[vc_row equal_height="yes" el_id="first-section" inner_container="no" type="image" enable_parallax="false" parallax_speed="0.4" padding_top="0" padding_bottom="0" fixed_height="899px" bg_image="10072"][vc_column][vc_row_inner inner_container="yes" min_height="899px" bg_pos_h="center" bg_pos_v="top" css=".vc_custom_1488466522945{background-position: 0 0 !important;background-repeat: no-repeat !important;}" el_id="white-triangle1"][vc_column_inner offset="vc_col-lg-4 vc_col-md-8 vc_col-xs-12"][kleo_gap size="120px" visibility="visible-xs"][kleo_gap size="160px" visibility="visible-sm"][kleo_gap size="200px" visibility="visible-md,visible-lg"][vc_custom_heading text="MHARO DIGI JAIPUR" font_container="tag:h1|font_size:36px|text_align:left|color:%23ffffff|line_height:42px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal" letter_spacing=""][vc_column_text text_color="#ffffff" font_size="16px" letter_spacing="" letter-spacing="75"]With a formal agreement with the Government of Rajasthan in place, Catalyst is set to operationalize its very first digital payments lab in Jaipur, a tier 2 city with a 3 million plus population, over 65,000 registered small merchants, and a likely equal number of informal ones. Using a combination of new technologies, business models, and institutional innovations, Catalyst seeks to help Jaipur’s small merchants and low-income consumers move towards a less cash economy.[/vc_column_text][kleo_button title="Watch Video" href="https://www.youtube.com/watch?v=jOkQfM-05fI?rel=0" style="custom" border_width="1px" position="left" size="lg" special="no" icon="0" font_size="14px" letter_spacing="" custom_background="#d01f3c" custom_bg_hover="#ffffff" custom_text="#ffffff" custom_text_hover="#d01f3c" custom_border="#d01f3c" custom_border_hover="#d01f3c"][/vc_column_inner][vc_column_inner offset="vc_col-lg-3"][/vc_column_inner][vc_column_inner offset="vc_col-lg-4 vc_col-md-4 vc_col-xs-12"][kleo_gap size="213px" visibility="visible-xs,visible-sm"][kleo_gap size="634px" visibility="visible-md,visible-lg"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id="services" type="image" bg_repeat="repeat" padding_top="" padding_bottom="" bg_image="7841"][vc_column][kleo_magic_container position="absolute" top="0px" left="50%" min_height="521px" width="2560px" css=".vc_custom_1488466799088{margin-left: -1145px !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}"][/kleo_magic_container][vc_row_inner equal_height="yes" css=".vc_custom_1493182022032{margin-bottom: 20px !important;padding-top: 5% !important;padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][vc_column_inner css=".vc_custom_1486361714089{padding-right: 5% !important;padding-left: 5% !important;}"][vc_custom_heading text="BUILDING A LESS CASH ECOSYSTEM" font_container="tag:h2|font_size:36px|text_align:center|color:%23d11e3c|line_height:42px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal" letter_spacing=""][kleo_gap size="50px"][vc_single_image image="8710" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type="image" bg_color="#ffffff" enable_parallax="false" parallax_speed="0.4" padding_top="0" bg_image="7841"][vc_column][vc_row_inner disable_element="yes" css=".vc_custom_1486740259037{margin-top: 4% !important;margin-bottom: 4% !important;}" el_class="phide"][vc_column_inner width="1/2"][vc_custom_heading text="MERCHANT FOCUSED" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_single_image image="8712" img_size="full" alignment="center" full_width="yes" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1486736008844{background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}"][/vc_column_inner][vc_column_inner width="1/2"][vc_custom_heading text="CONSUMER FOCUSED" font_container="tag:h2|font_size:26px|text_align:left|color:%232e3844|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_single_image image="8713" img_size="full" alignment="center" full_width="yes" animation="animate-when-almost-visible" css_animation="el-fade"][/vc_column_inner][/vc_row_inner][vc_row_inner disable_element="yes" css=".vc_custom_1488892662938{margin-top: 4% !important;margin-bottom: 4% !important;}" el_class="phide"][vc_column_inner][vc_custom_heading text="MERCHANT FOCUSED SOLUTIONS" font_container="tag:h2|font_size:36px|text_align:left|color:%23d11e3c|line_height:42px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal" letter_spacing=""][vc_single_image