INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40405, 23, '2019-02-06 10:32:07', '2019-02-06 10:32:07', '[vc_row full_height=\"yes\" equal_height=\"yes\" content_placement=\"middle\" type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" padding_bottom=\"0\" bg_image=\"10902\"][vc_column][vc_row_inner content_placement=\"middle\"][vc_column_inner el_class=\"title-text\" width=\"1/3\" offset=\"vc_col-md-5\" css=\".vc_custom_1521816908544{margin-top: 20% !important;padding-right: 12% !important;}\"][vc_custom_heading text=\"CATALYZING FINANCIAL SERVICES IN INDIA\" font_container=\"tag:h2|font_size:36px|text_align:left|color:%23ffffff|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1507879776004{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"24px\" letter_spacing=\"\" el_class=\"subtitle\" css=\".vc_custom_1521820283944{padding-right: 12% !important;}\"]The Catalyst  Incubator ‘Fintech for the Last Mile’  promotes innovative and scalable fintech solutions that address the needs of  traditionally underserved market segments.[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\" css=\".vc_custom_1500361612396{padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"190px\" visibility=\"hidden-xs\"][kleo_gap size=\"50px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_bottom=\"0\"][vc_column][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"5/12\"][vc_single_image image=\"10858\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\"][/vc_column_inner][vc_column_inner width=\"7/12\"][vc_custom_heading text=\"Building for the Last Mile\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23000000|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]While the infrastructure to build inclusive financial services has recently been upgraded with the roll-out of UPI, Aadhaar, and India Stack, we are yet to see the power of these systems delivered to end users at scale. There also remains massive scope to build deeper and more targeted workflows on top of an increasingly commoditized payment transaction layer. These software, hardware, or in certain cases, operational solutions can generate tangible and immediate value to key stakeholders across commercial use cases – be it through analytics, access to financing, or streamlined business processes. Catalyst, as part of its broader mission to help small business ecosystems access the benefits of digital finance, will co-design, analyze &amp; validate, as well as enable the scaling of successful solutions. Towards this end, Catalyst offers innovative entrepreneurs technical and financial assistance in the form of performance-based financing, ground operational resources, research methodologies, broader ecosystem linkages, and domain expertise.\n\nThe first round of selection of the incubatees took place in February 2018 where five applicants were selected.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"20\" padding_bottom=\"20\"][vc_column][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"7/12\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]We attracted 51 qualified leads through privileged channels like VCs, impact investors, incubators, universities, mentors, and social media\n\n<strong>Pipeline: Applicants across 13 sectors and 14 cities</strong>\n<ul>\n 	<li>Top Sectors: Credit (~39%), Payments (~18%), Invoice Management (~12%)</li>\n 	<li>Locations: 14 cities including Jaipur, Kanpur, Aligarh, and Bhubaneswar</li>\n 	<li>Startup vintage ranged between 1 month to 15 years..</li>\n 	<li>One fifth of applicants had a female(co-)founder</li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_single_image image=\"13024\" img_size=\"full\" alignment=\"center\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"0\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner][vc_custom_heading text=\"PARTNERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23000000|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p style=\"text-align: center;\">Incubator partners provide front-end infrastructure, program management and mentorship under their roof</p>\n[/vc_column_text][vc_single_image image=\"13027\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p style=\"text-align: center;\">Catalyst provides the \'operating system\' for incubators by integrating participating startups into labs, partner ecosystem, and ground level behavioral leaning infrastructure</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row][vc_row el_id=\"start-up\" type=\"image\"][vc_column][vc_custom_heading text=\"THE FIVE SHORTLISTED START-UPS \" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_row_inner][vc_column_inner width=\"1/3\" css=\".vc_custom_1522822556466{padding-bottom: 20px !important;}\"][vc_column_text letter_spacing=\"\" el_id=\"clientlogo\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://fingpay.co.in/wp/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"fingpay\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/fingpay.jpg\" alt=\"fingpay\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527243638109{padding-right: 15px !important;background-color: #e5e7e6 !important;}\" el_id=\"videolink\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"fingpay\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522822971844{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://fingpay.co.in/wp/\" target=\"_blank\" rel=\"noopener noreferrer\">Fingpay </a></strong>is a payment and collection solution that enables merchants to accept digital payments from customers who do not have either a card, wallet, or a mobile.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://paynearby.in/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"paynearby\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/paynearby.jpg\" alt=\"paynearby\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244207257{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"paynearby\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823006369{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://paynearby.in/\" target=\"_blank\" rel=\"noopener noreferrer\">Paynearby</a></strong> enables existing corner shops to become a digital financial services hubs, thereby creating the world’s largest hyperlocal fintech network.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"http://www.merapaper.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"merapaper\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/09/bix.jpg\" alt=\"merapaper\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244281987{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"merapaper\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823058819{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"http://www.merapaper.com/\" target=\"_blank\" rel=\"noopener noreferrer\">Merapaper</a></strong> provides a micro-ERP to digitize the customer lifecycle, billing, and payments for small B2C merchants.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://www.onymy.net/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"paybee\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/paybee.jpg\" alt=\"paybee\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244307240{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"paybee\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823098653{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://www.onymy.net/\" target=\"_blank\" rel=\"noopener noreferrer\">Paybee’s</a></strong> solution automates and digitizes B2B collections in the distributor-retailer value chain.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://kaleidofin.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"kaleidofin\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/kaleidofin.jpg\" alt=\"kaleidofin\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244360235{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"kaleidofin\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823128780{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://www.kaleidofin.com/\" target=\"_blank\" rel=\"noopener noreferrer\">Kaleidofin </a></strong>is a fintech platform that propels the un/under-banked towards meeting their real life goals by providing tailored financial solutions at scale.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][kleo_button title=\"Download\" href=\"https://cashlesscatalyst.org/wp-content/uploads/2018/12/Incubator-Infograph.pdf\" target=\"_blank\" position=\"center\" size=\"lg\" type=\"boxed-icon\" special=\"no\" icon=\"download\" font_size=\"14\" letter_spacing=\"\" el_class=\"pkirbtn\" icon_custom_background=\"#d11e3c\" icon_custom_text=\"#ffffff\"][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" padding_top=\"\" padding_bottom=\"\"][vc_column][vc_column_text letter_spacing=\"\"]\n<div id=\"fingpay\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe id=\"video1\" src=\"https://www.youtube.com/embed/0QJQOsyrJwY\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"paynearby\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe id=\"video2\" src=\"https://www.youtube.com/embed/Jc0IQGnIiEA\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"merapaper\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe id=\"video3\" src=\"https://www.youtube.com/embed/kxAjPD3Jwpw\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"paybee\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe id=\"video4\" src=\"https://www.youtube.com/embed/UOjszwnqUE8\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"kaleidofin\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe id=\"video5\" src=\"https://www.youtube.com/embed/lyOy62lqnSY\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"image\" bg_attachment=\"true\" enable_parallax=\"false\" bg_image=\"11192\"][vc_column][vc_custom_heading text=\"THE PROCESS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1521811267105{margin-bottom: 0px !important;padding-bottom: 10px !important;}\"][vc_empty_space height=\"30px\"][vc_row_inner el_class=\"phide-mobile\"][vc_column_inner][vc_single_image image=\"11211\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1504618212057{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" el_class=\"phide-desk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11193\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\" css=\".vc_custom_1504617282081{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Up to 33 lakhs<sup>*</sup>\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592402026{padding-right: 13% !important;padding-left: 13% !important;}\"]\n<p style=\"text-align: center;\">per award for activities lasting up to six months and additional benefits</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11194\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1504617305542{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Opportunity to refine your product or service\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592597893{padding-right: 11% !important;padding-left: 11% !important;}\"]\n<p style=\"text-align: center;\">and test hypotheses over six months in a dynamic market environment</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11195\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504617330456{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Mentorship from thought leaders\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592651052{padding-right: 9% !important;padding-left: 9% !important;}\"]\n<p style=\"text-align: center;\">in digital finance companies, social enterprise, and technology entrepreneurship</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"30px\"][vc_row_inner equal_height=\"yes\" el_class=\"phide-desk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11196\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\" css=\".vc_custom_1504617352679{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to small businesses,\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1521817360295{padding-right: 7% !important;padding-left: 7% !important;}\"]\n<p style=\"text-align: center;\">customers, and suppliers in Jaipur to test your product or service, run pilots, and validate hypotheses</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11197\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504617375877{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to Catalyst’s research team\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504593351421{padding-right: 6% !important;padding-left: 6% !important;}\"]\n<p style=\"text-align: center;\">and on-ground learning infrastructure</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11017\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504594166943{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to Catalyst’s broader partner ecosystem,\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504593598231{padding-right: 6% !important;padding-left: 6% !important;}\"]\n<p style=\"text-align: center;\">including other fintech companies, traditional financial institutions and government &amp; policy stakeholders</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"12px\" letter_spacing=\"\" el_class=\"lh18\"]\n<p style=\"text-align: left;\"><sup>*</sup>inclusive of all taxes</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#373a3a\"][vc_column][vc_custom_heading text=\" MEET SOME THOUGHT PARTNERS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504945146949{margin-bottom: 0px !important;padding-bottom: 10px !important;}\"][vc_row_inner css=\".vc_custom_1504876397167{margin-top: 40px !important;}\"][vc_column_inner width=\"1/4\"][vc_single_image image=\"11256\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Rakesh Mishra\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Chief Program Advisor\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11270\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/mishrrak/\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11258\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Rohan Angrish\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Head of Innovation\nICICI\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11262\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/rohan-angrish-9149a31/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11259\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Sanjay Swamy\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Managing Partner &amp; Co-Founder\nPrime Venture\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11265\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/theswamy/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11260\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Alok Mittal\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Co-Founder and CEO\nIndifi Technologies\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11267\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/alok-mittal-590a/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" type=\"color\" bg_color=\"#f7f7f7\"][vc_column][vc_row_inner][vc_column_inner][rev_slider_vc alias=\"incubator11\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" type=\"color\" bg_color=\"#ffffff\" el_class=\"phide\"][vc_column width=\"1/6\"][/vc_column][vc_column width=\"2/3\"][vc_row_inner][vc_column_inner][vc_custom_heading text=\"THE APPLICATION PROCESS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23d11e3c|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504597731150{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"20px\" letter_spacing=\"\" el_class=\"lh26\" css=\".vc_custom_1505456027002{margin-top: -10px !important;padding-top: 0px !important;}\"]\n<p style=\"text-align: center;\"><strong>Applications are due by September 24<sup>th</sup>, 2017</strong></p>\n[/vc_column_text][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504608245065{padding-right: 5% !important;padding-left: 5% !important;}\"]We will use a two-step process to select finalists. First, applicants must submit a Pitch Deck which will be evaluated against the Eligibility Criteria. Organizations whose applications fulfill all the Eligibility Criteria will be invited to submit a full application.\n\nWe encourage you to apply as early as possible as funds will be allocated on a first-come first-serve basis to organizations with great ideas that meet our eligibility and selection criteria.[/vc_column_text][kleo_gap size=\"30px\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605718726{margin-bottom: 0px !important;padding-bottom: 0px !important;padding-left: 5% !important;background-color: #d11e3c !important;}\"][vc_column_inner][vc_custom_heading text=\"PITCH DECK SUBMISSION (PHASE I)\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23ffffff|line_height:30px\" use_theme_fonts=\"yes\" letter_spacing=\"\" css=\".vc_custom_1504617658019{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 5px !important;padding-bottom: 5px !important;background-color: #d11e3c !important;}\" el_class=\"bold\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605732098{margin-top: 0px !important;padding-top: 0px !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ebebeb !important;}\"][vc_column_inner][vc_custom_heading text=\"Mandatory\" font_container=\"tag:h2|font_size:20px|text_align:left|color:%23d11e3c|line_height:26px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"bold\" css=\".vc_custom_1504617702369{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504618892332{margin-top: -10px !important;padding-top: 0px !important;}\"]To submit your Pitch Deck, please fill in the <span class=\"pred\"><a href=\"https://cashlesscatalyst.org/incubator-form/\">Phase I webform</a></span> and attach the following mandatory materials:[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div class=\"pdsContainer\">\n<div class=\"pdsDetails\">\n\n<strong>Pitch Deck</strong> in PowerPoint format of no more than 10 slides - Feel free to be creative, but the following information must be included in your Pitch Deck:\n<ul>\n 	<li><strong>Well-defined problem statement</strong> - Describe the problem you are proposing to resolve.</li>\n 	<li><strong>A solution strategy </strong>- Describe how your idea addresses the problem you propose to solve and the minimum viable product (MVP) you are proposing to develop. We define a reasonable MVP as a combination of services, software, hardware, people and/or code that demonstrates all major features of the proposed solution such that it conveys to any potential user the value proposition and workflow of the product.</li>\n 	<li><strong>A description of the target population</strong> you intend to work with, including their income levels and geographic locations.</li>\n 	<li><strong>A short summary budget</strong> detailing how much the activity will cost and a breakdown of how much of this total budget will be covered by the Catalyst grant and - how much of it will be covered by funds that the organization is willing to contribute from its own resources (what we call “skin in the game”).</li>\n</ul>\n</div>\n<div class=\"pdsDetails\">A copy of your organization’s legal registration that shows it is registered in India and fulfills all the criteria listed in Section 8 (Legal Information) of this APS to be considered an Indian organization.</div>\n<div class=\"pdsDetails\">All materials must be submitted in English and budget amounts must be in Indian Rupees.</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605749196{margin-top: 0px !important;padding-top: 0px !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ebebeb !important;}\"][vc_column_inner][vc_custom_heading text=\"Optional, but not required Phase I material\" font_container=\"tag:h2|font_size:20px|text_align:left|color:%23d11e3c|line_height:26px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"bold\" css=\".vc_custom_1504617776989{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504617811147{margin-top: -10px !important;padding-top: 0px !important;}\"](please include links in your pitch deck)[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div class=\"pdsContainer\">\n<div class=\"pdsDetails\"><strong>A link to your MVP</strong>. Nothing sells better than seeing the actual product!</div>\n<div class=\"pdsDetails\"><strong>A one-minute video</strong> explanation or pitch of your product by the founding team</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605718726{margin-bottom: 0px !important;padding-bottom: 0px !important;padding-left: 5% !important;background-color: #d11e3c !important;}\"][vc_column_inner][vc_custom_heading text=\"FULL APPLICATION SUBMISSION (PHASE II)\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23ffffff|line_height:30px\" use_theme_fonts=\"yes\" letter_spacing=\"\" css=\".vc_custom_1504617745778{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 5px !important;padding-bottom: 5px !important;background-color: #d11e3c !important;}\" el_class=\"bold\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504607834707{margin-top: 0px !important;padding-top: 0px !important;background-color: #373a3a !important;}\"][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"15px\" letter_spacing=\"\" el_class=\"lh20 pobhpContainer \" css=\".vc_custom_1504618569508{margin-bottom: 20px !important;padding-right: 5% !important;padding-left: 5% !important;}\"]If you are invited to this phase, we will require you to submit a more detailed set of materials that outline goals and milestones for the program, and how budgetary funds will be used to achieve them. Full templates will be provided by Catalyst to fulfill these submission requirements. When we’ve received all mandatory materials for your application we will review them against our selection criteria and inform you if you’ve been shortlisted for an award within 3 weeks. <a class=\"popmake-phase2 pum-trigger\" style=\"cursor: pointer;\" href=\"#\">Read More</a>\n<p style=\"text-align: center;\">To know more about the program, <a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/08/APS_Docs.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Click Here</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504619259613{margin-top: 40px !important;}\"][vc_column_inner width=\"1/3\"][/vc_column_inner][vc_column_inner width=\"1/3\"][kleo_button title=\"View FAQs\" href=\"https://cashlesscatalyst.org/faq/\" style=\"custom\" border_width=\"1px\" position=\"center\" size=\"sm\" special=\"no\" icon=\"0\" font_size=\"18px\" font_weight=\"400\" letter_spacing=\"\" el_class=\"puploadBtn\" custom_background=\"#d01f3c\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d01f3c\" custom_border=\"#d01f3c\" custom_border_hover=\"#d01f3c\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ebebeb\"][vc_column][vc_custom_heading text=\"PARTNERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][kleo_gap size=\"30px\"][vc_row_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10881\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9265\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10882\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9267\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10883\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"8066\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"30px\"][vc_row_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10884\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9171\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10655\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"8070\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10885\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10886\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"30px\"][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1526058473147{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">CATALYST is an initiative funded by USAID under the mSTAR Program, through funding provided to FHI 360. Housed within IFMR LEAD, the initiative aims to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Incubator', '', 'inherit', 'closed', 'closed', '', '14466-autosave-v1', '', '', '2019-02-06 10:32:07', '2019-02-06 10:32:07', '', 14466, 'https://cashlesscatalyst.org/media/14466-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40408, 23, '2019-02-06 10:39:41', '2019-02-06 10:39:41', '[vc_row equal_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_position_horizontal=\"center\" padding_top=\"65\" padding_bottom=\"65\" bg_image=\"12208\"][vc_column][vc_row_inner content_placement=\"middle\"][vc_column_inner width=\"1/6\"][vc_single_image image=\"10108\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-visible\" css_animation=\"el-fade\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"Catalyst FINposium 9\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1521210608413{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Event:</strong> Workshop on Innovation Partnerships with Financial Institutions\n<strong>Date:</strong> October 26<sup>th</sup>, 2017\n<strong>Location:</strong> Jaipur, India\n<strong>Attendance:</strong> 57 participants representing 37 organisations [/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"INTRODUCTION\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23383b3b|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519728201348{margin-top: 30px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]The 9th Catalyst FINposium was organised in association with the Department of Information Technology and Communications (DoITC), Government of Rajasthan (GoR), and brought together a confluence of government representatives, innovators, knowledge agencies for a deep-dive on enabling digital transactions between small merchants and low-to-middle income consumers.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_custom_heading text=\"OBJECTIVES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23383b3b|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1485501770323{margin-top: 30px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Sharing insights, challenges and opportunities for digital</li>\n 	<li>Deepening insights on digital payment solutions and sharing work ​from the Catalyst Digital Payments Lab in Jaipur, where we have been co-creating business ideas, solutions and models.</li>\n 	<li>Providing a platform to various stakeholders for sharing insights, trends, challenges and implementation experiences from India’s digital finance and payment landscape especially for the last mile.</li>\n 	<li>Showcasing partnerships and with key stakeholders in the financial inclusion space.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"0\"][vc_column][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"INAUGURAL SESSION\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 \"]The key dignitaries at the inaugural session included Mr. Fernando Maldonado, Director Digital Finance, USAID, Dr. Hansraj Yadav, Additional Director, DoIT, Ms. Sharon Buteau, Executive Director, IFMR Lead and Mr. Punit Shukla, NITI Aayog.\n\nMr. Fernando Maldonado inaugurated the FINposium by reiterating the need for coordinated efforts with a result-driven approach to create a formal economy and achieve financial inclusion in India. In the Keynote Address, Dr. Hansraj Yadav outlined ongoing Government of Rajasthan (GoR) initiatives to facilitate bringing 5 lakh merchants on digital payments by March 2018. Emphasizing on the state government’s commitment to building a strong database to record Direct Benefit Transfer (DBT) from the government to citizens as well as transactional information from a variety of distributors, Dr. Hansraj invited the partnership of lenders and solution providers in tapping into this data in the creation of targeted product and services.\n\nMr. Punit Shukla outlined NITI Aayog’s specific focus on creating a digital transformation index to identify how digitally enabled different states are in the current scenario, and the importance of this ranking in furthering e-governance and service distribution.\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"FOOD FOR THOUGHT\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 \"]An overview of business models featured in Government of Rajasthan &amp; Catalyst’s Digital Payments Lab partnership.\n\n<strong>Presenter: Badal Malick, CEO, Catalyst</strong>\n\nMaking a detailed presentation about Catalyst’s work in Jaipur through its Digital Payment’s Lab, Badal Malick, CEO, Catalyst, highlighted the need for developing value beyond just transaction by using it as a stepping stone for people to access value adds like credit. “Context plays a very big role in terms of the behaviour of customers and merchants. We need to be mindful of the distinct needs and challenges for each while developing solutions,” he added. “Our fundamental goal is to create broader access to financial services through an ecosystem-based approach, and eventually empower communities that have been underserved by financial services.”\n[/vc_column_text][/vc_column_inner][vc_column_inner][kleo_gap size=\"20px\"][vc_custom_heading text=\"PANEL DISCUSSIONS\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 \"]The event had exciting discussions centered around specific themes like merchant digitisation approaches, consumer digitisation through communication and engagement strategies, creative incentives, and relevant products to change behaviour and finance and technology solutions for the last mile.