[vc_row content_placement="middle" type="image" padding_top="96" padding_bottom="96" bg_image="12166"][vc_column][vc_custom_heading text="" font_container="tag:h2|font_size:26px|text_align:center|color:%23ffffff|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal" letter_spacing=""][/vc_column][/vc_row][vc_row equal_height="yes" type="color" bg_color="#ffffff" padding_top="70"][vc_column width="3/4"][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="11566" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Fintech-report.pdf" css=".vc_custom_1513856627649{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507899469799{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>FinTech Trends Report 2017</strong>

A deep dive into what's driving the FinTech revolution in India[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="11567" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-bharat-financial-inclusion.pdf" css=".vc_custom_1507899645380{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507899573881{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Annual Report of Bharat Financial Inclusion Limited</strong>

Formerly known as “SKS Microfinance Limited” for FY 2016-17[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="11569" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Digital-Payment.pdf" css=".vc_custom_1507900041697{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507900222319{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Interim report of the committee of chief ministers on digital payments</strong>

Promoting digital payments in india[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="11577" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Digital-payment-survey.pdf" css=".vc_custom_1507900310961{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507900532226{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>AMERICAN EXPRESS</strong>
<strong>  </strong>

2017 Digital Payments Survey[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="11584" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Digital-payment-analysis.pdf" css=".vc_custom_1507900704686{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507901040967{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Digital payments-analysing the cyber landscape</strong>

Risk Consulting
<strong> </strong>[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="11585" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-inclusion.pdf" css=".vc_custom_1507900877228{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507900964541{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Inclusion 2.0</strong>

Leveraging technology disruptions to realise India’s digital economy[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1519197486130{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}" offset="vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs"][vc_single_image image="10024" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/04/Catalyst-Niti-Ayog.pdf" css=".vc_custom_1491976356383{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1491402021269{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Study to test incentives for onboarding merchants and consumers</strong>

Referral scheme and cash-back scheme[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1519197498047{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}" offset="vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs"][vc_single_image image="8327" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/2016-09-22-iSpirt-India-stack-fact-sheet_9-page_Ver4-1.pdf" css=".vc_custom_1483969713394{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1491976638559{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Making 5-minute inclusive loans a reality with “India Stack”</strong>
<strong>  </strong>

Learnings from two experiments - October 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="10025" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/BCG-Google-Digital-Payments-2020-July-2016_tcm21-39245.pdf" css=".vc_custom_1491402938053{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1491976502782{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Digital Payments 2020 - A BCG / Google Report</strong>

The making of a $500 billion ecosystem in India
<strong> </strong>[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="8342" img_size="515*384" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/Digital_Payments_India.pdf" css=".vc_custom_1491398705372{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483947126831{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>VISA - Report</strong>

Accelerating The Growth of Digital Payments in India
A Five-Year Outlook - October 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="8343" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/electronic_payments_for_retail_msmes.pdf" css=".vc_custom_1483970325674{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483946977527{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>World Bank Group/ World Economic Forum - Report</strong>

Cash vs Electronic Transactions by Small Retailers Estimating the Global Size[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="8344" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/merchant_payments_wbg-wef_launch_june13.pdf" css=".vc_custom_1483970389089{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483947106961{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>World Bank Group/ World Economic Forum - Report</strong>

Electronic Payments for Retail MSMEs: A $19 Trillion Opportunity
Global Insights and Stocktaking - June 13, 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="8345" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/tufts-cost-of-cash-india.pdf" css=".vc_custom_1483970412737{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483947092934{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>TUFTS University - Report</strong>

The cost of cash in India
Institute for business in the global context[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="8357" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://www.fastcoexist.com/3066428/3-lessons-to-guide-designing-better-financial-tech-for-the-developing-world" css=".vc_custom_1483970538060{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483967034348{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Alexandra Fiorillo - Report</strong>