image="9688" img_size="full" alignment="center" full_width="yes" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1488466380830{padding-right: 8% !important;padding-left: 8% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}"][/vc_column_inner][/vc_row_inner][vc_row_inner disable_element="yes" css=".vc_custom_1488892671602{margin-bottom: 2% !important;}" el_class="phide"][vc_column_inner][vc_custom_heading text="CONSUMER FOCUSED SOLUTIONS" font_container="tag:h2|font_size:36px|text_align:left|color:%232e3844|line_height:42px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal" letter_spacing=""][vc_single_image image="9689" img_size="full" alignment="center" full_width="yes" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1488466432595{padding-right: 8% !important;padding-left: 8% !important;}"][/vc_column_inner][/vc_row_inner][vc_empty_space height="30px"][/vc_column][/vc_row][vc_row full_height="yes" content_placement="middle" disable_element="yes" front_status="draft" text_align="center" text_color="#ffffff" type="image" enable_parallax="false" parallax_speed="0.3" padding_top="0" padding_bottom="0" padding_left="0" padding_right="0" bg_image="8815"][vc_column][kleo_gap size="100px"][vc_row_inner][vc_column_inner width="1/2"][/vc_column_inner][vc_column_inner width="1/2"][vc_custom_heading text="MHARO DIGI JAIPUR" font_container="tag:h2|font_size:26px|text_align:right|color:%23ffffff|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#ffffff" font_size="18px" letter_spacing="" el_class="lh24"]
<p style="text-align: right;">Catalyst will combine new technology, business models, and innovations to help merchants and consumers (in particular the poor and disadvantaged) to move towards a cashless economy in Jaipur. The pilot will conduct tests on 4 themes. Firstly, aiming to convert the flow of wage accounts in the informal sector from cash to digital. Secondly, incentivizing and strategizing the consumers to use digital accounts. Thirdly, developing innovative business models for the merchants to reduce their cost of conducting business. Lastly, it aims to digitize the collections of consumer brands and distributors.</p>
[/vc_column_text][/vc_column_inner][/vc_row_inner][kleo_gap size="40px"][/vc_column][/vc_row][vc_row equal_height="yes" disable_element="yes" front_status="draft" type="color" column_gap="no" padding_top="0" padding_bottom="0"][vc_column z_index="10" css=".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}" offset="vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12"][vc_row_inner equal_height="yes" css=".vc_custom_1486736955520{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-6 vc_col-md-6 vc_col-xs-12" css=".vc_custom_1486736476424{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap][vc_custom_heading text="EXPECTED OUTCOMES" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24"]
<ul class="pclist-red">
 	<li>Conversion of the flow of wage accounts in the informal sector from cash to digital</li>
 	<li>Incentivization of consumers to use digital accounts</li>
 	<li>Development of innovative business models for the merchants to reduce their cost of conducting business</li>
 	<li>Digitization of the collections of consumer brands and distributors</li>
</ul>
[/vc_column_text][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-6 vc_col-md-6 vc_col-xs-12" css=".vc_custom_1486736764466{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap][vc_custom_heading text="OPERATIONAL APPROACH" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24"]
<ul class="pclist-red">
 	<li>Engage operational partners to design and implement a range of needs-based solutions for the “last mile,” including technologies, business models, marketing and distribution mechanisms, demand creation strategies as well as enabling policies and regulations</li>
 	<li>Leverage a ground-level operational team to optimize, validate and coordinate these interventions using rapid cycle, iterative learning methodologies</li>
 	<li>Develop, disseminate and institutionalize a sustainable and replicable implementation template for broader scale up</li>
</ul>