[/vc_column_text][kleo_gap size=\"20px\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"26px\" letter_spacing=\"\" el_class=\"lh32\"]\n<h3 class=\"fs26\"><span class=\"pred\">MOVING BEYOND THE TRANSACTION:</span> MERCHANT PANEL</h3>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 \"]The first panel discussion focused on sharing early insights from small merchant and distributor facing models rolled out in Jaipur by GoR, Catalyst and multiple partners. The discussion was centered around Merchant Digitisation approaches by targeting use cases to drive value and change behaviour. The panel included merchant-focused end users that shared the experience of their first-time use of different digital payment solutions\n\n<strong>Moderator: Mr. Ashish Aggarwal, Consultant, National Institute of Public Finance and Policy (NIPFP)</strong>\n\n<strong>Key Insights:</strong>\n<ul class=\"pclist-red\">\n 	<li>A key challenge to bringing retailers and distributors onto digital payment platforms are the concerns regarding security on linking bank account to an app and converting hard cash to digital.</li>\n 	<li>Initiatives such as workshops and programs in digital literacy, and provision of incentives play an important role in closing the gap and encouraging adoption.</li>\n 	<li>Merchants are now building their own credit history for customers to compensate for the lack of credible data from other players.</li>\n 	<li>There is a strong need for a credit-enabled payment solution that seamlessly integrates the backend and frontend of transactions.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"26px\" letter_spacing=\"\" el_class=\"lh32\"]\n<h3 class=\"fs26\"><span class=\"pred\">FINTECH FOR THE LAST MILE:</span> INNOVATION PANEL</h3>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]WIth all-star CEO panel, this session championed ‘#Fintech for the last mile’ solutions that addressed needs of underserved communities. Some of the shortlisted startups from the Catalyst Incubator ‘Fintech for the Last Mile’ incubator programme were showcased before the panel discussion, and interesting trends from the first cohort shared.\n\n<strong>Moderator: Mr. Vivekdeep Gupta, Associate Director- Innovation and Partnerships at Catalyst</strong>\n\n<strong>Key Insights:</strong>\n<ul class=\"pclist-red\">\n 	<li>Bank and insurance agents are important existing touch-points to leverage in reaching these households.</li>\n 	<li>Consent architecture is yet to be put in place; while the consumer should ideally own data or digital footprint created, it is currently ‘owned’ by the co-creating company or data storage owner.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][kleo_gap size=\"20px\"][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"26px\" letter_spacing=\"\" el_class=\"lh32\"]\n<h3 class=\"fs26\"><span class=\"pred\">ALL ABOUT CONTEXT:</span> CONSUMER PANEL</h3>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 \"]This panel discussion focused on consumer digitisation through communication and engagement strategies, creative incentives, and relevant products to change behaviour.\nThe need for creating an awareness journey and handholding processes that are rooted in the hyper-local context of the community were highlighted as a cross-cutting theme during the panel discussion.\n\n<strong>Moderator: Mr. Parvinder Singh, Associate Director- Learning and Communications at Catalyst</strong>\n\n<strong>Key Insights:</strong>\n<ul class=\"pclist-red\">\n 	<li>There is a strong need for inculcating online banking and transaction behaviour, especially amongst women.</li>\n 	<li>Adoption and uptake of digital payments among the low income or underserved communities need a comprehensive campaign that informs and empowers early adopters to emerge as change agents.</li>\n 	<li>The digital transaction narrative needs to be linked with wider financial inclusion.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"26px\" letter_spacing=\"\" el_class=\"lh32\"]\n<h3 class=\"fs26\">THE <span class=\"pred\">ROAD AHEAD</span></h3>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]The event was brought to a close with a discussion on the road ahead; with a focus on strategies and partnerships to support, sustain and scale successful solutions and business models. This session engaged key local institutions and service providers as well as donors to pave the way towards a less-cash Jaipur- and Rajasthan.\n\n<strong>Moderators: Dr. Hansraj Yadav, Additional Director, Department of Information Technology, Govt. of Rajasthan, and Mr. Punit Shukla, NITI Aayog </strong>\n\n<strong>Key Insights:</strong>\n<ul class=\"pclist-red\">\n 	<li>As behaviour change is a long-term exercise and hand-holding is an important aspect, there is a strong need for a joint education program on digital payments by state governments, banks and NPCI.</li>\n 	<li>While the number of cheque and ATM transaction are plateauing, IMPS transactions are growing steadily and UPI platforms are witnessing exponential growth.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_custom_heading text=\"RESOURCES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488187188062{margin-top: 30px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/09/Catalyst_FINposium-Series-%E2%80%93-October.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Agenda</a></li>\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2018/02/Catalyst-Presentation-FINposium.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Presentation</a></li>\n 	<li><a href=\"https://www.facebook.com/CashlessCatalyst/videos/442457896155982/\" target=\"_blank\" rel=\"noopener noreferrer\">Video Recording</a></li>\n 	<li><a href=\"https://cashlesscatalyst.org/latest-news/8th-catalyst-finposium-jaipur/\">Media Coverage/ Press</a></li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"7886\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549449504016{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Partner Convening 9', '', 'inherit', 'closed', 'closed', '', '12207-autosave-v1', '', '', '2019-02-06 10:39:41', '2019-02-06 10:39:41', '', 12207, 'https://cashlesscatalyst.org/media/12207-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40413, 23, '2019-02-06 10:46:22', '2019-02-06 10:46:22', '[vc_row content_placement=\"middle\" inner_container=\"no\" type=\"image\" bg_position_horizontal=\"center\" padding_top=\"96\" padding_bottom=\"96\" bg_image=\"12155\"][vc_column][vc_row_inner][vc_column_inner][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_repeat=\"repeat\" bg_attachment=\"true\" enable_parallax=\"false\" padding_bottom=\"0\" bg_image=\"10448\"][vc_column][vc_wp_custommenu nav_menu=\"63\"][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"image\" bg_color=\"#ffffff\" bg_repeat=\"repeat\" bg_attachment=\"true\" enable_parallax=\"false\" padding_top=\"30\" bg_image=\"10448\"][vc_column][vc_row_inner equal_height=\"yes\" gap=\"30\" el_class=\"lnContainer\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1519195482884{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"40188\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2019/01/ecosystem-map_revised.pdf\"][vc_custom_heading text=\"Micro-merchant Ecosystem for Low Income Communities\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fwp-content%2Fuploads%2F2019%2F01%2FEcosystem-Map.pdf|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547813692862{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical Writers : \" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547813760212{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2019\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547728753761{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519195345948{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"40187\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/implementing-innovation-ecosystem-learning-solving-approach/\"][vc_custom_heading text=\"Implementing Innovation Through An Ecosystem “Learning And Solving by Doing” Approach\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fimplementing-innovation-ecosystem-learning-solving-approach%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1548743894265{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical Writers : Gaurav Singhal and Sharon Buteau\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547813554348{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2019\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547728753761{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519195533112{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"40121\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2019/01/DFC-Learning-note.pdf\"][vc_custom_heading text=\"Using behavioral insights to improve digital financial capability (DFC) of customers\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fwp-content%2Fuploads%2F2019%2F01%2FDFC-Learning-note.pdf|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547734936845{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical Writers : Varinder Kaur Gambhir, Sunil Gurubhagwatla, Siddharth Dhankar, Nithya Srinivasan\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547744180750{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2019\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547728753761{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519195448838{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"40108\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/markers-trust-recreating-digital-ecosystems-women-low-income-clusters/\"][vc_custom_heading text=\"Markers of Trust: Recreating Digital Ecosystems for Women in Low-Income Clusters\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fmarkers-trust-recreating-digital-ecosystems-women-low-income-clusters%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547728692611{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Shilpa Pandit\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547728730882{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2019\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547728753761{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" gap=\"30\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1523434485038{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"40111\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2019/01/Learnin-by-doing-Learning-Note.pdf\"][vc_custom_heading text=\"Implementing Innovation Through An Ecosystem ``Learning and Solving by Doing`` Approach\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fwp-content%2Fuploads%2F2019%2F01%2FLearnin-by-doing-Learning-Note.pdf|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547729102121{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Gaurav Singhal and Sharon Buteau\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547729123032{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2019\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547729136442{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519195482884{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"40042\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/using-comic-books-increase-digital-financial-capabilities-low-income-clusters/\"][vc_custom_heading text=\"Using Comic Books to Increase Digital Financial Capabilities in Low-Income Clusters\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fusing-comic-books-increase-digital-financial-capabilities-low-income-clusters%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547616877305{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Nithya Srinivasan\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547469646057{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"December, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547469653452{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1523434422317{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"39803\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/strengthening-potential-digital-finance-women-bhatta-basti/\"][vc_custom_heading text=\"Strengthening the potential of digital finance for women in bhatta basti\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fstrengthening-potential-digital-finance-women-bhatta-basti%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1545566539870{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Deepti KC\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1545895354180{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"December, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1545566609711{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519195345948{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"39450\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/digital-lending-small-merchants-missing-road-last-mile/\"][vc_custom_heading text=\"Digital lending for small merchants: the missing road to the last mile\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fdigital-lending-small-merchants-missing-road-last-mile%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1542722764189{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: John Arun and Shubhranka Mondal\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1542722803475{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"November, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1542723317626{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" gap=\"30\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1541408971675{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"38891\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/segmenting-low-income-cluster-digital-payment-solutions/\"][vc_custom_heading text=\"Segmenting low-income cluster for digital payment solutions\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fsegmenting-low-income-cluster-digital-payment-solutions%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1541403176185{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writer : Deepti Kc\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547744194418{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"October, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1541402650943{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537956108157{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"26507\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/digitizing-dairy-b2b-supply-chain/\"][vc_custom_heading text=\"Digitizing Dairy B2B Supply Chain\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fdigitizing-dairy-b2b-supply-chain%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1537956128919{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Tunisha Kapoor and Preethi Rao\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1537955384156{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"September, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1537523993141{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537954927172{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"26362\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/leveragin-gst-for-digital-payments/\"][vc_custom_heading text=\"Leveraging GST for digital payments\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:https%3A%2F%2Fcashlesscatalyst.org%2Fleveragin-gst-for-digital-payments%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1537523945584{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Mandar Kagade, Raghav Katyal, Janak Priyani, and Diksha Singh\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1537523972346{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"September, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1537523993141{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537524096448{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"23078\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/merchant-perspectives-bhim-experience/\"][vc_custom_heading text=\"Merchant perspectives on the BHIM experience\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fmerchant-perspectives-bhim-experience%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1530709959894{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Mandar Kagade, Janak Priyani, Diksha Singh and Raghav Katyal.\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1530785894602{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"July 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1530709001912{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" gap=\"30\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1547728319090{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"13249\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/a-small-business-go-to-guide-for-going-cashless\"][vc_custom_heading text=\"A Small Business Go-To Guide for Going Cashless\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fa-small-business-go-to-guide-for-going-cashless|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1523434075142{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers : Sapna Bharath and Gaurav Singhal\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1531132318660{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"April, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1523434039462{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537956108157{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12146\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/women-in-ultra-poor-communities/\"][vc_custom_heading text=\"Women in ultra-poor communities &amp; their role in household financial decision making and digital participation\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fwomen-in-ultra-poor-communities%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519211203629{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Maya Durvasula, Mridulya Narasimhan, NIdhi Punmia &amp; Vaisnavi Gnanasekaran\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519212224650{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"February, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205277484{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537954927172{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12152\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/how-digitally-ready-are-the-urban-ultra-poor/\"][vc_custom_heading text=\"How digitally ready are the urban ultra-poor?\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fhow-digitally-ready-are-the-urban-ultra-poor%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519196000899{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writers: Mridulya Narasimhan &amp; Nidhi Punmia\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519212249177{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"February, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205377288{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537524096448{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"10808\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/catalyst-blog/catalysts-digital-payment-journey-jaipur-first-stop-barkat-nagar/\"][vc_custom_heading text=\"Catalyst\'s digital payment journey in jaipur first stop - Barkat Nagar\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fcatalyst-blog%2Fcatalysts-digital-payment-journey-jaipur-first-stop-barkat-nagar%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195492063{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writer: Sapna Bharath\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519212273062{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"July, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205296777{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" gap=\"30\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1547813901006{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"10470\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/catalyst-blog/decoding-jaipur-digital-payments-landscape/\"][vc_custom_heading text=\"Decoding Jaipur’s Digital Payments Landscape\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fcatalyst-blog%2Fdecoding-jaipur-digital-payments-landscape%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195501591{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writer: Vinaina Suri\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519212423207{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"May, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205312907{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1547813876671{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12190\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/india-stack/\"][vc_custom_heading text=\"India Stack\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Findia-stack%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195545508{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writer: Catalyst &amp; Dalberg Social Advisors\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1521211013662{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519211213311{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1547734543614{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12149\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/alternative-lending/\"][vc_custom_heading text=\"Alternative Lending\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Falternative-lending%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195884538{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writer: Dalberg Social Advisors\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519212314365{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205362026{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1537956108157{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #dd3333 !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12148\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/digital-kirana/\"][vc_custom_heading text=\"Digital Kirana\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fdigital-kirana%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195812190{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Technical writer: Dalberg Social Advisors\" font_container=\"tag:h5|font_size:12px|text_align:left|color:%23040707|line_height:18px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" link=\"|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519212314365{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205352303{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549449869706{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Catalyst Publications', '', 'inherit', 'closed', 'closed', '', '12122-autosave-v1', '', '', '2019-02-06 10:46:22', '2019-02-06 10:46:22', '', 12122, 'https://cashlesscatalyst.org/media/12122-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40414, 23, '2019-02-06 10:45:32', '2019-02-06 10:45:32', '[vc_row content_placement=\"middle\" inner_container=\"no\" type=\"image\" bg_position_horizontal=\"center\" padding_top=\"96\" padding_bottom=\"96\" bg_image=\"12155\"][vc_column][vc_row_inner][vc_column_inner][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_repeat=\"repeat\" bg_attachment=\"true\" enable_parallax=\"false\" padding_bottom=\"0\" bg_image=\"10448\"][vc_column][vc_wp_custommenu nav_menu=\"63\"][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"image\" bg_color=\"#ffffff\" bg_repeat=\"repeat\" bg_attachment=\"true\" enable_parallax=\"false\" padding_top=\"30\" bg_image=\"10448\"][vc_column][vc_row_inner equal_height=\"yes\" gap=\"30\" el_class=\"lnContainer\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1547534078347{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"39969\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2019/01/Regulation-Policy-Report-V4_Proofed-V2.pdf\"][vc_custom_heading text=\"Enabling dialogue between regulators and financial\ninnovators for financial inclusion\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fwp-content%2Fuploads%2F2017%2F04%2FCatalyst-Niti-Ayog.pdf||target:%20_blank|\" el_class=\"lnContainerTitle\" css=\".vc_custom_1547467934902{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"Seven use cases to test the waters\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547467771680{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"January, 2019\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1547467965315{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1547534249955{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12192\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/04/Catalyst-Niti-Ayog.pdf\"][vc_custom_heading text=\"Study to test incentives for onboarding merchants and consumers\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fwp-content%2Fuploads%2F2017%2F04%2FCatalyst-Niti-Ayog.pdf||target:%20_blank|\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519197325794{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"April, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519205705279{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" gap=\"30\" el_class=\"lnContainer\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1547534179414{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519197273317{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_single_image image=\"10470\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/catalyst-blog/decoding-jaipur-digital-payments-landscape/\"][vc_custom_heading text=\"Decoding Jaipur’s Digital Payments Landscape\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fcatalyst-blog%2Fdecoding-jaipur-digital-payments-landscape%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195501591{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"May 15, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519195517043{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519197259639{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_single_image image=\"10808\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/catalyst-blog/catalysts-digital-payment-journey-jaipur-first-stop-barkat-nagar/\"][vc_custom_heading text=\"Catalyst\'s digital payment journey in jaipur first stop - Barkat Nagar\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fcatalyst-blog%2Fcatalysts-digital-payment-journey-jaipur-first-stop-barkat-nagar%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195492063{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"July 23, 2017\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519195469339{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1519197284154{margin-bottom: 10px !important;border-bottom-width: 5px !important;padding-right: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-bottom-color: #d11e3c !important;border-bottom-style: solid !important;}\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_single_image image=\"12147\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/india-stack/\"][vc_custom_heading text=\"India Stack\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23040707|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Findia-stack%2F|||\" el_class=\"lnContainerTitle\" css=\".vc_custom_1519195545508{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23a5a5a5|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1519195554556{padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549449879747{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Policy Briefs', '', 'inherit', 'closed', 'closed', '', '12159-autosave-v1', '', '', '2019-02-06 10:45:32', '2019-02-06 10:45:32', '', 12159, 'https://cashlesscatalyst.org/media/12159-autosave-v1/', 0, 'revision', '', 0),
