suraj Nair (IFMR LEAD), John Mayne
Project Geography: India
Status: Ongoing
Information related to crop and livestock insurance in India is presently dispersed and deficient in nature. This study aims to describe the general state of the crop and live insurance sectors, identify the key players in the sector and their business models, and the challenges that hamper uptake of insurance among rural poor communities at […]
The Evolving Financial Ecosystem for Micro-Merchants in India
Principal Investigators: Parul Agarwal, Anisha Singh, Suraj Nair
Project Geography: Uttar Pradesh, Rajasthan, Maharashtra, Gujarat
Status: Completed
Digital payments have the potential to reduce transaction costs, while increasing efficiency and transparency, thus surmounting many of the traditional barriers (physical, cost etc.) that have hindered financial inclusion efforts in India. While the digital payments revolution in India has gathered significant steam in the last few years, cash still remains a dominant medium of […]
Financing State Climate Actions: Initiatives in Gujarat and Madhya Pradesh
Research Team: Vivek Venkataramani, V. Shivaranjani, Radhika Sundaresan
Project Geography: Gujarat, Madhya Pradesh
Status: Completed
Over the last decade or so, there has been growing awareness at the Central and sub-national levels in India regarding the importance of action plans on climate change. However, climate finance requirements are very high and will need to be met through a combination of domestic and international climate finance. Given this context, this project […]