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id="specialities" text_align="center" type="image" bg_position_horizontal="center" enable_parallax="false" parallax_speed="0.3" column_gap="no" padding_top="" padding_bottom="" margin_top="-40px" bg_image="10073"][vc_column][kleo_gap size="150px"][kleo_gap size="150px"][/vc_column][/vc_row][vc_row type="color" bg_color="#f8f8f8" column_gap="no" padding_top="0" padding_bottom="0"][vc_column z_index="10" css=".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}" offset="vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12"][vc_row_inner equal_height="yes" content_placement="middle" css=".vc_custom_1454272966774{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-7 vc_col-md-7 vc_col-xs-12" css=".vc_custom_1486038720570{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap][vc_custom_heading text="MERCHANT ACCEPTANCE AT SCALE" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24"]
<ul class="pclist-red">
 	<li>Target small &amp; micro merchants, individual service providers, and home-based businesses for digital payment acceptance</li>
 	<li>Promote interoperable and low-cost payment solutions (UPI, aggregators, mPOS) relevant to merchant type</li>
 	<li>Create mechanisms to educate and payments enable transacting consumers either directly or through merchants themselves</li>
 	<li>Drive awareness and financial literacy as well as establish mechanisms of trust and consumer protection for sustained use</li>
</ul>
[/vc_column_text][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-5 vc_col-md-5 vc_col-xs-12" css=".vc_custom_1486038734347{padding-right: 0px !important;padding-left: 0px !important;background-image: url(http://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-1.jpg?id=8796) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="200px"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes" content_placement="middle" css=".vc_custom_1454350387279{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-7 vc_col-md-7 vc_col-xs-12" css=".vc_custom_1489123884253{padding-right: 0px !important;padding-left: 0px !important;background-image: url(http://cashlesscatalyst.org/wp-content/uploads/2015/11/dpl2.jpg?id=9124) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="200px"][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-5 vc_col-md-5 vc_col-xs-12" css=".vc_custom_1486043036709{margin-bottom: 5px !important;padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap][vc_custom_heading text="CREDIT AND OTHER VALUE ADDED SERVICES AS A HOOK" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24" css=".vc_custom_1488792130265{margin-bottom: 0px !important;}"]
<ul class="pclist-red">
 	<li>Roll out new business models to use credit as an incentive for merchants to adopt digital payments</li>
 	<li>Create mechanisms to connect customer facing service providers and digital lenders to expand access to credit for small merchants and consumers in a safe and sustainable manner</li>
 	<li>Test impact of rewards, rebates, EMI and other value added services on adoption of digital payments</li>
</ul>
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id="specialities" text_align="center" type="image" bg_position_horizontal="center" enable_parallax="false" parallax_speed="0.3" column_gap="no" padding_top="" padding_bottom="" margin_top="-40px" bg_image="10075"][vc_column][kleo_gap size="150px"][kleo_gap size="150px"][/vc_column][/vc_row][vc_row type="color" bg_color="#f8f8f8" column_gap="no" padding_top="0" padding_bottom="0"][vc_column z_index="10" css=".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}" offset="vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12"][vc_row_inner equal_height="yes" content_placement="middle" css=".vc_custom_1454272966774{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-7 vc_col-md-7 vc_col-xs-12" css=".vc_custom_1486038720570{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="50px"][vc_custom_heading text="DIGITIZE MERCHANT SUPPLY CHAINS" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24"]
<ul class="pclist-red">
 	<li>Digitize large distributor collections from small retailers and businesses</li>
 	<li>Aggregate across smaller brands &amp; distributors to digitize and compress the order-to-fulfillment cycle, including B2B payments</li>
 	<li>Rollout integration of value added services like credit, cash flow, tax management and accounting solutions</li>
</ul>