(40419, 23, '2019-02-06 10:50:13', '2019-02-06 10:50:13', '[vc_row equal_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"110\" padding_bottom=\"0\" bg_image=\"11981\"][vc_column][kleo_gap size=\"100px\"][vc_row_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"DIGITAL READINESS\" font_container=\"tag:h2|font_size:28px|text_align:center|color:%23ffffff|line_height:34px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_custom_heading text=\"HOW DIGITALLY READY\nARE THE URBAN ULTRA-POOR?\" font_container=\"tag:h2|font_size:48px|text_align:center|color:%23ffffff|line_height:54px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"24px\" letter_spacing=\"\"]\n<p class=\"lh30\" style=\"text-align: center;\">Urban slums and low-income residential communities represent dense, self-contained transaction ecosystems that are relevant targets for digital payment and finance programs.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"130px\"][/vc_column][/vc_row][vc_row equal_height=\"yes\" content_placement=\"middle\" padding_bottom=\"0\"][vc_column width=\"1/2\"][/vc_column][vc_column width=\"1/2\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"5/12\"][/vc_column_inner][vc_column_inner width=\"1/3\" css=\".vc_custom_1488531456733{padding-right: 0px !important;}\"][vc_column_text letter_spacing=\"\"][addtoany][/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" css=\".vc_custom_1488531444909{padding-left: 0px !important;}\"][kleo_button title=\"Print this page\" href=\"https://cashlesscatalyst.org/wp-content/uploads/2018/02/Digital-readiness-for-urban-slum.pdf\" target=\"_blank\" style=\"custom\" position=\"left\" size=\"lg\" special=\"no\" border=\"no\" icon=\"print\" font_size=\"16px\" letter_spacing=\"\" el_class=\"grey-icon\" custom_text=\"#d11e3c\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\"][vc_column][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-justify lh22\"]Urban slums and low-income residential communities represent dense, self-contained transaction ecosystems that are relevant targets for digital payment and finance programs. Financial inclusion through digitization of the payment landscape can ensure direct and tangible benefits in the form of reduced volatility in household income and expenditure as well as overall financial stability.[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-justify lh22\"]IFMR LEAD and Catalyst, in collaboration with SEWA Bharat, conducted a survey of 442 ultra-poor households in the Bhatta Basti area of Jaipur which has a largely migrant settlement of approximately 10,000 households with an estimated population over 45,000 persons.\n\nThe survey focused on documenting the current needs, behaviors, and perceptions with regard to digital payments and finance.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#d1203d\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"DIGITAL READINESS QUALIFIERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11974\" img_size=\"596*550\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518601005617{margin-top: 40px !important;margin-bottom: 40px !important;}\"][vc_custom_heading text=\"Bank account ownership &amp; usage\" font_container=\"tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1518601506829{padding-right: 28% !important;padding-left: 28% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11975\" img_size=\"596*550\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518601024916{margin-top: 40px !important;margin-bottom: 40px !important;}\"][vc_custom_heading text=\"Mobile ownership &amp; usage\" font_container=\"tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1518601520776{padding-right: 28% !important;padding-left: 28% !important;}\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11976\" img_size=\"596*550\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518601043846{margin-top: 40px !important;margin-bottom: 40px !important;}\"][vc_custom_heading text=\"Awareness &amp; perceptions regarding digital payment mechanisms\" font_container=\"tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1518601592629{padding-right: 25% !important;padding-left: 25% !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\"][vc_column][vc_custom_heading text=\"WHAT DOES THE URBAN ULTRA-POOR LOOK LIKE?\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_row_inner equal_height=\"yes\"][vc_column_inner][vc_single_image image=\"11982\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\" bg_image=\"11985\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"BANK ACCOUNT OWNERSHIP AND USAGE\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_single_image image=\"11984\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518604159826{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_position_horizontal=\"center\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"MOBILE OWNERSHIP AND USAGE\" font_container=\"tag:h3|font_size:26px|text_align:center|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"5/12\"][vc_single_image image=\"11990\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518605615147{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"11995\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606236048{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_single_image image=\"11991\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518605640397{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_separator color=\"custom\" style=\"dashed\" accent_color=\"#000000\"][kleo_gap size=\"20px\"][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_custom_heading text=\"Smartphone Usage\" font_container=\"tag:h4|font_size:20px|text_align:center|color:%23373a3a|line_height:26px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11997\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606424233{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11998\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606441292{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11999\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606459636{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner][vc_single_image image=\"12000\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606509484{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\" bg_image=\"12002\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"AWARENESS AND PERCEPTIONS ON DIGITAL PAYMENTS\" font_container=\"tag:h4|font_size:26px|text_align:center|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_single_image image=\"12001\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606637318{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\"][vc_column][vc_row_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"HOUSEHOLD PREFERENCES REGARDING MODE OF PAYMENTS ARE INFLUENCED BY THEIR KNOWLEDGE, ACCESS AND WILLINGNESS\" font_container=\"tag:h4|font_size:26px|text_align:center|color:%23373b3b|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=\"middle\"][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"While cash is still the most preferred choice for making payments on most dimensions, the community sees merit in digital from greater security and proof of record. \" font_container=\"tag:p|font_size:18px|text_align:right|color:%23373a3a|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_single_image image=\"12004\" img_size=\"full\" alignment=\"right\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518607215325{margin-top: 40px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_single_image image=\"12003\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518606983723{margin-top: 40px !important;margin-bottom: 40px !important;}\"][vc_custom_heading text=\"4% of respondents identified trade credit as a preferred mode of payment for the speed, cost and proof of transaction.\" font_container=\"tag:div|font_size:16px|text_align:left|color:%23414142|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_custom_heading text=\"<sup>*</sup>Confined to the 33% who were aware of digital payments\" font_container=\"tag:div|font_size:14px|text_align:right|color:%23231f20|line_height:20px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\" bg_image=\"12011\"][vc_column width=\"1/4\"][vc_row_inner content_placement=\"middle\"][vc_column_inner css=\".vc_custom_1518609633726{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: rgba(6,6,6,0.65) !important;*background-color: rgb(6,6,6) !important;border-left-color: #ffffff !important;border-left-style: solid !important;border-right-color: #ffffff !important;border-right-style: solid !important;border-top-color: #ffffff !important;border-top-style: solid !important;border-bottom-color: #ffffff !important;border-bottom-style: solid !important;}\"][vc_single_image image=\"12008\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518608118759{margin-top: 40px !important;margin-bottom: 40px !important;}\"][vc_custom_heading text=\"<strong>Top 3 reasons</strong> for non-adoption of digital payment systems and opportunities to address them\" font_container=\"tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1518609644353{padding-right: 5% !important;padding-left: 5% !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/12\"][/vc_column][vc_column width=\"2/3\"][vc_row_inner content_placement=\"top\"][vc_column_inner width=\"1/6\"][vc_single_image image=\"12009\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518614336921{margin-top: 0px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"Difficulty with usage and understanding\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\"][kleo_list type=\"icons\" icon_color=\"yes\" inline=\"yes\" align=\"left\" el_class=\"whiteList\"][kleo_list_item icon=\"stop\"]Community learning programs – <em class=\"fw300\">(Enablers)</em>[/kleo_list_item][kleo_list_item icon=\"stop\"]Mobilizing campaigns championed by community leaders and identified change agents - <em class=\"fw300\">(Enablers &amp; Financial Service Providers)</em>[/kleo_list_item][/kleo_list][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=\"top\"][vc_column_inner width=\"1/6\"][vc_single_image image=\"12014\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518614348999{margin-top: 0px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"Merchant preferences for cash-based payments\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\"][kleo_list type=\"icons\" icon_color=\"yes\" inline=\"yes\" align=\"left\" el_class=\"whiteList\"][kleo_list_item icon=\"stop\"]Incentivizing/ subsidizing uptake of digital payment mechanisms among resident small merchants – <em class=\"fw300\">(Local Government Agencies)</em>[/kleo_list_item][kleo_list_item icon=\"stop\"]Access to credit via digital payment platforms - <em class=\"fw300\">(Financial Service Providers)</em>[/kleo_list_item][/kleo_list][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=\"top\"][vc_column_inner width=\"1/6\"][vc_single_image image=\"12015\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518614360045{margin-top: 0px !important;margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"Lack of access to digital money solutions\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\"][kleo_list type=\"icons\" icon_color=\"yes\" inline=\"yes\" align=\"left\" el_class=\"whiteList\"][kleo_list_item icon=\"stop\"]Better Infrastructure – <em class=\"fw300\">(Local Government Agencies)</em>[/kleo_list_item][kleo_list_item icon=\"stop\"]More awareness and information on potential benefits - <em class=\"fw300\">(Enablers &amp; Financial Service Providers)</em>[/kleo_list_item][/kleo_list][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"WHAT DO WE KNOW?\" font_container=\"tag:h4|font_size:26px|text_align:center|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\"][kleo_gap][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]The needs assessment study recorded that the ultra-poor migrant community of Bhatta Basti, although interested in trying digital payment systems, does not yet have the technical and logistical capabiities needed to do so wholly and immediately.\n\nKey ecosystem actors including financial service providers, local government agencies, and enablers like Catalyst or local community organizations need to collaborate so that systematic efforts can be put in place to ensure active banking, greater access to internet and payment devices, and higher awareness regarding non-smartphone based payments like USSD and AEPS.[/vc_column_text][kleo_list type=\"icons\" icon_color=\"yes\" inline=\"yes\" align=\"left\" el_class=\"redList\"][kleo_list_item icon=\"stop\"]Build awareness and digital literacy on need, benefits, and options for financial inclusion[/kleo_list_item][kleo_list_item icon=\"stop\"]Provide easier access to banks to drive deposit and withdrawal activity[/kleo_list_item][kleo_list_item icon=\"stop\"]Introduce solutions that are compatible with local available infrastructure[/kleo_list_item][/kleo_list][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][kleo_gap size=\"30px\"][vc_custom_heading text=\"WHAT CAN BE DONE?\" font_container=\"tag:h4|font_size:26px|text_align:center|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\"][kleo_gap][vc_single_image image=\"12019\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1518610306121{margin-top: 40px !important;margin-bottom: 40px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: center;\">A staged, structured approach to the above is needed to improve digital payments and finance penetration in the community. This will require a multi-stakeholder effort comprised of Financial Service Providers, Government Agencies, Community Organizations and change \'Enablers\' such as Catalysts.</p>\n[/vc_column_text][kleo_gap size=\"30px\"][kleo_button title=\"Download full report\" href=\"https://cashlesscatalyst.org/wp-content/uploads/2018/02/Digital-readiness-for-urban-slum.pdf\" target=\"_blank\" position=\"center\" size=\"lg\" type=\"boxed-icon\" special=\"no\" icon=\"download\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pkirbtn\" icon_custom_background=\"#d11e3c\" icon_custom_text=\"#ffffff\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"7886\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1484826151396{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">CATALYST is an initiative seeded by an alliance between the Government of India &amp; USAID, to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Urban Ultra-poor', '', 'inherit', 'closed', 'closed', '', '11970-autosave-v1', '', '', '2019-02-06 10:50:13', '2019-02-06 10:50:13', '', 11970, 'https://cashlesscatalyst.org/media/11970-autosave-v1/', 0, 'revision', '', 0),
(41146, 0, '2019-04-08 06:45:27', '2019-04-08 06:45:27', 'A new comment on the post \"Miles to go before we sleep, in our journey to a less-cash India\" is waiting for your approval\r\nhttps://cashlesscatalyst.org/miles-go-sleep-journey-less-cash-india/\r\n\r\nAuthor: www.viewpadtryforfree.com (IP: 209.99.174.36, 209.99.174.36)\r\nEmail: carrollaugustin@emailplus.org\r\nURL: https://www.viewpadtryforfree.com/skype-call-recorder-reviews/\r\nComment: \r\nThanks, it is very informative\r\n\r\nApprove it: https://cashlesscatalyst.org/wp-admin/comment.php?action=approve&amp;c=12113#wpbody-content\r\nTrash it: https://cashlesscatalyst.org/wp-admin/comment.php?action=trash&amp;c=12113#wpbody-content\r\nSpam it: https://cashlesscatalyst.org/wp-admin/comment.php?action=spam&amp;c=12113#wpbody-content\r\nCurrently 174 comments are waiting for approval. Please visit the moderation panel:\r\nhttps://cashlesscatalyst.org/wp-admin/edit-comments.php?comment_status=moderated#wpbody-content\r\n', '[Catalyst] Please moderate: \"Miles to go before we sleep, in our journey to a less-cash India\"', 'Bad Request(invalid_grant)', 'private', 'closed', 'closed', '', 'catalyst-please-moderate-miles-to-go-before-we-sleep-in-our-journey-to-a-less-cash-india-11', '', '', '2019-04-08 06:45:27', '2019-04-08 06:45:27', '', 0, 'https://cashlesscatalyst.org/postman_sent_mail/catalyst-please-moderate-miles-to-go-before-we-sleep-in-our-journey-to-a-less-cash-india-11/', 0, 'postman_sent_mail', '', 0),
(41147, 0, '2019-04-08 06:45:27', '2019-04-08 06:45:27', 'A new comment on the post \"Miles to go before we sleep, in our journey to a less-cash India\" is waiting for your approval\r\nhttps://cashlesscatalyst.org/miles-go-sleep-journey-less-cash-india/\r\n\r\nAuthor: www.viewpadtryforfree.com (IP: 209.99.174.36, 209.99.174.36)\r\nEmail: carrollaugustin@emailplus.org\r\nURL: https://www.viewpadtryforfree.com/skype-call-recorder-reviews/\r\nComment: \r\nThanks, it is very informative\r\n\r\nApprove it: https://cashlesscatalyst.org/wp-admin/comment.php?action=approve&amp;c=12113#wpbody-content\r\nTrash it: https://cashlesscatalyst.org/wp-admin/comment.php?action=trash&amp;c=12113#wpbody-content\r\nSpam it: https://cashlesscatalyst.org/wp-admin/comment.php?action=spam&amp;c=12113#wpbody-content\r\nCurrently 174 comments are waiting for approval. Please visit the moderation panel:\r\nhttps://cashlesscatalyst.org/wp-admin/edit-comments.php?comment_status=moderated#wpbody-content\r\n', '[Catalyst] Please moderate: \"Miles to go before we sleep, in our journey to a less-cash India\"', 'Bad Request(invalid_grant)', 'private', 'closed', 'closed', '', 'catalyst-please-moderate-miles-to-go-before-we-sleep-in-our-journey-to-a-less-cash-india-12', '', '', '2019-04-08 06:45:27', '2019-04-08 06:45:27', '', 0, 'https://cashlesscatalyst.org/postman_sent_mail/catalyst-please-moderate-miles-to-go-before-we-sleep-in-our-journey-to-a-less-cash-india-12/', 0, 'postman_sent_mail', '', 0),
(40432, 23, '2019-02-06 10:56:54', '2019-02-06 10:56:54', '[vc_section full_height=\"yes\" css=\".vc_custom_1508398341698{background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2017/10/dairy-banner-1.jpg?id=11593) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\" el_class=\"bgAttFix\"][vc_row equal_height=\"yes\" type=\"color\" bg_color=\"rgba(255,255,255,0.01)\" padding_bottom=\"0\"][vc_column][vc_row_inner equal_height=\"yes\"][vc_column_inner][vc_custom_heading text=\"DIGITIZING DAIRY PAYMENTS BETWEEN DISTRIBUTORS, MERCHANTS AND CONSUMERS <strong>CAN SUPPORT A DAILY USE CASE THAT REACHES EVERY HOUSEHOLD IN THE CITY</strong>\" font_container=\"tag:h1|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1508412579465{margin-bottom: 0px !important;padding-right: 7% !important;padding-bottom: 0px !important;padding-left: 7% !important;}\"][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"70px\"][vc_row_inner css=\".vc_custom_1508398123899{margin-top: 0px !important;}\"][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\" css=\".vc_custom_1508398145246{background-color: #d11e3b !important;}\"][vc_column_text text_color=\"#232323\" font_size=\"18px\" letter_spacing=\"\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1508412282802{margin-top: -15px !important;}\"]\n<div class=\"row\">\n<div class=\"col-sm-4\"></div>\n<div class=\"col-sm-4\">\n<h3 class=\"innerTitleText\" style=\"text-align: center;\">CURRENT STATE</h3>\n</div>\n<div class=\"col-sm-4\"></div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"SUPPLY CHAIN AND CONSUMER PAYMENTS FOR DAIRY PURCHASES ARE LARGELY CASH BASED AND INEFFICIENT\" font_container=\"tag:h2|font_size:20px|text_align:center|color:%23ffffff|line_height:26px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1508413756101{padding-right: 17% !important;padding-left: 17% !important;}\"][vc_empty_space height=\"40px\"][vc_single_image image=\"11594\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_empty_space height=\"10px\"][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"70px\"][vc_row_inner css=\".vc_custom_1508398123899{margin-top: 0px !important;}\"][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\" css=\".vc_custom_1508398145246{background-color: #d11e3b !important;}\"][vc_column_text text_color=\"#232323\" font_size=\"18px\" letter_spacing=\"\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1508412308167{margin-top: -15px !important;}\"]\n<div class=\"row\">\n<div class=\"col-sm-4\"></div>\n<div class=\"col-sm-4\">\n<h3 class=\"innerTitleText\" style=\"text-align: center;\">FUTURE STATE</h3>\n</div>\n<div class=\"col-sm-4\"></div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"DIGITIZING DAIRY CREATES IMMEDIATE VALUE FOR THE DISTRIBUTORS. SOME OF WHICH CAN BE SHARED WITH RETAILERS TO INDUCE THEM TO DIGITISE THEIR CUSTOMER OPERATIONS\" font_container=\"tag:h3|font_size:20px|text_align:center|color:%23ffffff|line_height:26px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1508412356165{padding-right: 12% !important;padding-left: 12% !important;}\"][vc_empty_space height=\"40px\"][vc_single_image image=\"11821\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_empty_space height=\"10px\"][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"70px\"][vc_row_inner css=\".vc_custom_1508398123899{margin-top: 0px !important;}\"][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\" css=\".vc_custom_1508398145246{background-color: #d11e3b !important;}\"][vc_empty_space height=\"40px\"][vc_custom_heading text=\"A DIGITAL DAIRY BUSINESS MODEL CAN BE SCALED ACROSS THE COUNTRY TO SUPPORT A DAILY USE CASH THAT REACHES EVERY HOUSEHOLD\" font_container=\"tag:h3|font_size:20px|text_align:center|color:%23ffffff|line_height:26px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" css_animation=\"fadeIn\" letter_spacing=\"\" css=\".vc_custom_1508997497479{padding-right: 19% !important;padding-left: 19% !important;}\"][vc_empty_space height=\"40px\"][vc_single_image image=\"11602\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_empty_space height=\"10px\"][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"70px\"][vc_row_inner css=\".vc_custom_1521624948676{padding-top: 22px !important;padding-right: 15px !important;padding-bottom: 22px !important;padding-left: 15px !important;}\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1521625008501{padding-top: 22px !important;padding-right: 15px !important;padding-bottom: 22px !important;padding-left: 15px !important;background-color: #d11e3b !important;}\"][vc_single_image image=\"12807\" img_size=\"full\" onclick=\"custom_link\" link=\"https://cashlesscatalyst.org/dairy_story/\" css=\".vc_custom_1521626638569{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"User Stories\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23ffffff|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_custom_heading text=\"Milking the benefits of digital payments - A journey towards finding simple solutions\" font_container=\"tag:h4|font_size:18px|text_align:left|color:%23ffffff|line_height:24px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal\" letter_spacing=\"\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fdairy_story%2F|||\" el_class=\"lnContainerTitle\"][vc_custom_heading text=\"March, 2018\" font_container=\"tag:p|font_size:14px|text_align:left|color:%23ffffff|line_height:22px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"70px\"][/vc_column][/vc_row][/vc_section][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1484826151396{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">CATALYST is an initiative seeded by an alliance between the Government of India &amp; USAID, to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\n\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Dairy', '', 'inherit', 'closed', 'closed', '', '11592-autosave-v1', '', '', '2019-02-06 10:56:54', '2019-02-06 10:56:54', '', 11592, 'https://cashlesscatalyst.org/media/11592-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40441, 23, '2019-02-06 11:02:45', '2019-02-06 11:02:45', '[vc_row full_height=\"yes\" equal_height=\"yes\" content_placement=\"middle\" type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" padding_bottom=\"0\" bg_image=\"10902\"][vc_column][vc_row_inner content_placement=\"middle\"][vc_column_inner el_class=\"title-text\" width=\"1/3\" offset=\"vc_col-md-5\" css=\".vc_custom_1521816908544{margin-top: 20% !important;padding-right: 12% !important;}\"][vc_custom_heading text=\"CATALYZING FINANCIAL SERVICES IN INDIA\" font_container=\"tag:h2|font_size:36px|text_align:left|color:%23ffffff|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1507879776004{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"24px\" letter_spacing=\"\" el_class=\"subtitle\" css=\".vc_custom_1521820283944{padding-right: 12% !important;}\"]The Catalyst  Incubator ‘Fintech for the Last Mile’  promotes innovative and scalable fintech solutions that address the needs of  traditionally underserved market segments.[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\" css=\".vc_custom_1500361612396{padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"190px\" visibility=\"hidden-xs\"][kleo_gap size=\"50px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_bottom=\"0\"][vc_column][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"5/12\"][vc_single_image image=\"10858\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\"][/vc_column_inner][vc_column_inner width=\"7/12\"][vc_custom_heading text=\"Building for the Last Mile\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23000000|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]While the infrastructure to build inclusive financial services has recently been upgraded with the roll-out of UPI, Aadhaar, and India Stack, we are yet to see the power of these systems delivered to end users at scale. There also remains massive scope to build deeper and more targeted workflows on top of an increasingly commoditized payment transaction layer. These software, hardware, or in certain cases, operational solutions can generate tangible and immediate value to key stakeholders across commercial use cases – be it through analytics, access to financing, or streamlined business processes. Catalyst, as part of its broader mission to help small business ecosystems access the benefits of digital finance, will co-design, analyze &amp; validate, as well as enable the scaling of successful solutions. Towards this end, Catalyst offers innovative entrepreneurs technical and financial assistance in the form of performance-based financing, ground operational resources, research methodologies, broader ecosystem linkages, and domain expertise.\n\nThe first round of selection of the incubatees took place in February 2018 where five applicants were selected.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"20\" padding_bottom=\"20\"][vc_column][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"7/12\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]We attracted 51 qualified leads through privileged channels like VCs, impact investors, incubators, universities, mentors, and social media\n\n<strong>Pipeline: Applicants across 13 sectors and 14 cities</strong>\n<ul>\n 	<li>Top Sectors: Credit (~39%), Payments (~18%), Invoice Management (~12%)</li>\n 	<li>Locations: 14 cities including Jaipur, Kanpur, Aligarh, and Bhubaneswar</li>\n 	<li>Startup vintage ranged between 1 month to 15 years..</li>\n 	<li>One fifth of applicants had a female(co-)founder</li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_single_image image=\"13024\" img_size=\"full\" alignment=\"center\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"0\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner][vc_custom_heading text=\"PARTNERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23000000|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p style=\"text-align: center;\">Incubator partners provide front-end infrastructure, program management and mentorship under their roof</p>\n[/vc_column_text][vc_single_image image=\"13027\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p style=\"text-align: center;\">Catalyst provides the \'operating system\' for incubators by integrating participating startups into labs, partner ecosystem, and ground level behavioral leaning infrastructure</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row][vc_row el_id=\"start-up\" type=\"image\"][vc_column][vc_custom_heading text=\"THE FIVE SHORTLISTED START-UPS \" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_row_inner][vc_column_inner width=\"1/3\" css=\".vc_custom_1522822556466{padding-bottom: 20px !important;}\"][vc_column_text letter_spacing=\"\" el_id=\"clientlogo\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://fingpay.co.in/wp/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"fingpay\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/fingpay.jpg\" alt=\"fingpay\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527243638109{padding-right: 15px !important;background-color: #e5e7e6 !important;}\" el_id=\"videolink\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"fingpay\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522822971844{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://fingpay.co.in/wp/\" target=\"_blank\" rel=\"noopener noreferrer\">Fingpay </a></strong>is a payment and collection solution that enables merchants to accept digital payments from customers who do not have either a card, wallet, or a mobile.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://paynearby.in/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"paynearby\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/paynearby.jpg\" alt=\"paynearby\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244207257{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"paynearby\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823006369{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://paynearby.in/\" target=\"_blank\" rel=\"noopener noreferrer\">Paynearby</a></strong> enables existing corner shops to become a digital financial services hubs, thereby creating the world’s largest hyperlocal fintech network.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"http://www.merapaper.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"merapaper\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/merapaper.jpg\" alt=\"merapaper\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244281987{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"merapaper\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823058819{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"http://www.merapaper.com/\" target=\"_blank\" rel=\"noopener noreferrer\">Merapaper</a></strong> provides a micro-ERP to digitize the customer lifecycle, billing, and payments for small B2C merchants.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://www.onymy.net/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"paybee\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/paybee.jpg\" alt=\"paybee\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244307240{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"paybee\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823098653{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://www.onymy.net/\" target=\"_blank\" rel=\"noopener noreferrer\">Paybee’s</a></strong> solution automates and digitizes B2B collections in the distributor-retailer value chain.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://kaleidofin.