3 Lessons to guide designing better financial tech for the developing world[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes"][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="8572" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="http://www.itu.int/en/ITU-T/focusgroups/dfs/Documents/09_2016/FINAL%20ENDORSED%20Enabling%20Merchant%20Payments%20Acceptance%2030%20May%202016_formatted%20AM.pdf" css=".vc_custom_1485337505572{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1485337444185{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>ITU-T Focus Group - Report</strong>

Enabling merchant payments acceptance in the digital financial ecosystems[/vc_column_text][/vc_column_inner][vc_column_inner el_class="publications-innercontainer" width="1/2" css=".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}"][vc_single_image image="10562" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="http://www.nathanlondon.co.uk/wp-content/uploads/2017/02/Nathan-Associates-Fintech-in-India.pdf" css=".vc_custom_1497352332775{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1497352366789{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}"]<strong>Fintech in India</strong>

An analysis of the market, and of the UK’s role in supporting its development[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width="1/4" css=".vc_custom_1483949189835{padding-right: 5px !important;padding-left: 5px !important;}"][vc_row_inner css=".vc_custom_1483950223220{padding-bottom: 10px !important;}"][vc_column_inner el_class="publications-innercontainer"][vc_single_image image="11574" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/deloitte-report.pdf" css=".vc_custom_1507899799205{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507899842711{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}"]<strong>SME Digital Payments</strong>

New opportunities to optimise
The Paytech Revolution Series | 2017[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1483950223220{padding-bottom: 10px !important;}"][vc_column_inner el_class="publications-innercontainer"][vc_single_image image="11589" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/10/Role-of-Co-operative-Banks-in-Financial-Inclusion.pdf" css=".vc_custom_1507901264923{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1507901321141{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}"]<strong>Role of Co-operative Banks in Financial Inclusion</strong>

A Study in the Post Reform Period[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1483950223220{padding-bottom: 10px !important;}"][vc_column_inner el_class="publications-innercontainer"][vc_single_image image="8329" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/BTC_Accelerator_Report.pdf" css=".vc_custom_1483969807312{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483947152281{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}"]<strong>BTC Accelerator Report</strong>

Accelerators to an Inclusive
Digital Payments Ecosystem[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1483950235052{margin-bottom: 10px !important;}"][vc_column_inner el_class="publications-innercontainer"][vc_single_image image="8346" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/Financial-Inclusion-Summit.pdf" css=".vc_custom_1483970355721{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1483947240896{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}"]<strong>Resurgent India Report</strong>

Financial Inclusion Summit 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1483950246744{padding-bottom: 10px !important;}"][vc_column_inner el_class="publications-innercontainer"][vc_single_image image="8347" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="https://cashlesscatalyst.org/wp-content/uploads/2017/01/watal_report-27-12-16.pdf" css=".vc_custom_1483970449901{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1485336234203{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}"]<strong>Watal Committee on Digital Payments</strong>

Medium Term Recommendations to
Strengthen Digital Payments
Ecosystem[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1483950246744{padding-bottom: 10px !important;}"][vc_column_inner el_class="publications-innercontainer"][vc_single_image image="8667" img_size="full" alignment="center" onclick="custom_link" img_link_target="_blank" full_width="yes" link="http://www.cgap.org/publications/digital-finance-interoperability-financial-inclusion" css=".vc_custom_1485779030109{margin-bottom: 0px !important;}"][vc_column_text text_color="#383b3b" font_size="18px" letter_spacing="" el_class="lh24 content-border" css=".vc_custom_1485778993373{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}"]<strong>CGAP - Report</strong>

Digital Finance Interoperability &amp; Financial Inclusion[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id="footer_area" text_align="center" type="image" bg_position_horizontal="center" enable_parallax="false" padding_top="50px" padding_bottom="50px" bg_image="9937"][vc_column width="1/4"][/vc_column][vc_column width="1/2" offset="vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0"][vc_single_image image="7888" img_size="full" alignment="center"][vc_column_text text_color="#ffffff" font_size="14px" letter_spacing="" css=".vc_custom_1526058197712{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}"]
<p style="text-align: center;">CATALYST is an initiative funded by USAID under the mSTAR Program, through funding provided to FHI 360. Housed within IFMR LEAD, the initiative aims to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>
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