[/vc_column_text][kleo_gap size="32px"][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-5 vc_col-md-5 vc_col-xs-12" css=".vc_custom_1489130836576{padding-right: 0px !important;padding-left: 0px !important;background-image: url(http://cashlesscatalyst.org/wp-content/uploads/2015/11/supply-chain.jpg?id=9963) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="200px"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes" content_placement="middle" css=".vc_custom_1454350387279{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-7 vc_col-md-7 vc_col-xs-12" css=".vc_custom_1487671082489{padding-right: 0px !important;padding-left: 0px !important;background-image: url(http://cashlesscatalyst.org/wp-content/uploads/2015/11/dpl1.jpg?id=9123) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="200px"][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-5 vc_col-md-5 vc_col-xs-12" css=".vc_custom_1486038761002{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="50px"][vc_custom_heading text="DIGITAL PAYMENTS FOR TRANSPORT" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24"]
<ul class="pclist-red">
 	<li>Interoperable and open loop payment solution for buses, metro, autos, taxis and rickshaws inducing every day digital payment behavior</li>
 	<li>Technology solutions in accordance with transaction speed needs</li>
</ul>
[/vc_column_text][kleo_gap size="6px"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id="specialities" text_align="center" type="image" bg_position_horizontal="center" enable_parallax="false" parallax_speed="0.3" column_gap="no" padding_top="" padding_bottom="" margin_top="-40px" bg_image="10076"][vc_column][kleo_gap size="150px"][kleo_gap size="150px"][/vc_column][/vc_row][vc_row type="color" bg_color="#f8f8f8" column_gap="no" padding_top="0" padding_bottom="50"][vc_column z_index="10" css=".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}" offset="vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12"][vc_row_inner equal_height="yes" content_placement="middle" css=".vc_custom_1454272966774{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-7 vc_col-md-7 vc_col-xs-12" css=".vc_custom_1486038720570{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="50px"][vc_custom_heading text="DIGITIZE INCOME FOR LOW WAGE EARNERS" font_container="tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24"]
<ul class="pclist-red">
 	<li>Wage digitization of informal and contract workers with annual income less than INR 2 lakhs</li>
 	<li>Low cost and easy to deploy solutions for employers while enabling employees to pay digitally with easy access to cash</li>
</ul>
[/vc_column_text][kleo_gap size="32px"][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-5 vc_col-md-5 vc_col-xs-12" css=".vc_custom_1486040690329{padding-right: 0px !important;padding-left: 0px !important;background-image: url(http://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-3.jpg?id=8803) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="200px"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes" content_placement="middle" css=".vc_custom_1454350387279{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}"][vc_column_inner width="1/2" offset="vc_col-lg-7 vc_col-md-7 vc_col-xs-12" css=".vc_custom_1489124018123{padding-right: 0px !important;padding-left: 0px !important;background-image: url(http://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-4.jpg?id=8804) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="200px"][/vc_column_inner][vc_column_inner width="1/2" offset="vc_col-lg-5 vc_col-md-5 vc_col-xs-12" css=".vc_custom_1486038761002{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}"][kleo_gap size="38px"][vc_custom_heading text="INSTILL DIGITAL BEHAVIOR IN CONSUMERS" font_container="tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_column_text text_color="#373a3a" font_size="18px" letter_spacing="" el_class="lh24" css=".vc_custom_1488792401506{margin-bottom: 15px !important;}"]
<ul class="pclist-red">
 	<li>Cluster use cases like savings, credit, investment, insurance and pension on top of payment solutions</li>
 	<li>Digitization of current financial transactions such as MFIs and chit funds</li>
 	<li>Enable credit for consumers based on their digital transaction history</li>
 	<li>Test innovative micro-saving and investment solutions for low income individuals</li>
</ul>
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<p style="text-align: center;">CATALYST is an initiative seeded by an alliance between the Government of India &amp; USAID, to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>
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