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"kaleidofin\"><img class=\"aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/03/kaleidofin.jpg\" alt=\"kaleidofin\" /></a></div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244360235{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"kaleidofin\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823128780{padding-bottom: 25px !important;}\"]\n<p style=\"text-align: left;\"><strong><a href=\"https://www.kaleidofin.com/\" target=\"_blank\" rel=\"noopener noreferrer\">Kaleidofin </a></strong>is a fintech platform that propels the un/under-banked towards meeting their real life goals by providing tailored financial solutions at scale.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" bg_image=\"7841\"][vc_column][vc_column_text letter_spacing=\"\"]\n<div id=\"fingpay\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe id=\"ytfingpay\" src=\"https://www.youtube.com/embed/0QJQOsyrJwY\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"paynearby\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/Jc0IQGnIiEA\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"merapaper\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/kxAjPD3Jwpw\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"paybee\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/UOjszwnqUE8\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"kaleidofin\" class=\"team-profile-container startup-box\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\"></h2>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/lyOy62lqnSY\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n</div>\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"image\" bg_attachment=\"true\" enable_parallax=\"false\" bg_image=\"11192\"][vc_column][vc_custom_heading text=\"THE PROCESS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1521811267105{margin-bottom: 0px !important;padding-bottom: 10px !important;}\"][vc_empty_space height=\"30px\"][vc_row_inner el_class=\"phide-mobile\"][vc_column_inner][vc_single_image image=\"11211\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1504618212057{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" el_class=\"phide-desk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11193\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\" css=\".vc_custom_1504617282081{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Up to 33 lakhs<sup>*</sup>\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592402026{padding-right: 13% !important;padding-left: 13% !important;}\"]\n<p style=\"text-align: center;\">per award for activities lasting up to six months and additional benefits</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11194\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1504617305542{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Opportunity to refine your product or service\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592597893{padding-right: 11% !important;padding-left: 11% !important;}\"]\n<p style=\"text-align: center;\">and test hypotheses over six months in a dynamic market environment</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11195\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504617330456{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Mentorship from thought leaders\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592651052{padding-right: 9% !important;padding-left: 9% !important;}\"]\n<p style=\"text-align: center;\">in digital finance companies, social enterprise, and technology entrepreneurship</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"30px\"][vc_row_inner equal_height=\"yes\" el_class=\"phide-desk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11196\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\" css=\".vc_custom_1504617352679{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to small businesses,\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1521817360295{padding-right: 7% !important;padding-left: 7% !important;}\"]\n<p style=\"text-align: center;\">customers, and suppliers in Jaipur to test your product or service, run pilots, and validate hypotheses</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11197\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504617375877{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to Catalyst’s research team\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504593351421{padding-right: 6% !important;padding-left: 6% !important;}\"]\n<p style=\"text-align: center;\">and on-ground learning infrastructure</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11017\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504594166943{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to Catalyst’s broader partner ecosystem,\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504593598231{padding-right: 6% !important;padding-left: 6% !important;}\"]\n<p style=\"text-align: center;\">including other fintech companies, traditional financial institutions and government &amp; policy stakeholders</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"12px\" letter_spacing=\"\" el_class=\"lh18\"]\n<p style=\"text-align: left;\"><sup>*</sup>inclusive of all taxes</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#373a3a\"][vc_column][vc_custom_heading text=\" MEET SOME THOUGHT PARTNERS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504945146949{margin-bottom: 0px !important;padding-bottom: 10px !important;}\"][vc_row_inner css=\".vc_custom_1504876397167{margin-top: 40px !important;}\"][vc_column_inner width=\"1/4\"][vc_single_image image=\"11256\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Rakesh Mishra\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Chief Program Advisor\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11270\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/mishrrak/\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11258\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Rohan Angrish\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Head of Innovation\nICICI\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11262\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/rohan-angrish-9149a31/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11259\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Sanjay Swamy\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Managing Partner &amp; Co-Founder\nPrime Venture\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11265\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/theswamy/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11260\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Alok Mittal\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Co-Founder and CEO\nIndifi Technologies\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\n<p style=\"text-align: center;\"><a class=\"popmake-11267\" href=\"#\">Bio</a>\n<a href=\"https://www.linkedin.com/in/alok-mittal-590a/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" type=\"color\" bg_color=\"#f7f7f7\"][vc_column][vc_row_inner][vc_column_inner][rev_slider_vc alias=\"incubator11\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" type=\"color\" bg_color=\"#ffffff\" el_class=\"phide\"][vc_column width=\"1/6\"][/vc_column][vc_column width=\"2/3\"][vc_row_inner][vc_column_inner][vc_custom_heading text=\"THE APPLICATION PROCESS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23d11e3c|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504597731150{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"20px\" letter_spacing=\"\" el_class=\"lh26\" css=\".vc_custom_1505456027002{margin-top: -10px !important;padding-top: 0px !important;}\"]\n<p style=\"text-align: center;\"><strong>Applications are due by September 24<sup>th</sup>, 2017</strong></p>\n[/vc_column_text][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504608245065{padding-right: 5% !important;padding-left: 5% !important;}\"]We will use a two-step process to select finalists. First, applicants must submit a Pitch Deck which will be evaluated against the Eligibility Criteria. Organizations whose applications fulfill all the Eligibility Criteria will be invited to submit a full application.\n\nWe encourage you to apply as early as possible as funds will be allocated on a first-come first-serve basis to organizations with great ideas that meet our eligibility and selection criteria.[/vc_column_text][kleo_gap size=\"30px\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605718726{margin-bottom: 0px !important;padding-bottom: 0px !important;padding-left: 5% !important;background-color: #d11e3c !important;}\"][vc_column_inner][vc_custom_heading text=\"PITCH DECK SUBMISSION (PHASE I)\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23ffffff|line_height:30px\" use_theme_fonts=\"yes\" letter_spacing=\"\" css=\".vc_custom_1504617658019{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 5px !important;padding-bottom: 5px !important;background-color: #d11e3c !important;}\" el_class=\"bold\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605732098{margin-top: 0px !important;padding-top: 0px !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ebebeb !important;}\"][vc_column_inner][vc_custom_heading text=\"Mandatory\" font_container=\"tag:h2|font_size:20px|text_align:left|color:%23d11e3c|line_height:26px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"bold\" css=\".vc_custom_1504617702369{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504618892332{margin-top: -10px !important;padding-top: 0px !important;}\"]To submit your Pitch Deck, please fill in the <span class=\"pred\"><a href=\"https://cashlesscatalyst.org/incubator-form/\">Phase I webform</a></span> and attach the following mandatory materials:[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div class=\"pdsContainer\">\n<div class=\"pdsDetails\">\n\n<strong>Pitch Deck</strong> in PowerPoint format of no more than 10 slides - Feel free to be creative, but the following information must be included in your Pitch Deck:\n<ul>\n 	<li><strong>Well-defined problem statement</strong> - Describe the problem you are proposing to resolve.</li>\n 	<li><strong>A solution strategy </strong>- Describe how your idea addresses the problem you propose to solve and the minimum viable product (MVP) you are proposing to develop. We define a reasonable MVP as a combination of services, software, hardware, people and/or code that demonstrates all major features of the proposed solution such that it conveys to any potential user the value proposition and workflow of the product.</li>\n 	<li><strong>A description of the target population</strong> you intend to work with, including their income levels and geographic locations.</li>\n 	<li><strong>A short summary budget</strong> detailing how much the activity will cost and a breakdown of how much of this total budget will be covered by the Catalyst grant and - how much of it will be covered by funds that the organization is willing to contribute from its own resources (what we call “skin in the game”).</li>\n</ul>\n</div>\n<div class=\"pdsDetails\">A copy of your organization’s legal registration that shows it is registered in India and fulfills all the criteria listed in Section 8 (Legal Information) of this APS to be considered an Indian organization.</div>\n<div class=\"pdsDetails\">All materials must be submitted in English and budget amounts must be in Indian Rupees.</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605749196{margin-top: 0px !important;padding-top: 0px !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ebebeb !important;}\"][vc_column_inner][vc_custom_heading text=\"Optional, but not required Phase I material\" font_container=\"tag:h2|font_size:20px|text_align:left|color:%23d11e3c|line_height:26px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"bold\" css=\".vc_custom_1504617776989{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504617811147{margin-top: -10px !important;padding-top: 0px !important;}\"](please include links in your pitch deck)[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div class=\"pdsContainer\">\n<div class=\"pdsDetails\"><strong>A link to your MVP</strong>. Nothing sells better than seeing the actual product!</div>\n<div class=\"pdsDetails\"><strong>A one-minute video</strong> explanation or pitch of your product by the founding team</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605718726{margin-bottom: 0px !important;padding-bottom: 0px !important;padding-left: 5% !important;background-color: #d11e3c !important;}\"][vc_column_inner][vc_custom_heading text=\"FULL APPLICATION SUBMISSION (PHASE II)\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23ffffff|line_height:30px\" use_theme_fonts=\"yes\" letter_spacing=\"\" css=\".vc_custom_1504617745778{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 5px !important;padding-bottom: 5px !important;background-color: #d11e3c !important;}\" el_class=\"bold\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504607834707{margin-top: 0px !important;padding-top: 0px !important;background-color: #373a3a !important;}\"][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"15px\" letter_spacing=\"\" el_class=\"lh20 pobhpContainer \" css=\".vc_custom_1504618569508{margin-bottom: 20px !important;padding-right: 5% !important;padding-left: 5% !important;}\"]If you are invited to this phase, we will require you to submit a more detailed set of materials that outline goals and milestones for the program, and how budgetary funds will be used to achieve them. Full templates will be provided by Catalyst to fulfill these submission requirements. When we’ve received all mandatory materials for your application we will review them against our selection criteria and inform you if you’ve been shortlisted for an award within 3 weeks. <a class=\"popmake-phase2 pum-trigger\" style=\"cursor: pointer;\" href=\"#\">Read More</a>\n<p style=\"text-align: center;\">To know more about the program, <a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/08/APS_Docs.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Click Here</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504619259613{margin-top: 40px !important;}\"][vc_column_inner width=\"1/3\"][/vc_column_inner][vc_column_inner width=\"1/3\"][kleo_button title=\"View FAQs\" href=\"https://cashlesscatalyst.org/faq/\" style=\"custom\" border_width=\"1px\" position=\"center\" size=\"sm\" special=\"no\" icon=\"0\" font_size=\"18px\" font_weight=\"400\" letter_spacing=\"\" el_class=\"puploadBtn\" custom_background=\"#d01f3c\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d01f3c\" custom_border=\"#d01f3c\" custom_border_hover=\"#d01f3c\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ebebeb\"][vc_column][vc_custom_heading text=\"PARTNERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][kleo_gap size=\"30px\"][vc_row_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10881\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9265\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10882\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9267\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10883\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"8066\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"30px\"][vc_row_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10884\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9171\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10655\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"8070\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10885\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10886\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"30px\"][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549450961418{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Incubator', '', 'inherit', 'closed', 'closed', '', '11186-autosave-v1', '', '', '2019-02-06 11:02:45', '2019-02-06 11:02:45', '', 11186, 'https://cashlesscatalyst.org/media/11186-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40439, 23, '2019-02-06 10:58:51', '0000-00-00 00:00:00', '[vc_row full_height=\"yes\" equal_height=\"yes\" content_placement=\"middle\" type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" padding_bottom=\"0\" bg_image=\"10902\"][vc_column][vc_row_inner content_placement=\"middle\"][vc_column_inner el_class=\"title-text\" width=\"1/3\" offset=\"vc_col-md-5\" css=\".vc_custom_1521816908544{margin-top: 20% !important;padding-right: 12% !important;}\"][vc_custom_heading text=\"CATALYZING FINANCIAL SERVICES IN INDIA\" font_container=\"tag:h2|font_size:36px|text_align:left|color:%23ffffff|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1507879776004{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"24px\" letter_spacing=\"\" el_class=\"subtitle\" css=\".vc_custom_1521820283944{padding-right: 12% !important;}\"]The Catalyst  Incubator ‘Fintech for the Last Mile’  promotes innovative and scalable fintech solutions that address the needs of  traditionally underserved market segments.[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\" css=\".vc_custom_1500361612396{padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"190px\" visibility=\"hidden-xs\"][kleo_gap size=\"50px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_bottom=\"0\"][vc_column][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"5/12\"][vc_single_image image=\"10858\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\"][/vc_column_inner][vc_column_inner width=\"7/12\"][vc_custom_heading text=\"Building for the Last Mile\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23000000|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]While the infrastructure to build inclusive financial services has recently been upgraded with the roll-out of UPI, Aadhaar, and India Stack, we are yet to see the power of these systems delivered to end users at scale. There also remains massive scope to build deeper and more targeted workflows on top of an increasingly commoditized payment transaction layer. These software, hardware, or in certain cases, operational solutions can generate tangible and immediate value to key stakeholders across commercial use cases – be it through analytics, access to financing, or streamlined business processes. Catalyst, as part of its broader mission to help small business ecosystems access the benefits of digital finance, will co-design, analyze &amp; validate, as well as enable the scaling of successful solutions. Towards this end, Catalyst offers innovative entrepreneurs technical and financial assistance in the form of performance-based financing, ground operational resources, research methodologies, broader ecosystem linkages, and domain expertise.\r\n\r\nThe first round of selection of the incubatees took place in February 2018 where five applicants were selected.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"20\" padding_bottom=\"20\"][vc_column][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"7/12\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]We attracted 51 qualified leads through privileged channels like VCs, impact investors, incubators, universities, mentors, and social media\r\n\r\n<strong>Pipeline: Applicants across 13 sectors and 14 cities</strong>\r\n<ul>\r\n 	<li>Top Sectors: Credit (~39%), Payments (~18%), Invoice Management (~12%)</li>\r\n 	<li>Locations: 14 cities including Jaipur, Kanpur, Aligarh, and Bhubaneswar</li>\r\n 	<li>Startup vintage ranged between 1 month to 15 years..</li>\r\n 	<li>One fifth of applicants had a female(co-)founder</li>\r\n</ul>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_single_image image=\"13024\" img_size=\"full\" alignment=\"center\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"0\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner][vc_custom_heading text=\"PARTNERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23000000|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\r\n<p style=\"text-align: center;\">Incubator partners provide front-end infrastructure, program management and mentorship under their roof</p>\r\n[/vc_column_text][vc_single_image image=\"13027\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\r\n<p style=\"text-align: center;\">Catalyst provides the \'operating system\' for incubators by integrating participating startups into labs, partner ecosystem, and ground level behavioral leaning infrastructure</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row][vc_row el_id=\"start-up\" type=\"image\"][vc_column][vc_custom_heading text=\"THE FIVE SHORTLISTED START-UPS \" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_row_inner][vc_column_inner width=\"1/3\" css=\".vc_custom_1522822556466{padding-bottom: 20px !important;}\"][vc_column_text letter_spacing=\"\" el_id=\"clientlogo\"]\r\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://fingpay.co.in/wp/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"fingpay\"><img class=\"aligncenter\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/03/fingpay.jpg\" alt=\"fingpay\" /></a></div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527243638109{padding-right: 15px !important;background-color: #e5e7e6 !important;}\" el_id=\"videolink\"]\r\n<div class=\"team-member-container\">\r\n<div class=\"team-member\">\r\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"fingpay\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522822971844{padding-bottom: 25px !important;}\"]\r\n<p style=\"text-align: left;\"><strong><a href=\"https://fingpay.co.in/wp/\" target=\"_blank\" rel=\"noopener noreferrer\">Fingpay </a></strong>is a payment and collection solution that enables merchants to accept digital payments from customers who do not have either a card, wallet, or a mobile.</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\r\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://paynearby.in/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"paynearby\"><img class=\"aligncenter\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/03/paynearby.jpg\" alt=\"paynearby\" /></a></div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244207257{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\r\n<div class=\"team-member-container\">\r\n<div class=\"team-member\">\r\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"paynearby\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823006369{padding-bottom: 25px !important;}\"]\r\n<p style=\"text-align: left;\"><strong><a href=\"https://paynearby.in/\" target=\"_blank\" rel=\"noopener noreferrer\">Paynearby</a></strong> enables existing corner shops to become a digital financial services hubs, thereby creating the world’s largest hyperlocal fintech network.</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\r\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"http://www.merapaper.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"merapaper\"><img class=\"aligncenter\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/03/merapaper.jpg\" alt=\"merapaper\" /></a></div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244281987{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\r\n<div class=\"team-member-container\">\r\n<div class=\"team-member\">\r\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"merapaper\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823058819{padding-bottom: 25px !important;}\"]\r\n<p style=\"text-align: left;\"><strong><a href=\"http://www.merapaper.com/\" target=\"_blank\" rel=\"noopener noreferrer\">Merapaper</a></strong> provides a micro-ERP to digitize the customer lifecycle, billing, and payments for small B2C merchants.</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\r\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://www.onymy.net/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"paybee\"><img class=\"aligncenter\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/03/paybee.jpg\" alt=\"paybee\" /></a></div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244307240{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\r\n<div class=\"team-member-container\">\r\n<div class=\"team-member\">\r\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"paybee\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823098653{padding-bottom: 25px !important;}\"]\r\n<p style=\"text-align: left;\"><strong><a href=\"https://www.onymy.net/\" target=\"_blank\" rel=\"noopener noreferrer\">Paybee’s</a></strong> solution automates and digitizes B2B collections in the distributor-retailer value chain.</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text letter_spacing=\"\"]\r\n<div class=\"startup-logo\"><a class=\"toggle\" href=\"https://kaleidofin.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-target=\"kaleidofin\"><img class=\"aligncenter\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/03/kaleidofin.jpg\" alt=\"kaleidofin\" /></a></div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1527244360235{padding-right: 15px !important;background-color: #e5e7e6 !important;}\"]\r\n<div class=\"team-member-container\">\r\n<div class=\"team-member\">\r\n<p class=\"video-div\" style=\"text-align: right;\"><a class=\"toggle\" data-target=\"kaleidofin\">Watch the video <img class=\"alignnone size-full wp-image-14469\" src=\"http://cashlesscatalyst.org/wp-content/uploads/2018/05/video.jpg\" alt=\"\" width=\"24\" height=\"16\" /></a></p>\r\n\r\n</div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1522823128780{padding-bottom: 25px !important;}\"]\r\n<p style=\"text-align: left;\"><strong><a href=\"https://www.kaleidofin.com/\" target=\"_blank\" rel=\"noopener noreferrer\">Kaleidofin </a></strong>is a fintech platform that propels the un/under-banked towards meeting their real life goals by providing tailored financial solutions at scale.