Centre for Microfinance
Understanding the Impact of Demonetization on Bank Account Holders from Low Income Households
Principal Investigators: Preethi Rao
Project Geography: Tamil Nadu, Maharashtra, Meghalaya, Uttar Pradesh
Status: Completed
This study, conducted by IFMR LEAD, attempts to contribute to the ongoing debate of the short and long-term effects of demonetization on low income households who while formally banked, are among the most prone to adverse effects of demonetization policy, owing to their socio-economic, demographic and occupational profiles. The objective of this study is to […]
Study on ArthImpact Happy Loans
Research Team: Anoushaka Chandrashekar, Shashank Sreedharan
Project Geography: Maharashtra
Status: Completed
ArthImpact offers small monthly loans starting from starting from INR 2000 and up to INR 1 Lakh to small and medium enterprises to smooth over cash flow difficulties during purchase of inventory or store renewal. Additionally, ArthImpact offers Happy Loans (micro credit) to micro-merchants, for as short as 30 days. The main objective of this […]
The Landscape of Crop and Livestock Insurance in India
Research Team: Khushboo Gupta (IFMR LEAD), Jithin Jose (IFMR LEAD), Suraj Nair (IFMR LEAD), John Mayne
Project Geography: India
Status: Ongoing
Information related to crop and livestock insurance in India is presently dispersed and deficient in nature. This study aims to describe the general state of the crop and live insurance sectors, identify the key players in the sector and their business models, and the challenges that hamper uptake of insurance among rural poor communities at […]
The Evolving Financial Ecosystem for Micro-Merchants in India
Principal Investigators: Parul Agarwal, Anisha Singh, Suraj Nair
Project Geography: Uttar Pradesh, Rajasthan, Maharashtra, Gujarat
Status: Completed
Digital payments have the potential to reduce transaction costs, while increasing efficiency and transparency, thus surmounting many of the traditional barriers (physical, cost etc.) that have hindered financial inclusion efforts in India. While the digital payments revolution in India has gathered significant steam in the last few years, cash still remains a dominant medium of […]
Adaptation to persistent drought and groundwater depletion: Evidence from Karnataka
Principal Investigators: Ram Fishman (Tel Aviv University), David Blakeslee (NYU Abu Dhabi)
Project Geography: Karnataka
Status: Ongoing
Water stress is becoming a leading constraint on Indian agriculture. Groundwater resources, on which the country’s food production is critically dependent, are being depleted. Meanwhile, rainfall disruptions expected to result from climate change may already be underway, with dry spells and drought events becoming more frequent. The potential impacts of these events are dramatically visible […]