</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" bg_image=\"7841\"][vc_column][vc_column_text letter_spacing=\"\"]\r\n<div id=\"fingpay\" class=\"team-profile-container startup-box\">\r\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\r\n<h2 class=\"pteam-member-name\"></h2>\r\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\r\n</div>\r\n<div class=\"pteam-member-details\"><iframe id=\"ytfingpay\" src=\"https://www.youtube.com/embed/0QJQOsyrJwY\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\r\n<div id=\"paynearby\" class=\"team-profile-container startup-box\">\r\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\r\n<h2 class=\"pteam-member-name\"></h2>\r\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\r\n</div>\r\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/Jc0IQGnIiEA\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\r\n<div id=\"merapaper\" class=\"team-profile-container startup-box\">\r\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\r\n<h2 class=\"pteam-member-name\"></h2>\r\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\r\n</div>\r\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/kxAjPD3Jwpw\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\r\n<div id=\"paybee\" class=\"team-profile-container startup-box\">\r\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\r\n<h2 class=\"pteam-member-name\"></h2>\r\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\r\n</div>\r\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/UOjszwnqUE8\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\r\n</div>\r\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\r\n<div id=\"kaleidofin\" class=\"team-profile-container startup-box\">\r\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\r\n<h2 class=\"pteam-member-name\"></h2>\r\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\r\n</div>\r\n<div class=\"pteam-member-details\"><iframe src=\"https://www.youtube.com/embed/lyOy62lqnSY\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\r\n</div>\r\n[/vc_column_text][/vc_column][/vc_row][vc_row type=\"image\" bg_attachment=\"true\" enable_parallax=\"false\" bg_image=\"11192\"][vc_column][vc_custom_heading text=\"THE PROCESS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1521811267105{margin-bottom: 0px !important;padding-bottom: 10px !important;}\"][vc_empty_space height=\"30px\"][vc_row_inner el_class=\"phide-mobile\"][vc_column_inner][vc_single_image image=\"11211\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1504618212057{margin-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" el_class=\"phide-desk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11193\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\" css=\".vc_custom_1504617282081{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Up to 33 lakhs<sup>*</sup>\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592402026{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<p style=\"text-align: center;\">per award for activities lasting up to six months and additional benefits</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11194\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1504617305542{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Opportunity to refine your product or service\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592597893{padding-right: 11% !important;padding-left: 11% !important;}\"]\r\n<p style=\"text-align: center;\">and test hypotheses over six months in a dynamic market environment</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11195\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504617330456{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Mentorship from thought leaders\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504592651052{padding-right: 9% !important;padding-left: 9% !important;}\"]\r\n<p style=\"text-align: center;\">in digital finance companies, social enterprise, and technology entrepreneurship</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"30px\"][vc_row_inner equal_height=\"yes\" el_class=\"phide-desk\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"11196\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"left-to-right\" css=\".vc_custom_1504617352679{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to small businesses,\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1521817360295{padding-right: 7% !important;padding-left: 7% !important;}\"]\r\n<p style=\"text-align: center;\">customers, and suppliers in Jaipur to test your product or service, run pilots, and validate hypotheses</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11197\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504617375877{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to Catalyst’s research team\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504593351421{padding-right: 6% !important;padding-left: 6% !important;}\"]\r\n<p style=\"text-align: center;\">and on-ground learning infrastructure</p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"11017\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css=\".vc_custom_1504594166943{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Access to Catalyst’s broader partner ecosystem,\" font_container=\"tag:p|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"cip-title\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1504593598231{padding-right: 6% !important;padding-left: 6% !important;}\"]\r\n<p style=\"text-align: center;\">including other fintech companies, traditional financial institutions and government &amp; policy stakeholders</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"12px\" letter_spacing=\"\" el_class=\"lh18\"]\r\n<p style=\"text-align: left;\"><sup>*</sup>inclusive of all taxes</p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#373a3a\"][vc_column][vc_custom_heading text=\" MEET SOME THOUGHT PARTNERS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23ffffff|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504945146949{margin-bottom: 0px !important;padding-bottom: 10px !important;}\"][vc_row_inner css=\".vc_custom_1504876397167{margin-top: 40px !important;}\"][vc_column_inner width=\"1/4\"][vc_single_image image=\"11256\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Rakesh Mishra\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Chief Program Advisor\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\r\n<p style=\"text-align: center;\"><a class=\"popmake-11270\" href=\"#\">Bio</a>\r\n<a href=\"https://www.linkedin.com/in/mishrrak/\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11258\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Rohan Angrish\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Head of Innovation\r\nICICI\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\r\n<p style=\"text-align: center;\"><a class=\"popmake-11262\" href=\"#\">Bio</a>\r\n<a href=\"https://www.linkedin.com/in/rohan-angrish-9149a31/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11259\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Sanjay Swamy\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Managing Partner &amp; Co-Founder\r\nPrime Venture\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\r\n<p style=\"text-align: center;\"><a class=\"popmake-11265\" href=\"#\">Bio</a>\r\n<a href=\"https://www.linkedin.com/in/theswamy/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\r\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"11260\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][vc_custom_heading text=\"Alok Mittal\" font_container=\"tag:div|font_size:22px|text_align:center|color:%23ffffff|line_height:28px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_custom_heading text=\"Co-Founder and CEO\r\nIndifi Technologies\" font_container=\"tag:div|font_size:14px|text_align:center|color:%23ffffff|line_height:20px\" use_theme_fonts=\"yes\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pwhite\"]\r\n<p style=\"text-align: center;\"><a class=\"popmake-11267\" href=\"#\">Bio</a>\r\n<a href=\"https://www.linkedin.com/in/alok-mittal-590a/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">LinkedIn</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" type=\"color\" bg_color=\"#f7f7f7\"][vc_column][vc_row_inner][vc_column_inner][rev_slider_vc alias=\"incubator11\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" type=\"color\" bg_color=\"#ffffff\" el_class=\"phide\"][vc_column width=\"1/6\"][/vc_column][vc_column width=\"2/3\"][vc_row_inner][vc_column_inner][vc_custom_heading text=\"THE APPLICATION PROCESS\" font_container=\"tag:h2|font_size:32px|text_align:center|color:%23d11e3c|line_height:38px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504597731150{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"20px\" letter_spacing=\"\" el_class=\"lh26\" css=\".vc_custom_1505456027002{margin-top: -10px !important;padding-top: 0px !important;}\"]\r\n<p style=\"text-align: center;\"><strong>Applications are due by September 24<sup>th</sup>, 2017</strong></p>\r\n[/vc_column_text][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504608245065{padding-right: 5% !important;padding-left: 5% !important;}\"]We will use a two-step process to select finalists. First, applicants must submit a Pitch Deck which will be evaluated against the Eligibility Criteria. Organizations whose applications fulfill all the Eligibility Criteria will be invited to submit a full application.\r\n\r\nWe encourage you to apply as early as possible as funds will be allocated on a first-come first-serve basis to organizations with great ideas that meet our eligibility and selection criteria.[/vc_column_text][kleo_gap size=\"30px\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605718726{margin-bottom: 0px !important;padding-bottom: 0px !important;padding-left: 5% !important;background-color: #d11e3c !important;}\"][vc_column_inner][vc_custom_heading text=\"PITCH DECK SUBMISSION (PHASE I)\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23ffffff|line_height:30px\" use_theme_fonts=\"yes\" letter_spacing=\"\" css=\".vc_custom_1504617658019{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 5px !important;padding-bottom: 5px !important;background-color: #d11e3c !important;}\" el_class=\"bold\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605732098{margin-top: 0px !important;padding-top: 0px !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ebebeb !important;}\"][vc_column_inner][vc_custom_heading text=\"Mandatory\" font_container=\"tag:h2|font_size:20px|text_align:left|color:%23d11e3c|line_height:26px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"bold\" css=\".vc_custom_1504617702369{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504618892332{margin-top: -10px !important;padding-top: 0px !important;}\"]To submit your Pitch Deck, please fill in the <span class=\"pred\"><a href=\"http://cashlesscatalyst.org/incubator-form/\">Phase I webform</a></span> and attach the following mandatory materials:[/vc_column_text][vc_column_text letter_spacing=\"\"]\r\n<div class=\"pdsContainer\">\r\n<div class=\"pdsDetails\">\r\n\r\n<strong>Pitch Deck</strong> in PowerPoint format of no more than 10 slides - Feel free to be creative, but the following information must be included in your Pitch Deck:\r\n<ul>\r\n 	<li><strong>Well-defined problem statement</strong> - Describe the problem you are proposing to resolve.</li>\r\n 	<li><strong>A solution strategy </strong>- Describe how your idea addresses the problem you propose to solve and the minimum viable product (MVP) you are proposing to develop. We define a reasonable MVP as a combination of services, software, hardware, people and/or code that demonstrates all major features of the proposed solution such that it conveys to any potential user the value proposition and workflow of the product.</li>\r\n 	<li><strong>A description of the target population</strong> you intend to work with, including their income levels and geographic locations.</li>\r\n 	<li><strong>A short summary budget</strong> detailing how much the activity will cost and a breakdown of how much of this total budget will be covered by the Catalyst grant and - how much of it will be covered by funds that the organization is willing to contribute from its own resources (what we call “skin in the game”).</li>\r\n</ul>\r\n</div>\r\n<div class=\"pdsDetails\">A copy of your organization’s legal registration that shows it is registered in India and fulfills all the criteria listed in Section 8 (Legal Information) of this APS to be considered an Indian organization.</div>\r\n<div class=\"pdsDetails\">All materials must be submitted in English and budget amounts must be in Indian Rupees.</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605749196{margin-top: 0px !important;padding-top: 0px !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ebebeb !important;}\"][vc_column_inner][vc_custom_heading text=\"Optional, but not required Phase I material\" font_container=\"tag:h2|font_size:20px|text_align:left|color:%23d11e3c|line_height:26px\" use_theme_fonts=\"yes\" letter_spacing=\"\" el_class=\"bold\" css=\".vc_custom_1504617776989{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1504617811147{margin-top: -10px !important;padding-top: 0px !important;}\"](please include links in your pitch deck)[/vc_column_text][vc_column_text letter_spacing=\"\"]\r\n<div class=\"pdsContainer\">\r\n<div class=\"pdsDetails\"><strong>A link to your MVP</strong>. Nothing sells better than seeing the actual product!</div>\r\n<div class=\"pdsDetails\"><strong>A one-minute video</strong> explanation or pitch of your product by the founding team</div>\r\n</div>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504605718726{margin-bottom: 0px !important;padding-bottom: 0px !important;padding-left: 5% !important;background-color: #d11e3c !important;}\"][vc_column_inner][vc_custom_heading text=\"FULL APPLICATION SUBMISSION (PHASE II)\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23ffffff|line_height:30px\" use_theme_fonts=\"yes\" letter_spacing=\"\" css=\".vc_custom_1504617745778{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 5px !important;padding-bottom: 5px !important;background-color: #d11e3c !important;}\" el_class=\"bold\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504607834707{margin-top: 0px !important;padding-top: 0px !important;background-color: #373a3a !important;}\"][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"15px\" letter_spacing=\"\" el_class=\"lh20 pobhpContainer \" css=\".vc_custom_1504618569508{margin-bottom: 20px !important;padding-right: 5% !important;padding-left: 5% !important;}\"]If you are invited to this phase, we will require you to submit a more detailed set of materials that outline goals and milestones for the program, and how budgetary funds will be used to achieve them. Full templates will be provided by Catalyst to fulfill these submission requirements. When we’ve received all mandatory materials for your application we will review them against our selection criteria and inform you if you’ve been shortlisted for an award within 3 weeks. <a class=\"popmake-phase2 pum-trigger\" style=\"cursor: pointer;\" href=\"#\">Read More</a>\r\n<p style=\"text-align: center;\">To know more about the program, <a href=\"http://cashlesscatalyst.org/wp-content/uploads/2017/08/APS_Docs.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Click Here</a></p>\r\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1504619259613{margin-top: 40px !important;}\"][vc_column_inner width=\"1/3\"][/vc_column_inner][vc_column_inner width=\"1/3\"][kleo_button title=\"View FAQs\" href=\"http://cashlesscatalyst.org/faq/\" style=\"custom\" border_width=\"1px\" position=\"center\" size=\"sm\" special=\"no\" icon=\"0\" font_size=\"18px\" font_weight=\"400\" letter_spacing=\"\" el_class=\"puploadBtn\" custom_background=\"#d01f3c\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d01f3c\" custom_border=\"#d01f3c\" custom_border_hover=\"#d01f3c\"][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/6\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ebebeb\"][vc_column][vc_custom_heading text=\"PARTNERS\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][kleo_gap size=\"30px\"][vc_row_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10881\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9265\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10882\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9267\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10883\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"8066\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"30px\"][vc_row_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10884\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9171\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10655\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"8070\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10885\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"10886\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"30px\"][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1526058473147{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\r\n<p style=\"text-align: center;\">CATALYST is an initiative funded by USAID under the mSTAR Program, through funding provided to FHI 360. Housed within IFMR LEAD, the initiative aims to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\r\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\r\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\r\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Incubator', '', 'draft', 'closed', 'closed', '', '', '', '', '2019-02-06 10:58:51', '0000-00-00 00:00:00', '', 0, 'https://cashlesscatalyst.org/?page_id=40439', 0, 'page', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40442, 23, '2019-02-06 11:04:11', '2019-02-06 11:04:11', '[vc_row padding_top=\"0\" padding_bottom=\"0\"][vc_column][vc_row_inner][vc_column_inner][rev_slider_vc alias=\"home-banner\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" el_id=\"first-section\" disable_element=\"yes\" front_status=\"draft\" inner_container=\"no\" type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" padding_bottom=\"0\" fixed_height=\"899px\"][vc_column][vc_row_inner inner_container=\"yes\" min_height=\"899px\" bg_pos_h=\"center\" bg_pos_v=\"top\" css=\".vc_custom_1483077947446{background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2015/11/triangle-banner1.png?id=7987) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}\" el_id=\"white-triangle\"][vc_column_inner el_class=\"pzindex\" offset=\"vc_col-lg-6 vc_col-md-8 vc_col-xs-12\"][kleo_gap size=\"120px\" visibility=\"visible-xs\"][kleo_gap size=\"160px\" visibility=\"visible-sm\"][kleo_gap size=\"200px\" visibility=\"visible-md,visible-lg\"][vc_custom_heading text=\"BRIDGING THE FINANCIAL DIVIDE THROUGH DIGITAL PAYMENTS\" font_container=\"tag:h1|font_size:36px|text_align:left|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text font_size=\"16px\" vertical_separator=\"yes\" letter_spacing=\"\" letter-spacing=\"75\"]Catalyst is working to help India’s small businesses and low-income consumers unlock the power of digital payments to gain access to broader financial services and create opportunities vital to their future prosperity.[/vc_column_text][vc_column_text letter_spacing=\"\" css=\".vc_custom_1488436513549{margin-left: 40px !important;}\"]\n<p style=\"text-align: left;\"><span class=\"learn-more\"><a style=\"text-decoration: none;\" href=\"https://cashlesscatalyst.org/about\">Learn More <i class=\"fa fa-angle-right\"></i></a></span></p>\n[/vc_column_text][vc_btn title=\"Learn More\" style=\"custom\" custom_background=\"\" custom_text=\"#000000\" shape=\"square\" size=\"lg\" i_align=\"right\" i_icon_fontawesome=\"fa fa-angle-right\" add_icon=\"true\" el_class=\"learn-more hidden\" link=\"url:http%3A%2F%2Fcashlesscatalyst.org%2Fbeta%2Fabout|title:Learn%20More||\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-3\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4 vc_col-xs-12\"][kleo_gap size=\"213px\" visibility=\"visible-xs,visible-sm\"][kleo_gap size=\"634px\" visibility=\"visible-md,visible-lg\"][vc_single_image image=\"7820\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"services\" type=\"image\" bg_color=\"#ffffff\" bg_repeat=\"repeat\" padding_top=\"\" padding_bottom=\"\"][vc_column][kleo_magic_container position=\"absolute\" top=\"0px\" left=\"50%\" min_height=\"521px\" width=\"2560px\" el_class=\"phide\" css=\".vc_custom_1504873033198{margin-left: -1145px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-banner-triangle.png?id=7813) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}\"][/kleo_magic_container][vc_row_inner equal_height=\"yes\" css=\".vc_custom_1486361953253{margin-bottom: 20px !important;padding-top: 5% !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;}\"][vc_column_inner css=\".vc_custom_1486361714089{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"THE CURRENT INDIAN PAYMENT CONTEXT\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487844018271{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_empty_space height=\"20px\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"12344\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1520527988267{margin-bottom: 10px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1488778066775{padding-right: 2.5% !important;padding-left: 2.5% !important;}\"]\n<p style=\"text-align: center;\">Digitization of person to merchant expenditure</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"9539\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1488436279207{margin-bottom: 10px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: center;\">Digitization of small retailer to supplier payments</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_single_image image=\"9795\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1488779580873{margin-bottom: 10px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: center;\">Cost of cash as a share of GDP</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner][kleo_gap size=\"30px\"][vc_column_text letter_spacing=\"\"]\n<p style=\"text-align: center;\"><span class=\"learn-more\"><a style=\"text-decoration: none;\" href=\"https://cashlesscatalyst.org/about#navigating-unchartered-waters\">Learn More <i class=\"fa fa-angle-right\"></i></a></span></p>\n[/vc_column_text][kleo_gap size=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"services\" disable_element=\"yes\" front_status=\"draft\" type=\"image\" bg_image=\"7841\"][vc_column][vc_row_inner inner_container=\"yes\" css=\".vc_custom_1488440272700{padding-right: 0px !important;padding-left: 0px !important;}\"][vc_column_inner css=\".vc_custom_1488440278733{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][vc_custom_heading text=\"OVERCOMING THE CHALLENGES OF LAST MILE FINANCIAL INCLUSION\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:36px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text font_size=\"18px\" letter_spacing=\"\" el_class=\"pcenter\" css=\".vc_custom_1488444536190{padding-right: 17% !important;padding-left: 17% !important;}\"]Catalyst aims to leverage recent advancements in digital payments technology as well as new policy and regulatory initiatives to build scalable and sustainable models to achieve last mile financial inclusion.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner el_class=\"row-no-gap pbtlm-container\" css=\".vc_custom_1488463745277{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_inner width=\"5/12\" css=\".vc_custom_1488462634730{margin-right: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;}\"][kleo_gap size=\"220px\" class=\"pheight150\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" css=\".vc_custom_1488462601539{padding-top: 10px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"]\n<table width=\"100%\" cellspacing=\"10\" cellpadding=\"10\" align=\"right\">\n<tbody>\n<tr>\n<td></td>\n<td align=\"left\" valign=\"top\" width=\"300\">\n<h3 style=\"text-align: right;\"><strong>Policy</strong></h3>\n<p style=\"text-align: right;\">Government initiatives such as Jan Dhan Yojana, Direct benefit Transfers, Small Finance and Payment Banks, and Incentives for a Less Cash Economy - to promote democratization of finance</p>\n</td>\n<td align=\"left\" valign=\"top\" width=\"113\"><img class=\"alignleft size-full wp-image-9546\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-icon-05.png\" alt=\"home-icon-05\" width=\"101\" height=\"114\" /></td>\n</tr>\n</tbody>\n</table>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"2/12\" css=\".vc_custom_1488463840016{margin-right: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][kleo_gap size=\"45px\" class=\"pheight50\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1488464611366{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"]\n<div><img class=\"size-full wp-image-9676 aligncenter\" style=\"margin-bottm: 0; padding-bottom: 0;\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/03/time-line-1.png\" alt=\"time-line\" width=\"220\" height=\"391\" /></div>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"5/12\" css=\".vc_custom_1488462641546{margin-right: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" css=\".vc_custom_1488462617155{padding-top: 10px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}\"]\n<table width=\"100%\" cellspacing=\"10\" cellpadding=\"10\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" width=\"113\"><img class=\"alignleft size-full wp-image-9545\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-icon-04.png\" alt=\"home-icon-04\" width=\"101\" height=\"114\" /></td>\n<td align=\"left\" valign=\"top\" width=\"300\">\n<h3><strong>Technology</strong></h3>\nOpen, interoperable platform technologies such as Aadhaar, Unified Payments Interface (UPI), and the ‘Indian Stack’ -- with an overarching layer of innovative apps</td>\n<td></td>\n</tr>\n</tbody>\n</table>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1488465033413{margin-top: 0px !important;padding-top: 0px !important;}\" el_class=\"row-no-gap pbtlm-container\"][vc_column_inner width=\"1/6\"][/vc_column_inner][vc_column_inner width=\"2/3\" css=\".vc_custom_1488463771273{margin-top: 0px !important;padding-top: 0px !important;}\"][vc_single_image image=\"9564\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1488463262951{margin-top: 0px !important;margin-bottom: 10px !important;padding-top: 0px !important;}\"][vc_custom_heading text=\"Last Mile\" font_container=\"tag:h3|font_size:22px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488463185634{padding-top: 5px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Coordinated motivation of small businesses, consumers and solution providers to drive high-frequency, low-value digital transactions and large scale adoption</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=\"middle\" inner_container=\"yes\" el_class=\"row-no-gap pbtlm-containerm\" css=\".vc_custom_1488465064371{padding-right: 0px !important;padding-bottom: 20px !important;padding-left: 0px !important;}\"][vc_column_inner css=\".vc_custom_1488465072961{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" letter_spacing=\"75\"]<img class=\"size-full wp-image-9545 aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-icon-04.png\" alt=\"home-icon-04\" width=\"101\" height=\"114\" />[/vc_column_text][vc_custom_heading text=\"Technology\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488464879416{padding-top: 5px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Open, interoperable platform technologies such as Aadhaar, Unified Payments Interface (UPI), and the ‘Indian Stack’ -- with an overarching layer of innovative apps</p>\n[/vc_column_text][kleo_gap size=\"20px\"][vc_column_text letter_spacing=\"\"]<img class=\"size-full wp-image-9546 aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-icon-05.png\" alt=\"home-icon-05\" width=\"101\" height=\"114\" />[/vc_column_text][vc_custom_heading text=\"Policy\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488464902446{padding-top: 5px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Government initiatives such as Jan Dhan Yojana, Direct benefit Transfers, Small Finance and Payment Banks, and Incentives for a Less Cash Economy - to promote democratization of finance</p>\n[/vc_column_text][kleo_gap size=\"20px\"][vc_column_text letter_spacing=\"\"]<img class=\"size-full wp-image-9564 aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/03/home-icon-06.png\" alt=\"home-icon-06\" width=\"101\" height=\"114\" />[/vc_column_text][vc_custom_heading text=\"Last Mile\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488464926557{padding-top: 5px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Coordinated motivation of small businesses, consumers and solution providers to drive high-frequency, low-value digital transactions and large scale adoption</p>\n[/vc_column_text][kleo_gap size=\"20px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" visibility=\"hidden-xs,hidden-sm,hidden-md,visible-lg,visible-xlg\" bg_image=\"10057\"][vc_column][vc_row_inner inner_container=\"yes\" css=\".vc_custom_1488440272700{padding-right: 0px !important;padding-left: 0px !important;}\"][vc_column_inner css=\".vc_custom_1488440278733{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][vc_custom_heading text=\"NEGOTIATING THE CHALLENGES OF THE LAST MILE\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:36px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"pcenter\" css=\".vc_custom_1504598529461{padding-right: 17% !important;padding-left: 17% !important;}\"]Catalyst aims to build on recent advancements in digital payments technology and policy to create scalable and sustainable models to achieve last mile financial inclusion[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1488465033413{margin-top: 0px !important;padding-top: 0px !important;}\" el_class=\"row-no-gap pbtlm-container\"][vc_column_inner][vc_single_image image=\"9992\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1491920995715{margin-top: 0px !important;margin-bottom: 10px !important;padding-top: 0px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" visibility=\"hidden-lg,hidden-xlg\" bg_image=\"10057\"][vc_column][vc_row_inner inner_container=\"yes\" css=\".vc_custom_1488440272700{padding-right: 0px !important;padding-left: 0px !important;}\"][vc_column_inner css=\".vc_custom_1488440278733{padding-top: 20px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][vc_custom_heading text=\"NEGOTIATING THE CHALLENGES OF THE LAST MILE\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23ffffff|line_height:36px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"pcenter\" css=\".vc_custom_1489497140001{padding-right: 17% !important;padding-left: 17% !important;}\"]Catalyst aims to build on recent advancements in digital payments technology and policy to create scalable and sustainable models to achieve last mile financial inclusion.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][vc_row_inner content_placement=\"middle\" inner_container=\"yes\" el_class=\"row-no-gap pbtlm-containerm\" css=\".vc_custom_1488465064371{padding-right: 0px !important;padding-bottom: 20px !important;padding-left: 0px !important;}\"][vc_column_inner css=\".vc_custom_1488465072961{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" letter_spacing=\"75\"]<img class=\"size-full wp-image-9545 aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-icon-04.png\" alt=\"home-icon-04\" width=\"101\" height=\"114\" />[/vc_column_text][vc_custom_heading text=\"Technology\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23ffffff|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488551459544{padding-top: 5px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Open, interoperable platform technologies such as Aadhaar, Unified Payments Interface (UPI), and the ‘India Stack’ -- with an overarching layer of innovative apps</p>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]<img class=\"size-full wp-image-9546 aligncenter\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-icon-05.png\" alt=\"home-icon-05\" width=\"101\" height=\"114\" />[/vc_column_text][vc_custom_heading text=\"Policy\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23ffffff|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488551377939{padding-top: 5px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Government initiatives such as Jan Dhan Yojana, Direct benefit Transfers, Small Finance and Payment Banks, and Incentives for a Less Cash Economy - to promote democratization of finance</p>\n[/vc_column_text][kleo_gap size=\"20px\"][kleo_gap size=\"20px\"][vc_column_text letter_spacing=\"\"]<img class=\"aligncenter size-full wp-image-9986\" src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/03/lastmile-icon.png\" alt=\"\" width=\"100\" height=\"113\" />[/vc_column_text][vc_custom_heading text=\"Last Mile\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23ffffff|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488551407248{padding-top: 5px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Coordinating small businesses, consumers and solution providers to drive high-frequency, low-value digital transactions and large scale adoption</p>\n[/vc_column_text][kleo_gap size=\"20px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" visibility=\"hidden-xs,hidden-sm,visible-md,visible-lg,visible-xlg\"][vc_column][vc_custom_heading text=\"OUR ECOSYSTEM APPROACH TO DRIVE DIGITAL PENETRATION\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1501664101325{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][kleo_gap size=\"60px\"][vc_row_inner css=\".vc_custom_1488458926941{background-color: #ffffff !important;}\"][vc_column_inner][vc_single_image image=\"9978\" img_size=\"full\" alignment=\"center\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"40px\"][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<p style=\"text-align: center;\"><span class=\"learn-more\"><a style=\"text-decoration: none;\" href=\"https://cashlesscatalyst.org/about/#ecosystem-approach\">Learn More <i class=\"fa fa-angle-right\"></i></a></span></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" visibility=\"hidden-md,hidden-lg,hidden-xlg,visible-xs,visible-sm\"][vc_column][vc_custom_heading text=\"OUR ECOSYSTEM APPROACH TO DRIVE DIGITAL PENETRATION\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1501663979800{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][kleo_gap size=\"40px\"][vc_row_inner equal_height=\"yes\" css=\".vc_custom_1486562584420{background-color: #ffffff !important;}\"][vc_column_inner width=\"1/4\"][vc_single_image image=\"9972\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489155741994{margin-bottom: 10px !important;}\"][vc_custom_heading text=\"Define\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487845176242{padding-top: 5px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1487845511877{padding-right: 5% !important;padding-left: 5% !important;}\"]\n<p style=\"text-align: center;\">Distinct economic geographies</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"9973\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489155771257{margin-bottom: 10px !important;}\"][vc_custom_heading text=\"Test\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487845204067{padding-top: 5px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1487845496370{padding-right: 5% !important;padding-left: 5% !important;}\"]\n<p style=\"text-align: center;\">Technology and business models</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"9979\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489484311056{margin-bottom: 10px !important;}\"][vc_custom_heading text=\"Support\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489484237352{padding-top: 5px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1487845475351{padding-right: 5% !important;padding-left: 5% !important;}\"]\n<p style=\"text-align: center;\">Policy and regulation</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"9974\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489155800651{margin-bottom: 10px !important;}\"][vc_custom_heading text=\"Scale\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487845334597{padding-top: 5px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22\" css=\".vc_custom_1487845444766{padding-right: 5% !important;padding-left: 5% !important;}\"]\n<p style=\"text-align: center;\">Successful initiatives</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][kleo_gap size=\"40px\"][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<p style=\"text-align: center;\"><span class=\"learn-more\"><a style=\"text-decoration: none;\" href=\"https://cashlesscatalyst.org/about/#ecosystem-approach\">Learn More <i class=\"fa fa-angle-right\"></i></a></span></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" disable_element=\"yes\" type=\"color\" bg_color=\"#ffffff\" padding_top=\"20\" padding_bottom=\"0\"][vc_column width=\"5/12\"][vc_row_inner][vc_column_inner][vc_single_image image=\"9140\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1487945744121{margin-bottom: 10px !important;}\" link=\"https://cashlesscatalyst.org/digital-payment-lab/\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1487685045372{margin-top: 15px !important;}\"][vc_column_inner][vc_column_text letter_spacing=\"\" el_class=\"wpb_video_widget wpb_content_element vc_clearfix vc_video-aspect-ratio-169 vc_video-el-width-100 vc_video-align-center\" css=\".vc_custom_1484218583910{margin-bottom: 0px !important;}\"]\n<div><iframe src=\"https://www.youtube.com/embed/yHASqaMQjhM?rel=0&amp;showinfo=0\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n[/vc_column_text][vc_custom_heading text=\"Digital Financial Inclusion: The India Story\" font_container=\"tag:p|font_size:16px|text_align:left|line_height:22px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"7/12\"][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\" el_class=\"wpb_video_widget wpb_content_element vc_clearfix vc_video-aspect-ratio-169 vc_video-el-width-100 vc_video-align-center\" css=\".vc_custom_1484218505851{margin-bottom: 0px !important;}\"]\n<div><iframe src=\"https://www.youtube.com/embed/gs_Y_EvfPGA?rel=0&amp;showinfo=0\" width=\"100%\" height=\"350\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"></iframe></div>\n[/vc_column_text][vc_custom_heading text=\"Badal Malick (CEO, Catalyst) speaking about Catalyst’s strategic vision at the Better Than Cash Alliance event in Delhi.\" font_container=\"tag:p|font_size:16px|text_align:left|line_height:22px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487850171686{margin-bottom: 9px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/3\"][vc_single_image image=\"9137\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" css=\".vc_custom_1487675479814{margin-bottom: 10px !important;}\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/India-Stack.pdf\"][vc_single_image image=\"9138\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" css=\".vc_custom_1487945859988{margin-bottom: 10px !important;}\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/BCG-Google-Digital-Payments-2020-July-2016_tcm21-39245.pdf\"][/vc_column_inner][vc_column_inner width=\"2/3\"][vc_single_image image=\"9231\" img_size=\"full\" alignment=\"center\" full_width=\"yes\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1487849533532{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][kleo_button title=\"Read More\" href=\"https://cashlesscatalyst.org/digital-kirana/\" style=\"custom\" border_width=\"2px\" position=\"left\" size=\"sm\" special=\"no\" icon=\"0\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pdp-btn\" custom_background=\"rgba(208,31,60,0.85)\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d01f3c\" custom_border=\"#d01f3c\" custom_border_hover=\"#ffffff\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" disable_element=\"yes\" type=\"color\" bg_color=\"#ffffff\" padding_top=\"10\"][vc_column][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/4\"][vc_single_image image=\"9233\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" el_class=\"pwag-height\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/watal_report-27-12-16.pdf\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_single_image image=\"9234\" img_size=\"large\" alignment=\"center\" full_width=\"yes\" el_class=\"pwag-height\" css=\".vc_custom_1487849681448{margin-bottom: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][kleo_button title=\"Read More\" href=\"https://cashlesscatalyst.org/alternative-lending/\" target=\"_blank\" style=\"custom\" border_width=\"2px\" position=\"left\" size=\"sm\" special=\"no\" icon=\"0\" font_size=\"14px\" letter_spacing=\"\" el_class=\"pdp-btn\" custom_background=\"rgba(208,31,60,0.85)\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d01f3c\" custom_border=\"#d01f3c\" custom_border_hover=\"#ffffff\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"9235\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" el_class=\"pwag-height\" link=\"http://www.itu.int/en/ITU-T/focusgroups/dfs/Documents/09_2016/FINAL%20ENDORSED%20Enabling%20Merchant%20Payments%20Acceptance%2030%20May%202016_formatted%20AM.pdf\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n\n[gallery tiles=\"yes\" columns=\"6\" size=\"full\" grids=\"Home bottom\" small_screen_grid=\"Gallery-mobile\" image_size=\"full\" ids=\"14395,13872,13871,13873,13479,13870,13467,16456,13473\"]\n\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n\n[gallery tiles=\"yes\" columns=\"6\" size=\"full\" grids=\"Home bottom\" small_screen_grid=\"Gallery-mobile\" image_size=\"full\" ids=\"25607,14395,25646,13873,25535,16459,13467,16456,13473\"]\n\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"7886\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1526057528383{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">CATALYST is an initiative funded by USAID under the mSTAR Program, through funding provided to FHI 360. Housed within IFMR LEAD, the initiative aims to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484047958306{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Home', '', 'inherit', 'closed', 'closed', '', '9548-autosave-v1', '', '', '2019-02-06 11:04:11', '2019-02-06 11:04:11', '', 9548, 'https://cashlesscatalyst.org/media/9548-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40447, 23, '2019-02-06 11:04:15', '2019-02-06 11:04:15', '[vc_row equal_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_position_horizontal=\"center\" padding_top=\"85\" padding_bottom=\"30\" bg_image=\"11125\"][vc_column][vc_row_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][vc_column_inner width=\"2/3\"][vc_custom_heading text=\"FREQUENTLY ASKED QUESTIONS\" font_container=\"tag:h2|font_size:33px|text_align:center|color:%23ffffff|line_height:39px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][/vc_column_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][/vc_row_inner][kleo_gap size=\"50px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ebebeb\"][vc_column][vc_row_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][vc_column_inner el_class=\"faqContainer\" width=\"2/3\" css=\".vc_custom_1503989143291{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"PROPOSAL APPLICATION TEMPLATE\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p class=\"faqAnswer\">Through the proposal application template we would like to understand your business in more depth than what was covered in the preliminary pitch deck.</p>\n[/vc_column_text][vc_custom_heading text=\"RELATED FAQS\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>What would be the “Project Duration” ?</strong>\n<p class=\"faqAnswer\">Project duration will be 6 months i.e. the duration of incubation at Catalyst Incubator. A good strategy would be to clearly identify how you would like to leverage Catalyst resources in this period. All budgets, work plans and projects identified pertain to these 6 months (starting late November/early December).</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What\'s is DUNS? If we are an India registered company, do we need it? Does it cost to get a DUNS number?</strong>\n<p class=\"faqAnswer\">D-U-N-S (Data Universal Numbering System) Number is a unique nine digit identification number, for your business. D-U-N-S offers the advantage of supplier and partner discovery by provision of your company data to the host of companies on the platform. Catalyst is a USAID funded entity. USAID is the source for the incubation funds. As a donor, they need it to establish the trace ability of the organization they fund, hence startups should apply for DUNS. The application process is simple and completely online. D-U-N-S number assignment is free for all businesses required to register with the US Federal government for contracts or grants. If you don’t have a D-U-N-S number but have applied for the same, please share the proof of application along with the Phase 2 documentation. We will share a detailed D-U-N-S process FAQ separately via email.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What would be the location of the project?</strong>\n<p class=\"faqAnswer\">The current location of your business and Jaipur would be the project location for the incubation period.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What should we cover in the project summary?</strong>\n<p class=\"faqAnswer\">Project summary should be a 300 word overview of your organization i.e. the need served, approach to solve the problem, impact created etc. Please feel free to add more than what the pitch deck covered to give us a holistic sense of your business.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What is expected to be submitted as the “Cost share” to the project?</strong>\n<p class=\"faqAnswer\">Any capital invested in the venture, past expenses on tech and analytics development, financial and non-financial contributions of the founder, office space and supplies account for cost share. We would also like to understand what additional cost share the team plans to bring in the 6 months of the incubation program.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What are the requirements for traveling to Jaipur? Which team members are required to be present for Jaipur pilots? </strong>\n<p class=\"faqAnswer\">Organizations are required to spend at least 8 weeks in Jaipur. You can spend more time at Jaipur to leverage Catalyst resources and test your product. We offer the flexibility to decide how you wish to spend these weeks i.e. do 8 weeks at a stretch, break it down into four 2 week blocks etc. During the course of these 8 weeks, we would like the founding team to be present. If that is not possible at least one founder has to participate.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Does the project need to be executed in Jaipur or our current operational area?</strong>\n<p class=\"faqAnswer\">We encourage and expect startups to run product pilots in Jaipur in addition to running in their current operational area. Catalyst will provide resources (Fleet on Street, Research Lab etc.) to aid such pilots.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>How do we deal with fields that are not applicable to our business for e.g. Enabling merchants and digitalizing supply chains?</strong>\n<p class=\"faqAnswer\">Please give a summary of your business/project highlighting the impact you are creating for the bottom 80%. Ignore fields that are not relevant to your business.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Why are we seeking supplier or client references? For early stage ventures with no suppliers and customers who could be shared as a reference?</strong>\n<p class=\"faqAnswer\">Catalyst will not take board seat or equity in lieu of our investment hence we need to check the credibility of startups we fund. We are seeking to reach out to references who have known you in professional capacity and can vouch for your past experience. You could share references of suppliers, clients, investors, ex employers or professors as fit for your organization and personal experience. You can also refer clients you are in advanced discussion with. Also please indicate in the proposal how your past experience helps you in your current venture.</p>\n<p class=\"faqAnswer\">Please suggest your references keeping the above in mind. We will reach out to your references via call/email.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"BUDGET TEMPLATE\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>What is the duration of the budget period?</strong>\n<p class=\"faqAnswer\">We require a 6 month budget. We are interested in a budget plan showcasing the utilisation of the grant (INR 33 lacs) over the incubation period.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What is the proposed payment structure for the grant funding?</strong>\n<p class=\"faqAnswer\">Startups have to define milestones and how much money is needed to reach the milestones. Post mutual discussion funding will be released on achievement of each milestone. We would request you to rationalize the number of milestones to ensure smooth procurement of funds i.e. 2-3 clear measurable milestones over a 6 month period linked to grant disbursal.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Would an app build for our platform be considered a milestone?</strong>\n<p class=\"faqAnswer\">Yes, if it\'s relevant for the platform success it will be considered a milestone.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What are the preferable uses for the grant?</strong>\n<p class=\"faqAnswer\">While the use of grant may vary for different organizations, we would like to the grant to be utilized for technology and analytics development, testing products and incentive models etc. as relevant to your business.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Are these expenses restricted only to Jaipur project or could be used for project in other locations?</strong>\n<p class=\"faqAnswer\">While we expect organizations to run pilots in Jaipur, expenses in other business/base location will also be considered under the incubation process.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What are fringe benefits?</strong>\n<p class=\"faqAnswer\">Fringe benefits are benefits that supplement employee salary e.g. medical insurance, fuel reimbursement, company housing etc. As an organization you are expected to define your own fringe benefits.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Are PAN/ TAN alternatives to VAT/ Tax Registration No.? Is GST mandatory?</strong>\n<p class=\"faqAnswer\">No. You are expected to register for GST and share your GSTIN or evidence of application by 10th of October. We can only disburse grant funds to organizations once the GSTIN is in place.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Can past technology development expenses be accounted as cost share?</strong>\n<p class=\"faqAnswer\">Yes</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What is the expected total budget value?</strong>\n<p class=\"faqAnswer\">The total budget has to add up to the grant (INR 33 lacs) plus cost share by your organization over the 6 month period.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>If we don’t have a sub awardee, does Budget Template apply to us?</strong>\n<p class=\"faqAnswer\">Sub awardee refers to the organization being funded i.e. your organization. All applicants have to fill up and submit the budget template.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Are owners eligible to draw salary?</strong>\n<p class=\"faqAnswer\">We expect the founders to continue displaying skin in the game. We would advise judicious use of the funding provided. Hence the grant budget should not be heavily biased towards founder or team salaries.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>How will deviations from budget be handled?</strong>\n<p class=\"faqAnswer\">We will mutually understand reasons for deviation and make necessary changes and adjustments in the tranche flows as necessary.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>We have already made significant investment in our startup so far. Do we need to put in additional capital in co-share?</strong>\n<p class=\"faqAnswer\">We will consider past investment as a part of the cost share.</p>\n<p class=\"faqAnswer\">Please add any additional financial/non-financial investment you bring to the table in the course of the incubation process.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Can the cost share plan be updated or does it have to match exactly with the phase 1 submission?</strong>\n<p class=\"faqAnswer\">This is an opportunity to deep dive into cost sharing plan already submitted. Cost sharing plan should mostly be in line with what was previously shared. If post the webinar, you wish to add more details to the same, please feel free to modify accordingly.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"APPLICANT SELF-ASSESSMENT FORM\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>Are audited financials mandatory? What about very young organizations that don’t have them?</strong>\n<p class=\"faqAnswer\">Audited Financials are not necessary for very young startups. You can share relevant business related bank statements. Should that be a concern, please write to us at <a href=\"mailto:incubator@cashlesscatalyst.org\" target=\"_blank\" rel=\"noopener noreferrer\">incubator@cashlesscatalyst.org</a> and we will share potential substitutes for this verification.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>We haven\'t done our audit for the last 2 years. Please advice</strong>\n<p class=\"faqAnswer\">If your company has been in existence for a 2 year or longer, we would need audited statements.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Why do you want bank statements from companies who are not in the cohort yet? </strong>\n<p class=\"faqAnswer\">We require the bank statements to understand the current financial state of the organization. This also acts as an evidence of founder financial contributions / external investment till date. You could also submit audited financials, cash flow statements etc. as mentioned in the document.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Will an online system-generated bank statement suffice?</strong>\n<p class=\"faqAnswer\">We prefer bank stamped statements to ensure authenticity of the document.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Do we need HR / Procurement / and other organizational policies in Phase 2. What if certain policies are not applicable to us?</strong>\n<p class=\"faqAnswer\">Policies are measures of governance. We want to ensure there are rules around expenditure and operations. Currently specified policies are standard company policies which will be applicable to all organizations. Policy documents need to come with phase 2 documents. Please feel free to leverage relevant existing industry policies and modifying them as per your organization’s requirements.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"M&amp;E\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p class=\"faqAnswer\">The M&amp;E workbook is our way of giving you an opportunity to tell us parameters on which we shall evaluate you on. There has to be a balanced focus on commercials of the business and the impact it creates.</p>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>What if the project sector isn’t relevant to us?</strong>\n<p class=\"faqAnswer\">Project sector may not be relevant to all of you, hence ignore.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What if my business model is not available as an option?</strong>\n<p class=\"faqAnswer\">If your option is not available, please mention it on the next cell.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Is it necessary to have a gender focused business metric?</strong>\n<p class=\"faqAnswer\">No. If your business has gender focus and you would like to be evaluated on those grounds, do share relevant details.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Are the list of current indicators final and standard for all organizations?</strong>\n<p class=\"faqAnswer\">No. Indicators in the sheet are indicative. Please modify it on the basis of what is relevant to your business. We are seeking 8 KPIs per organization - 2 Operations, 2 Financial, 1 Organization and 3 Impact. There are detailed laundry lists of KPIs to choose from the subsequent tabs. Please select the ones most relevant for your business and add monthly targets.</p>\n</li>\n 	<li><strong>Who is the organization POC?</strong>\n<p class=\"faqAnswer\">The Organization POC will be the founder/team member responsible for interacting with the Catalyst team for all M&amp;E related matters.</p>\n</li>\n 	<li><strong>Do we have to fill in actuals? </strong>\n<p class=\"faqAnswer\">Not currently. Except for the Tab “Actuals” the remainder has to be filled up as a part of the Phase 2 material. The actual sheet will be filled while in operation during incubation.</p>\n</li>\n 	<li><strong>What are the implications if the startup doesn’t meet its targets? </strong>\n<p class=\"faqAnswer\">We will discuss the plan and see how to realign the targets. We will work to figure out bottlenecks and aim to resolve issues. If you are completely unable to meet targets we may not disburse the final tranche of investment.</p>\n</li>\n 	<li><strong>Are metrics like Education, Agriculture etc applicable to all organizations?</strong>\n<p class=\"faqAnswer\">Please ignore metrics that are inapplicable to your business.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"WORK PLAN\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p class=\"faqAnswer\">This work plan lays out how you will align tasks to achieve your KPIs and business milestones during the course of incubation with Catalyst while leveraging our digital lab in Jaipur and mentorship program. It’s a week on week Gantt chart for activities that need to be conducted in liaison with Catalyst.</p>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>How is the work plan different from M&amp;E KPIs? </strong>\n<p class=\"faqAnswer\">M&amp;E KPIs are the business goals you wish to achieve in the 6 month period. Gantt chart defines the timelines and task flow to achieve those goals.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Will finalizing the work plan template be a joint, consultative exercise?</strong>\n<p class=\"faqAnswer\">We need a broad plan from your organization before we go into consultative mode. Once the startups share their work plan expectations, Catalyst team will collaborate to ensure we touch base and refine this mutually. The idea is to ensure startups can tie in the identified KPIs to clear tasks, utilizing our Jaipur infrastructure and mentor ship effectively.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"JAIPUR\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>Is it necessary to do 8 weeks in Jaipur?</strong>\n<p class=\"faqAnswer\">Yes. You are to spend 8 weeks. We would advise you to look at 8 weeks in Jaipur as an opportunity to leverage Catalyst research team, fleet on street to test your product.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Is the stay in Jaipur funded over and above the grant?</strong>\n<p class=\"faqAnswer\">Stay in Jaipur will be managed out of the allocated grant budget (INR 33 lacs). We have partnership with startup oasis to offer workspace at discounted prices. The catalyst team will also help your organization identify accommodation and other logistics but the expenses are borne out of the grant offered.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What infrastructure will catalyst provide in Jaipur?</strong>\n<p class=\"faqAnswer\">Apart from discounted workplace and assistance in logistics, Catalyst will help you with its fleet on the street, research teams and data analytics team. Peripherals like tablets will also be provisioned.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Is the Catalyst Fleet on Street actual business development guys? </strong>\n<p class=\"faqAnswer\">Blend of both based in Jaipur.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"MORE ABOUT THE CATALYST INCUBATOR\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>Will Catalyst help you partner with Financial Institutions and Government? </strong>\n<p class=\"faqAnswer\">Yes. We have Financial Institutions, Government bodies and various other partners in the ecosystem that the selected startups will get access too.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>What are the dates for the start of the program?</strong>\n<p class=\"faqAnswer\">Early December (Tentatively 4th December).</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Where should we reach out for additional queries?</strong>\n<p class=\"faqAnswer\">Please send additional queries to <a class=\"pred\" href=\"mailto:incubator@cashlesscatalyst.org\" target=\"_blank\" rel=\"noopener noreferrer\">incubator@cashlesscatalyst.org</a></p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"ADDITIONAL Q&amp;A\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<ol>\n 	<li class=\"faqQuestions\"><strong>If we have multiple use-cases, which use-case to focus on for the project? Should we mention more than 1 use-case? </strong>\n<p class=\"faqAnswer\">Please mention more than one use case. Use this as an opportunity to showcase more about your business.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Is there any material / presentation to be shared aside from the templates you\'ve shared as \'phase 2 materials\'?</strong>\n<p class=\"faqAnswer\">Please don’t share any additional material.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Past performance is past job experience?</strong>\n<p class=\"faqAnswer\">For early stage ventures, we will consider past experience of the founders as past performance.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Can you elaborate on the process post-submission of Phase 2 materials?</strong>\n<p class=\"faqAnswer\">Post submission, Catalyst team will touch base with the organizations for any queries and clarifications over emails and telecons. Before an organization is selected for the program there will be a site visit to meet the team in person at their operating location.</p>\n</li>\n 	<li class=\"faqQuestions\"><strong>Do we get time to develop a full-fledged product during incubation?</strong>\n<p class=\"faqAnswer\">All selected organizations have MVPs in place. You are encouraged to use grant funding to further develop and improve the platform.</p>\n</li>\n</ol>\n[/vc_column_text][vc_custom_heading text=\"PARTING WORDS\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"16px\" letter_spacing=\"\" el_class=\"lh22 ptext-justify\"]\n<p class=\"faqAnswer\">The more relevant information you share, the easier will be our analysis to select the finalists. All of these details are evaluative not eliminative.</p>\n<p class=\"faqAnswer\">The final phase 2 material has to be sent via email to incubator@cashlesscatalyst.org</p>\n<p class=\"faqAnswer\">All the best!</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1503989415741{margin-top: 30px !important;}\"][vc_column_inner][kleo_button title=\"Go Back\" href=\"https://cashlesscatalyst.org/incubator/\" style=\"custom\" border_width=\"1px\" position=\"center\" size=\"sm\" special=\"no\" icon=\"0\" font_size=\"18px\" letter_spacing=\"\" el_class=\"goBackbtn\" custom_background=\"#d11e3c\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d11e3c\" custom_border=\"#d11e3c\" custom_border_hover=\"#d11e3c\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"7886\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549450996182{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'FAQ', '', 'inherit', 'closed', 'closed', '', '11118-autosave-v1', '', '', '2019-02-06 11:04:15', '2019-02-06 11:04:15', '', 11118, 'https://cashlesscatalyst.org/media/11118-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40449, 23, '2019-02-06 11:07:50', '2019-02-06 11:07:50', '[vc_row equal_height=\"yes\" el_id=\"first-section\" inner_container=\"no\" type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" padding_bottom=\"0\" fixed_height=\"899px\" bg_image=\"10060\"][vc_column][vc_row_inner inner_container=\"yes\" min_height=\"899px\" bg_pos_h=\"center\" bg_pos_v=\"top\" css=\".vc_custom_1483077947446{background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2015/11/triangle-banner1.png?id=7987) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}\" el_id=\"white-triangle\"][vc_column_inner el_class=\"pzindex\" offset=\"vc_col-lg-6 vc_col-md-8 vc_col-xs-12\"][kleo_gap size=\"120px\" visibility=\"visible-xs\"][kleo_gap size=\"160px\" visibility=\"visible-sm\"][kleo_gap size=\"200px\" visibility=\"visible-md,visible-lg\"][vc_custom_heading text=\"ABOUT US\" font_container=\"tag:h1|font_size:36px|text_align:left|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text font_size=\"16px\" vertical_separator=\"yes\" letter_spacing=\"\" letter-spacing=\"75\"]Catalyst is an initiative funded by United States Agency for International Development (USAID) under the mSTAR Program to increase adoption of digital payments in India, using a targeted ecosystem approach.\n\nOur vision is to realize an inclusive digital economy that meets the needs of all Indians.[/vc_column_text][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-3\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4 vc_col-xs-12\"][kleo_gap size=\"290px\" visibility=\"visible-xs,visible-sm\"][kleo_gap size=\"634px\" visibility=\"visible-md,visible-lg\"][vc_single_image image=\"7820\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"navigating-unchartered-waters\" type=\"image\" bg_color=\"#ffffff\" bg_repeat=\"repeat\" padding_top=\"\" padding_bottom=\"\"][vc_column][kleo_magic_container position=\"absolute\" top=\"0px\" left=\"50%\" min_height=\"521px\" width=\"2560px\" css=\".vc_custom_1486370275881{margin-left: -1145px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2015/11/home-banner-triangle.png?id=7813) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}\"][/kleo_magic_container][vc_row_inner equal_height=\"yes\" css=\".vc_custom_1486361953253{margin-bottom: 20px !important;padding-top: 5% !important;padding-right: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;}\"][vc_column_inner css=\".vc_custom_1486361714089{padding-right: 5% !important;padding-left: 5% !important;}\"][vc_custom_heading text=\"THE CONTEXT: NAVIGATING UNCHARTERED WATERS\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487929448061{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">India is just starting its digital payments journey. Currently, its performance trails other BRIC nations -- Brazil, Russia, and China. In 2014, just over 50 percent of Indian adults held an account with a financial institution compared with nearly 70 percent of adults in other BRIC economies.</p>\n[/vc_column_text][vc_empty_space height=\"20px\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text font_size=\"17px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1488780203409{padding-right: 5.5% !important;padding-left: 5.5% !important;}\"]\n<p style=\"text-align: center;\"><strong>Digitization of person to merchant expenditure</strong></p>\n[/vc_column_text][vc_single_image image=\"12347\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1520528382671{margin-bottom: 10px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text font_size=\"17px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1488780103405{padding-right: 2.5% !important;padding-left: 2.5% !important;}\"]\n<p style=\"text-align: center;\"><strong>Digitization of small retailer to supplier payments</strong></p>\n[/vc_column_text][vc_single_image image=\"8955\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1487930203111{margin-bottom: 10px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text font_size=\"17px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1487930070492{padding-right: 2.5% !important;padding-left: 2.5% !important;}\"]\n<p style=\"text-align: center;\"><strong>Penetration of merchant digital payment acceptance</strong></p>\n[/vc_column_text][vc_single_image image=\"12591\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"el-fade\" css=\".vc_custom_1521196337938{margin-bottom: 10px !important;}\"][/vc_column_inner][vc_column_inner][vc_column_text text_color=\"#1e73be\" font_size=\"14px\" letter_spacing=\"\"]\n<p style=\"text-align: right;\"><a style=\"color: #2b45d6;\" href=\"http://www.visa.co.in/aboutvisa/research/include/Digital_Payments_India.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Source</a></p>\n[/vc_column_text][kleo_gap size=\"40px\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<span style=\"color: #d11e3c;\"><a style=\"color: #d11e3c;\" href=\"https://www.globalinnovationexchange.org/beyond-cash\" target=\"_blank\" rel=\"noopener noreferrer\">Our own survey research</a></span> shows that 97 percent of retail transactions are conducted in cash or check; only 6 percent of merchants accept digital payments; and just over 10 percent consumers have used a debit card for payments in the last year in India.[/vc_column_text][vc_column_text font_size=\"16px\" letter_spacing=\"\"]However, Indians are now better financially and digitally connected than ever before. This reflects in the growth in Jan Dhan bank accounts for the poor, Aadhaar registrations which provide easy biometric authentication to access services and make transactions, mobile phone accounts, and Internet connectivity. In addition, several fiscal incentives and technology initiatives have been targeted at making India a less cash economy.[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"12350\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1520528991452{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Jan Dhan bank accounts</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"9353\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487932224593{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Aadhaar accounts</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"12352\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1520529246131{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Phone accounts</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_single_image image=\"9356\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487932239744{margin-bottom: 0px !important;padding-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Indians with Internet access</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" el_class=\"square-bullet-red\"]<strong>Nevertheless, the digital payments last mile remains fragmented due to several factors: </strong>\n<ul>\n 	<li><span style=\"color: #373a3a;\">There are far too few digital payment acceptance points for consumer comfort</span></li>\n 	<li><span style=\"color: #373a3a;\">From the merchants’ perspective, there is insufficient demand from consumers</span></li>\n 	<li><span style=\"color: #373a3a;\">Synergies across service providers (payment infrastructure companies, banks, fintech innovators) are under-tapped in the absence of market facilitation mechanisms</span></li>\n 	<li><span style=\"color: #373a3a;\">Regulation lags behind innovation; this imbalance prevents a degree of customer protection needed for the functioning of a healthy market</span></li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row disable_element=\"yes\" front_status=\"draft\"][vc_column][vc_row_inner css=\".vc_custom_1487942020748{margin-bottom: 50px !important;}\"][vc_column_inner][vc_custom_heading text=\"Our research into Indian consumer and merchant behavior has generated interesting insights on how to catalyze last mile payments.\" font_container=\"tag:h3|font_size:24px|text_align:center|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"24px\" font_weight=\"bold\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Key Insights for Consumers</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9365\" img_size=\"full\" css=\".vc_custom_1487934180340{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Create opportunities for daily use</strong>\n\nHigh-frequency low-value transactions (such as managing loose change, tracking expenses, etc.) are a better catalyst than low-frequency high-value transactions for digital payments habit formation[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9366\" img_size=\"full\" css=\".vc_custom_1487934189037{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Micro savings are a valuable hook</strong>\n\nPeople feel that they are unable to be disciplined about their spending targets and end up \"wasting money\" if there is free cash lying at home[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9367\" img_size=\"full\" css=\".vc_custom_1487934195985{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Communicate and educate benefits</strong>\n\nMany consumers have limited awareness of digital payments, because they perceive it to be irrelevant; focusing communication on one sharply defined use case with a clear benefit can be an anchor for broader adoption[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9368\" img_size=\"full\" css=\".vc_custom_1487934203651{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Assisted first time use is important</strong>\n\nFirst time use of a new digital payment method is tough for users and carries perceived financial risk; assisted first time payments can mitigate this hurdle[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9369\" img_size=\"full\" css=\".vc_custom_1487934209755{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>The payment instrument should match the purchase type\n</strong>\n\nLarger and formal-looking payment products are associated to expensive purchases; similarly, smaller &amp; informal artefacts may get associated to smaller purchases[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text text_color=\"#373a3a\" font_size=\"24px\" font_weight=\"bold\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Key Insights for Merchants</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9372\" img_size=\"full\" css=\".vc_custom_1487934171416{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>No upfront costs can increase trials\n</strong>\n\nKeeping a minimum deposit in current accounts for obtaining a POS machine is an impediment to adoption; Merchants prefer models which are transaction linked[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9373\" img_size=\"full\" css=\".vc_custom_1487933926057{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Consumer demand is the key catalyst</strong>\n\nMerchants cite lack of consumer demand as the key factor preventing adoption of digital payments; most merchants are willing to adopt payments technology if customers ask for it[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9374\" img_size=\"full\" css=\".vc_custom_1487933974562{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Digital money + Physical proof</strong>\n\nA large proportion of users transact through non-digital methods and physical artefacts such as paper receipts help in instilling trust as opposed to non-solid digital receipts[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9375\" img_size=\"full\" css=\".vc_custom_1487935020088{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Credit as a hook</strong>\n\nAccess to credit is a more severe pain point than the need to digitize cash, and therefore can be a powerful incentive to bring small merchants on digital payment platforms[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9376\" img_size=\"full\" css=\".vc_custom_1487935042651{margin-bottom: 0px !important;}\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<strong>Cash + Digital hybrids can be important</strong>\n\nManaging daily change is a significant pain point for merchants and they often have to waste time and money to arrange change[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner css=\".vc_custom_1487938697764{margin-top: 20px !important;}\"][kleo_button title=\"Learn More\" href=\"https://www.globalinnovationexchange.org/beyond-cash\" target=\"_blank\" style=\"custom\" border_width=\"2px\" position=\"center\" size=\"sm\" special=\"no\" border=\"no\" icon=\"0\" font_size=\"14px\" font_weight=\"400\" letter_spacing=\"\" box_shadow_color=\"rgba(43,33,47,0.15)\" box_shadow_x=\"6\" box_shadow_blur=\"18\" el_class=\"hidden\" custom_background=\"#d11e3c\" custom_bg_hover=\"#ffffff\" custom_text=\"#ffffff\" custom_text_hover=\"#d11e3c\" custom_border=\"#d11e3c\" custom_border_hover=\"#ffffff\"][vc_column_text letter_spacing=\"\"]\n<p style=\"text-align: center;\"><span class=\"learn-more\"><a style=\"text-decoration: none;\" href=\"https://www.globalinnovationexchange.org/beyond-cash\">Learn More <i class=\"fa fa-angle-right\"></i></a></span></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row padding_bottom=\"0\"][vc_column][rev_slider_vc alias=\"keyinsights\"][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"color\" bg_color=\"#ffffff\" padding_bottom=\"0\"][vc_column][vc_empty_space height=\"30px\"][vc_row_inner equal_height=\"yes\"][vc_column_inner][vc_custom_heading text=\"CATALYST IS UNIQUELY POSITIONED TO PUSH THE NEEDLE\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Catalyst has three distinct engines of activity, coordinated in a manner in which we hope their sum will be greater than its parts. Our Digital Payments Lab involves implementing a set of coordinated initiatives in a local geographical ecosystem to shift consumer, merchant and supplier behavior from cash to digital payment transactions.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pup-container phide\" width=\"1/2\" css=\".vc_custom_1489065592080{padding-right: 5% !important;}\"][vc_custom_heading text=\"Phase 1\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<span style=\"color: #373a3a;\">Build digital payment labs in urban and rural geographies to test and to demonstrate workable cash-light systems for consumers, merchants and suppliers, targeting a 10x boost in payment digitization rates.</span>[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pup-container phide\" width=\"1/2\" css=\".vc_custom_1489065582551{padding-right: 5% !important;}\"][vc_custom_heading text=\"Phase 2\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text font_size=\"16px\" letter_spacing=\"\"]<span style=\"color: #373a3a;\">Institutionalize and scale successful initiatives in close partnership with public and private sector stakeholders, thus crystallizing replicable models for implementation.</span>[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1505396058573{margin-top: 30px !important;}\"][vc_column_inner][vc_single_image image=\"10959\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" el_class=\"phide\"][rev_slider_vc alias=\"about-dpl\"][/vc_column_inner][/vc_row_inner][vc_empty_space height=\"100px\"][/vc_column][/vc_row][vc_row disable_element=\"yes\" front_status=\"draft\" type=\"color\" bg_color=\"#ffffff\"][vc_column][vc_row_inner css=\".vc_custom_1487942075495{margin-top: 35px !important;}\"][vc_column_inner css=\".vc_custom_1487942747395{margin-bottom: 30px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"Catalyst is investing in three capabilities that can help scale the benefits of its Digital Payment Labs\" font_container=\"tag:h3|font_size:24px|text_align:left|color:%23373a3a|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_single_image image=\"9805\" img_size=\"full\" alignment=\"center\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"numeric-points-red\"]\n<ol>\n 	<li><span style=\"color: #d11e3c;\">Fintech for the Bottom 80</span>\n<span style=\"color: #373a3a; font-size: 16px;\">As an incubator that helps visionary entrepreneurs to build new products, processes and interfaces that address the unique needs of hundreds of millions strong as yet underserved segments</span></li>\n 	<li><span style=\"color: #d11e3c;\">Data Sharing/Data Vault</span>\n<span style=\"color: #373a3a; font-size: 16px;\">As a public utility platform to ease data gathering for regulatory purposes and more efficient data exchange between front-end (e.g., points of sale) and back-end (e.g., digital lenders) players to deliver new and appropriate services (e.g., access to credit) to end users</span></li>\n 	<li><span style=\"color: #d11e3c;\">Regulatory Sandbox</span>\n<span style=\"color: #373a3a; font-size: 16px;\">As a mechanism for policymakers and regulators to more effectively engage with innovators in a controlled environment, simulate and study new policy environments, develop customer protection systems, and promote policy design based on proof</span></li>\n</ol>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" content_placement=\"middle\" disable_element=\"yes\" front_status=\"draft\" type=\"color\" bg_color=\"#ffffff\" padding_top=\"\"][vc_column][vc_row_inner css=\".vc_custom_1487942075495{margin-top: 35px !important;}\"][vc_column_inner width=\"1/4\" css=\".vc_custom_1489062433193{margin-bottom: 30px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"Catalyst is investing in three capabilities that can help scale the benefits of its Digital Payment Labs\" font_container=\"tag:h3|font_size:24px|text_align:center|color:%23373a3a|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489059587620{margin-bottom: 40px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner width=\"1/3\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-align-right\"]<span style=\"color: #d11e3c;\">1. Fintech for the Bottom 80</span>\n<span style=\"color: #373a3a; font-size: 16px;\">As an incubator that helps visionary entrepreneurs to build new products, processes and interfaces that address the unique needs of hundreds of millions strong as yet underserved segments</span>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\" offset=\"vc_hidden-xs\"][vc_single_image image=\"9899\" img_size=\"full\" alignment=\"center\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"numeric-points-red\"]<span style=\"color: #d11e3c;\">2. Data Sharing/Data Vault</span>\n<span style=\"color: #373a3a; font-size: 16px;\">As a public utility platform to ease data gathering for regulatory purposes and more efficient data exchange between front-end (e.g., points of sale) and back-end (e.g., digital lenders) players to deliver new and appropriate services (e.g., access to credit) to end users</span>[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1489060379488{margin-top: 2% !important;}\"][vc_column_inner width=\"1/3\"][/vc_column_inner][vc_column_inner width=\"1/3\"][vc_column_text font_size=\"16px\" letter_spacing=\"\" el_class=\"numeric-points-red\"]<span style=\"color: #d11e3c;\">3. Regulatory Sandbox</span>\n<span style=\"color: #373a3a; font-size: 16px;\">As a mechanism for policymakers and regulators to more effectively engage with innovators in a controlled environment, simulate and study new policy environments, develop customer protection systems, and promote policy design based on proof</span>[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/3\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row content_placement=\"middle\" el_id=\"ecosystem-approach\" type=\"image\" bg_color=\"#eeeeee\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner css=\".vc_custom_1505371881613{margin-bottom: 30px !important;}\"][vc_custom_heading text=\"CRACKING THE PAYMENTS JUGGERNAUT\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/3\"][vc_row_inner][vc_column_inner][vc_single_image image=\"11354\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-almost-visible\" css_animation=\"bottom-to-top\" css=\".vc_custom_1505369933736{margin-top: 35px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"2/3\"][vc_row_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_custom_heading text=\"Define\" font_container=\"tag:h6|font_size:24px|text_align:left|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487943064167{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" css=\".vc_custom_1505370234140{margin-top: 0px !important;}\"]\n<p style=\"text-align: justify;\">Distinct economic geographies (cities, rural clusters or small towns) where local networks of merchants, consumers, distributors financial services providers, and governments transact with each other</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_custom_heading text=\"Test\" font_container=\"tag:h6|font_size:24px|text_align:left|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487943105830{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" css=\".vc_custom_1505370286653{margin-top: 0px !important;}\"]\n<p style=\"text-align: justify;\">Technology and business models by rolling out initiatives and experiments that combine technologies, business models and institutional innovations to drive large-scale digital payments penetration</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_custom_heading text=\"Support\" font_container=\"tag:h6|font_size:24px|text_align:left|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488553545187{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" css=\".vc_custom_1505370347290{margin-top: 0px !important;}\"]\n<p style=\"text-align: justify;\">Policies and regulations that enable digital payments through analyses and recommendations based on success on the ground</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/12\"][vc_custom_heading text=\"Scale\" font_container=\"tag:h6|font_size:24px|text_align:left|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487943122423{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" css=\".vc_custom_1505370397781{margin-top: 0px !important;}\"]\n<p style=\"text-align: justify;\">Successful digital payment initiatives across the country by leveraging strategic partnerships and government programs to inform and institutionalize</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" content_placement=\"middle\" el_id=\"ecosystem-approach\" disable_element=\"yes\" front_status=\"draft\" type=\"image\" bg_color=\"#eeeeee\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"CRACKING THE PAYMENTS CODE\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489122843037{margin-bottom: 40px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/4\" el_class=\"ctpj-container\"][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"hexagon-white\" css=\".vc_custom_1489056661534{margin-bottom: 50px !important;}\"][vc_custom_heading text=\"Define\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489055767879{margin-bottom: 0px !important;}\" el_class=\"ctp-title\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-center\" css=\".vc_custom_1489055827674{margin-top: 0px !important;padding-top: 20px !important;}\"]Distinct economic geographies (cities, rural clusters or small towns) where local networks of merchants, consumers, distributors  financial services providers, and governments transact with each other[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"hexagon-white\"][vc_custom_heading text=\"Test\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489055945604{margin-bottom: 0px !important;}\" el_class=\"ctp-title\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-center\" css=\".vc_custom_1489055851053{margin-top: 0px !important;padding-top: 20px !important;}\"]Technology and business models by rolling out initiatives and experiments that combine technologies, business models and institutional innovations to drive large-scale digital payments penetration[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/2\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\"][vc_column_inner offset=\"vc_hidden-sm vc_hidden-xs\"][vc_single_image image=\"9772\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489048690467{margin-top: 35px !important;}\"][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/4\" el_class=\"ctpj-container\"][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"hexagon-white\" css=\".vc_custom_1489056673791{margin-bottom: 50px !important;}\"][vc_custom_heading text=\"Support\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489055926008{margin-bottom: 0px !important;}\" el_class=\"ctp-title\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-center\" css=\".vc_custom_1489055888329{margin-top: 0px !important;padding-top: 20px !important;}\"]Policies and regulations that enable digital payments through analyses and recommendations based on success on the ground[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"hexagon-white\"][vc_custom_heading text=\"Scale\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1489055961372{margin-bottom: 0px !important;}\" el_class=\"ctp-title\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\" el_class=\"ptext-center\" css=\".vc_custom_1489055869165{margin-top: 0px !important;padding-top: 20px !important;}\"]Successful digital payment initiatives across the country by leveraging strategic partnerships and government programs to inform and institutionalize[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row inner_container=\"no\"][vc_column][vc_row_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"10/12\"][vc_custom_heading text=\"OUR ROLE - BOTH THAT OF A SPEEDBOAT AND TUGBOAT\" font_container=\"tag:h2|font_size:36px|text_align:center|color:%23373a3a|line_height:42px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488952925715{margin-top: 20px !important;margin-bottom: 50px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"1/6\" css=\".vc_custom_1489062234491{margin-right: 0px !important;margin-left: 0px !important;padding-right: .5% !important;padding-left: .5% !important;}\"][vc_single_image image=\"9906\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489061316397{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\" css=\".vc_custom_1489062247167{margin-right: 0px !important;margin-left: 0px !important;padding-right: .5% !important;padding-left: .5% !important;}\"][vc_single_image image=\"9907\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489061425616{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\" css=\".vc_custom_1489062292531{margin-right: 0px !important;margin-left: 0px !important;padding-right: .5% !important;padding-left: .5% !important;}\"][vc_single_image image=\"9908\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489061455908{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\" css=\".vc_custom_1489062271812{margin-right: 0px !important;margin-left: 0px !important;padding-right: .5% !important;padding-left: .5% !important;}\"][vc_single_image image=\"9948\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489123606295{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/6\" css=\".vc_custom_1489062283868{margin-right: 0px !important;margin-left: 0px !important;padding-right: .5% !important;padding-left: .5% !important;}\"][vc_single_image image=\"9910\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1489061592414{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" disable_element=\"yes\" el_class=\"phide\"][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9389\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487937038779{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Thought Leadership\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487942197732{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Design project portfolios, partnerships, end-to-end solutions, enhanced interfaces and hypotheses to be tested on the ground</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9390\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487937093162{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Targeted Funding\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487942212954{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Incubation grants and USAID credit guarantees to promote entrepreneurial efforts to solve market failures</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9391\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487937124318{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Project Delivery\n\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487942246166{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">On-the-ground Project Management Unit to track progress and coordinate stakeholders</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9392\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487937154277{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Knowledge Management\n\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487942282826{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Collaborative, multi-dimensional research on adoption and use of digital finance, and its long term impact</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/6\"][vc_single_image image=\"9393\" img_size=\"full\" alignment=\"center\" css=\".vc_custom_1487937188914{margin-bottom: 0px !important;}\"][vc_custom_heading text=\"Advocacy Platform\" font_container=\"tag:h6|font_size:24px|text_align:center|color:%23d01f3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488891423771{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#373a3a\" font_size=\"16px\" letter_spacing=\"\"]\n<p style=\"text-align: center;\">Multisector partnerships to address key challenges, disseminate learnings, scale successful initiatives, and advocate enabling policies</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_position_horizontal=\"center\" bg_repeat=\"repeat-y\" bg_attachment=\"true\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"70\" padding_bottom=\"0\" margin_top=\"40\" margin_bottom=\"0\" bg_image=\"10061\"][vc_column][vc_row_inner][vc_column_inner][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"][timeline-express][/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1526057729699{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">CATALYST is an initiative funded by USAID under the mSTAR Program, through funding provided to FHI 360. Housed within IFMR LEAD, the initiative aims to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'About', '', 'inherit', 'closed', 'closed', '', '9346-autosave-v1', '', '', '2019-02-06 11:07:50', '2019-02-06 11:07:50', '', 9346, 'https://cashlesscatalyst.org/media/9346-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40451, 23, '2019-02-06 11:08:08', '2019-02-06 11:08:08', '[vc_row full_height=\"yes\" content_placement=\"middle\" text_align=\"center\" text_color=\"#ffffff\" type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.3\" padding_top=\"0\" padding_bottom=\"0\" padding_left=\"0\" padding_right=\"0\" bg_image=\"8815\"][vc_column][kleo_gap size=\"100px\"][vc_row_inner][vc_column_inner width=\"1/2\"][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_custom_heading text=\"MHARO DIGI JAIPUR\" font_container=\"tag:h2|font_size:26px|text_align:right|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: right;\">Catalyst will combine new technology, business models, and innovations to help merchants and consumers (in particular the poor and disadvantaged) to move towards a cashless economy in Jaipur. The pilot will conduct tests on 4 themes. Firstly, aiming to convert the flow of wage accounts in the informal sector from cash to digital. Secondly, incentivizing and strategizing the consumers to use digital accounts. Thirdly, developing innovative business models for the merchants to reduce their cost of conducting business. Lastly, it aims to digitize the collections of consumer brands and distributors.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][kleo_gap size=\"40px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#f8f8f8\" column_gap=\"no\" padding_top=\"0\" padding_bottom=\"0\"][vc_column z_index=\"10\" css=\".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}\" offset=\"vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\" css=\".vc_custom_1454272966774{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-7 vc_col-md-7 vc_col-xs-12\" css=\".vc_custom_1486038720570{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap][vc_custom_heading text=\"MERCHANT ACCEPTANCE AT SCALE\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Target small/micro merchants and individual service providers for digital payment acceptance</li>\n 	<li>Promote multiple payment options (card, UPI, wallet) relevant to merchant type</li>\n 	<li>Enable consumer adoption of digital payments (e.g., e-Mitra channel)</li>\n 	<li>City wide awareness, financial literacy and merchant/consumer protection drive</li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-5 vc_col-md-5 vc_col-xs-12\" css=\".vc_custom_1486038734347{padding-right: 0px !important;padding-left: 0px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-1.jpg?id=8796) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"200px\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" content_placement=\"middle\" css=\".vc_custom_1454350387279{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}\" el_id=\"about\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-7 vc_col-md-7 vc_col-xs-12\" css=\".vc_custom_1486038749161{padding-right: 0px !important;padding-left: 0px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-2.jpg?id=8798) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"200px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-5 vc_col-md-5 vc_col-xs-12\" css=\".vc_custom_1486038761002{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"50px\"][vc_custom_heading text=\"DIGITAL PAYMENT FOR TRANSPORT\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Interoperable payment solution for buses, metro and auto/taxis enabling mass public to pay digitally</li>\n 	<li>Solution meets transaction speed needs of the usage</li>\n</ul>\n[/vc_column_text][kleo_gap size=\"6px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"specialities\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.3\" column_gap=\"no\" padding_top=\"\" padding_bottom=\"\" margin_top=\"-40px\" bg_image=\"8811\"][vc_column][kleo_gap size=\"150px\"][kleo_gap size=\"150px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#f8f8f8\" column_gap=\"no\" padding_top=\"0\" padding_bottom=\"0\"][vc_column z_index=\"10\" css=\".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}\" offset=\"vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\" css=\".vc_custom_1454272966774{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-7 vc_col-md-7 vc_col-xs-12\" css=\".vc_custom_1486038720570{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"50px\"][vc_custom_heading text=\"DIGITIZE INCOME FOR LOW WAGE EARNERS\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Salary digitization of informal, industrial and contract workers with annual income less than INR 2 lakhs</li>\n 	<li>Easy to use and cost effective solution for employer while enabling employees to pay digitally with easy access to cash</li>\n</ul>\n[/vc_column_text][kleo_gap size=\"32px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-5 vc_col-md-5 vc_col-xs-12\" css=\".vc_custom_1486040690329{padding-right: 0px !important;padding-left: 0px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-3.jpg?id=8803) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"200px\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" content_placement=\"middle\" css=\".vc_custom_1454350387279{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-7 vc_col-md-7 vc_col-xs-12\" css=\".vc_custom_1486040724708{padding-right: 0px !important;padding-left: 0px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-4.jpg?id=8804) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"200px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-5 vc_col-md-5 vc_col-xs-12\" css=\".vc_custom_1486043036709{margin-bottom: 5px !important;padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap][vc_custom_heading text=\"CREDIT INCENTIVE + VALUE ADD SERVICES FOR MERCHANTS\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1486043502787{margin-bottom: 0px !important;}\"]\n<ul class=\"pclist-red\">\n 	<li>Evaluate and rollout new business models to use credit as an incentive for merchants to adopt digital payments</li>\n 	<li>Test lending marketplace model leveraging India Stack solutions including data vault</li>\n 	<li>Test impact of rewards, rebates, EMI and other value add services</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"specialities\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.3\" column_gap=\"no\" padding_top=\"\" padding_bottom=\"\" margin_top=\"-40px\" bg_image=\"8809\"][vc_column][kleo_gap size=\"150px\"][kleo_gap size=\"150px\"][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#f8f8f8\" column_gap=\"no\" padding_top=\"0\" padding_bottom=\"0\"][vc_column z_index=\"10\" css=\".vc_custom_1454348779620{margin-top: -40px !important;background-color: #ffffff !important;}\" offset=\"vc_col-lg-offset-1 vc_col-lg-10 vc_col-md-offset-1 vc_col-md-10 vc_col-xs-12\"][vc_row_inner equal_height=\"yes\" content_placement=\"middle\" css=\".vc_custom_1454272966774{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-7 vc_col-md-7 vc_col-xs-12\" css=\".vc_custom_1486038720570{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"50px\"][vc_custom_heading text=\"DIGITIZE MERCHANT SUPPLY CHAIN\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Digitize small retailers, businesses and kirana stores for order management and payments with their B2B supply chain</li>\n 	<li>Evaluate and rollout integration of value-add services like credit, cash flow, tax management and accounting solutions</li>\n</ul>\n[/vc_column_text][kleo_gap size=\"32px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-5 vc_col-md-5 vc_col-xs-12\" css=\".vc_custom_1486041184731{padding-right: 0px !important;padding-left: 0px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-5.jpg?id=8806) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"200px\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" content_placement=\"middle\" css=\".vc_custom_1454350387279{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-7 vc_col-md-7 vc_col-xs-12\" css=\".vc_custom_1486041225685{padding-right: 0px !important;padding-left: 0px !important;background-image: url(https://cashlesscatalyst.org/wp-content/uploads/2016/12/jaibur-img-6.jpg?id=8807) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"200px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-5 vc_col-md-5 vc_col-xs-12\" css=\".vc_custom_1486038761002{padding-right: 5% !important;padding-left: 5% !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\"][kleo_gap size=\"38px\"][vc_custom_heading text=\"INSTILL DIGITAL BEHAVIOR IN CONSUMER THROUGH CREDIT, SAVINGS &amp; INVESTMENT\" font_container=\"tag:h2|font_size:24px|text_align:left|color:%23d11e3c|line_height:30px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#373a3a\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\" css=\".vc_custom_1486043958091{margin-bottom: 15px !important;}\"]\n<ul class=\"pclist-red\">\n 	<li>Digitization of MFI loan repayments</li>\n 	<li>Enable credit for consumers based on their digital transaction history</li>\n 	<li>Test innovative micro-saving and investment solutions for low income individuals</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" column_gap=\"no\" padding_top=\"70px\" padding_bottom=\"50px\" margin_top=\"-40px\" bg_image=\"7886\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549451282472{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Mharo Digi Jaipur', '', 'inherit', 'closed', 'closed', '', '8792-autosave-v1', '', '', '2019-02-06 11:08:08', '2019-02-06 11:08:08', '', 8792, 'https://cashlesscatalyst.org/media/8792-autosave-v1/', 0, 'revision', '', 0),
(40459, 23, '2019-02-06 12:01:20', '2019-02-06 12:01:20', '[vc_row equal_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"65\" padding_bottom=\"65\" bg_image=\"8295\"][vc_column][vc_row_inner content_placement=\"middle\"][vc_column_inner width=\"1/6\"][vc_single_image image=\"10108\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-visible\" css_animation=\"el-fade\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"Catalyst FINposium 1\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494245121362{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Event:</strong> Working Group Meeting\n<strong>Date:</strong> May 26<sup>th</sup>, 2015\n<strong>Location:</strong> Mumbai\n<strong>Attendance:</strong> 38 participants representing 28 organizations[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"OBJECTIVES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23383b3b|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1484053019781{margin-top: 30px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Formulate the collective vision: create a shared understanding of the partnership’s rationale and objectives;</li>\n 	<li>Develop an initial view on the partnership’s target customer and merchant segments;</li>\n 	<li>Identify preliminary project ideas for collective action and experimentation; and</li>\n 	<li>Align on core focus areas (i.e., \"task forces\") to guide the research and analysis agenda of the partnership.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"0\"][vc_column][vc_custom_heading text=\"KEY OUTCOMES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Collective Vision:</strong>\n\nPartners identified the core vision of the partnership to focus on ‘paradigm shifts’ accelerating the adoption of digital payments, as opposed to activities that add incremental value over the business-as-usual scenario. Partners also recognized the need to focus on financial inclusion through last mile service delivery, viewing the small retailer (“kirana store”) as a critical anchor to achieve this vision.[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"ptext-justify lh24\"]<strong>Customer/ Merchant Segmentation:</strong>\n\nPartners identified several criteria to potentially identify and segment target customers and merchants –\n<ul class=\"pclist-red\">\n 	<li>For customers - working age, type of employment and location as key criteria; and</li>\n 	<li>For merchants - digital savviness, size of business, and level of present use of banking services.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Project Ideation:</strong>\n\nWhen developing their “dream projects”, partners identified several project ideas, which revolved around two core themes:\n<ul class=\"pclist-red\">\n 	<li>Digitizing micro ecosystem, i.e., transforming a small geographical area or sector into a fully digitized ecosystem for payments; and</li>\n 	<li>Offering a network of incentives, i.e., employing a combination of incentives from government, FMCGs, banks, etc., to drive the uptake of digital payments.</li>\n</ul>\n[/vc_column_text][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Task Force Allocation:</strong>\n\nPartners identified, and voted on their preferences to be included in one or more of the four task forces to guide the Partnership’s agenda –\n<ul class=\"pclist-red\">\n 	<li>Merchant research,</li>\n 	<li>Consumer research,</li>\n 	<li>Policy and regulations, and</li>\n 	<li>Projects.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549454477031{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Partner Convening 1', '', 'inherit', 'closed', 'closed', '', '7993-autosave-v1', '', '', '2019-02-06 12:01:20', '2019-02-06 12:01:20', '', 7993, 'https://cashlesscatalyst.org/media/7993-autosave-v1/', 0, 'revision', '', 0),
(40461, 23, '2019-02-06 12:01:55', '2019-02-06 12:01:55', '[vc_row content_placement=\"middle\" type=\"image\" padding_top=\"96\" padding_bottom=\"96\" bg_image=\"12166\"][vc_column][vc_custom_heading text=\"\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"color\" bg_color=\"#ffffff\" padding_top=\"70\"][vc_column width=\"3/4\"][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"11566\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Fintech-report.pdf\" css=\".vc_custom_1513856627649{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507899469799{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>FinTech Trends Report 2017</strong>\n\nA deep dive into what\'s driving the FinTech revolution in India[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"11567\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-bharat-financial-inclusion.pdf\" css=\".vc_custom_1507899645380{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507899573881{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Annual Report of Bharat Financial Inclusion Limited</strong>\n\nFormerly known as “SKS Microfinance Limited” for FY 2016-17[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"11569\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Digital-Payment.pdf\" css=\".vc_custom_1507900041697{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507900222319{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Interim report of the committee of chief ministers on digital payments</strong>\n\nPromoting digital payments in india[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"11577\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Digital-payment-survey.pdf\" css=\".vc_custom_1507900310961{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507900532226{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>AMERICAN EXPRESS</strong>\n<strong>  </strong>\n\n2017 Digital Payments Survey[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"11584\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-Digital-payment-analysis.pdf\" css=\".vc_custom_1507900704686{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507901040967{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Digital payments-analysing the cyber landscape</strong>\n\nRisk Consulting\n<strong> </strong>[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"11585\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Publication-inclusion.pdf\" css=\".vc_custom_1507900877228{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507900964541{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Inclusion 2.0</strong>\n\nLeveraging technology disruptions to realise India’s digital economy[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1519197486130{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_single_image image=\"10024\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/04/Catalyst-Niti-Ayog.pdf\" css=\".vc_custom_1491976356383{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1491402021269{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Study to test incentives for onboarding merchants and consumers</strong>\n\nReferral scheme and cash-back scheme[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1519197498047{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_single_image image=\"8327\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/2016-09-22-iSpirt-India-stack-fact-sheet_9-page_Ver4-1.pdf\" css=\".vc_custom_1483969713394{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1491976638559{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Making 5-minute inclusive loans a reality with “India Stack”</strong>\n<strong>  </strong>\n\nLearnings from two experiments - October 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"10025\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/BCG-Google-Digital-Payments-2020-July-2016_tcm21-39245.pdf\" css=\".vc_custom_1491402938053{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1491976502782{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Digital Payments 2020 - A BCG / Google Report</strong>\n\nThe making of a $500 billion ecosystem in India\n<strong> </strong>[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"8342\" img_size=\"515*384\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/Digital_Payments_India.pdf\" css=\".vc_custom_1491398705372{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483947126831{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>VISA - Report</strong>\n\nAccelerating The Growth of Digital Payments in India\nA Five-Year Outlook - October 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"8343\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/electronic_payments_for_retail_msmes.pdf\" css=\".vc_custom_1483970325674{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483946977527{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>World Bank Group/ World Economic Forum - Report</strong>\n\nCash vs Electronic Transactions by Small Retailers Estimating the Global Size[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"8344\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/merchant_payments_wbg-wef_launch_june13.pdf\" css=\".vc_custom_1483970389089{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483947106961{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>World Bank Group/ World Economic Forum - Report</strong>\n\nElectronic Payments for Retail MSMEs: A $19 Trillion Opportunity\nGlobal Insights and Stocktaking - June 13, 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"8345\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/tufts-cost-of-cash-india.pdf\" css=\".vc_custom_1483970412737{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483947092934{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>TUFTS University - Report</strong>\n\nThe cost of cash in India\nInstitute for business in the global context[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"8357\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://www.fastcoexist.com/3066428/3-lessons-to-guide-designing-better-financial-tech-for-the-developing-world\" css=\".vc_custom_1483970538060{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483967034348{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Alexandra Fiorillo - Report</strong>\n\n3 Lessons to guide designing better financial tech for the developing world[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\"][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946378991{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"8572\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"http://www.itu.int/en/ITU-T/focusgroups/dfs/Documents/09_2016/FINAL%20ENDORSED%20Enabling%20Merchant%20Payments%20Acceptance%2030%20May%202016_formatted%20AM.pdf\" css=\".vc_custom_1485337505572{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1485337444185{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>ITU-T Focus Group - Report</strong>\n\nEnabling merchant payments acceptance in the digital financial ecosystems[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"publications-innercontainer\" width=\"1/2\" css=\".vc_custom_1483946140437{margin-bottom: 10px !important;padding-right: 5px !important;padding-left: 5px !important;}\"][vc_single_image image=\"10562\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"http://www.nathanlondon.co.uk/wp-content/uploads/2017/02/Nathan-Associates-Fintech-in-India.pdf\" css=\".vc_custom_1497352332775{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1497352366789{padding-right: 20px !important;padding-bottom: 10px !important;padding-left: 20px !important;}\"]<strong>Fintech in India</strong>\n\nAn analysis of the market, and of the UK’s role in supporting its development[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=\"1/4\" css=\".vc_custom_1483949189835{padding-right: 5px !important;padding-left: 5px !important;}\"][vc_row_inner css=\".vc_custom_1483950223220{padding-bottom: 10px !important;}\"][vc_column_inner el_class=\"publications-innercontainer\"][vc_single_image image=\"11574\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/deloitte-report.pdf\" css=\".vc_custom_1507899799205{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507899842711{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}\"]<strong>SME Digital Payments</strong>\n\nNew opportunities to optimise\nThe Paytech Revolution Series | 2017[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1483950223220{padding-bottom: 10px !important;}\"][vc_column_inner el_class=\"publications-innercontainer\"][vc_single_image image=\"11589\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/10/Role-of-Co-operative-Banks-in-Financial-Inclusion.pdf\" css=\".vc_custom_1507901264923{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1507901321141{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}\"]<strong>Role of Co-operative Banks in Financial Inclusion</strong>\n\nA Study in the Post Reform Period[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1483950223220{padding-bottom: 10px !important;}\"][vc_column_inner el_class=\"publications-innercontainer\"][vc_single_image image=\"8329\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/BTC_Accelerator_Report.pdf\" css=\".vc_custom_1483969807312{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483947152281{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}\"]<strong>BTC Accelerator Report</strong>\n\nAccelerators to an Inclusive\nDigital Payments Ecosystem[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1483950235052{margin-bottom: 10px !important;}\"][vc_column_inner el_class=\"publications-innercontainer\"][vc_single_image image=\"8346\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/Financial-Inclusion-Summit.pdf\" css=\".vc_custom_1483970355721{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1483947240896{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}\"]<strong>Resurgent India Report</strong>\n\nFinancial Inclusion Summit 2016[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1483950246744{padding-bottom: 10px !important;}\"][vc_column_inner el_class=\"publications-innercontainer\"][vc_single_image image=\"8347\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/watal_report-27-12-16.pdf\" css=\".vc_custom_1483970449901{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1485336234203{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}\"]<strong>Watal Committee on Digital Payments</strong>\n\nMedium Term Recommendations to\nStrengthen Digital Payments\nEcosystem[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1483950246744{padding-bottom: 10px !important;}\"][vc_column_inner el_class=\"publications-innercontainer\"][vc_single_image image=\"8667\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" full_width=\"yes\" link=\"http://www.cgap.org/publications/digital-finance-interoperability-financial-inclusion\" css=\".vc_custom_1485779030109{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 content-border\" css=\".vc_custom_1485778993373{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}\"]<strong>CGAP - Report</strong>\n\nDigital Finance Interoperability &amp; Financial Inclusion[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"9937\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1526058197712{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">CATALYST is an initiative funded by USAID under the mSTAR Program, through funding provided to FHI 360. Housed within IFMR LEAD, the initiative aims to expand digital payments and financial inclusion in India, especially for small merchants and low-income consumers.</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Additional Resources', '', 'inherit', 'closed', 'closed', '', '8325-autosave-v1', '', '', '2019-02-06 12:01:55', '2019-02-06 12:01:55', '', 8325, 'https://cashlesscatalyst.org/media/8325-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40471, 23, '2019-02-06 12:08:04', '2019-02-06 12:08:04', '[vc_row equal_height=\"yes\" content_placement=\"middle\" type=\"image\" bg_gradient=\"yes\" bg_position=\"center\" bg_position_horizontal=\"center\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"65\" padding_bottom=\"65\" bg_image=\"10502\"][vc_column][vc_row_inner content_placement=\"middle\"][vc_column_inner width=\"1/6\"][vc_single_image image=\"10108\" img_size=\"full\" alignment=\"center\" animation=\"animate-when-visible\" css_animation=\"el-fade\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"Catalyst FINposium 4\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23ffffff|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494245845442{margin-bottom: 0px !important;}\"][vc_column_text text_color=\"#ffffff\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Event:</strong> Workshop on Innovation Partnerships with Financial Institutions\n<strong>Date:</strong> November 15<sup>th</sup>, 2016\n<strong>Location:</strong> Mumbai\n<strong>Attendance:</strong> 28 participants representing 24 organizations[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\"][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=\"OBJECTIVES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23383b3b|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1485501813246{margin-top: 30px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li>Introduce Catalyst’s plan &amp; team to the core partner base,</li>\n 	<li>Validate the “ecosystem” approach that defines Catalyst’s strategy and plan, and</li>\n 	<li>Engage Mumbai based stakeholders including banks, payment infrastructure players, fin-tech companies, telcos, banking correspondents, VCs and consumer brands on ecosystem-based innovation partnerships for roll out in Catalyst’s Digital Payment Labs.</li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"color\" bg_color=\"#ffffff\" padding_top=\"0\"][vc_column][vc_custom_heading text=\"KEY OUTCOMES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23373a3a|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_row_inner equal_height=\"yes\"][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Innovation Partnerships: </strong>\n\nPartners combined forces to flesh out two or three interesting partnership ideas, including linking wage digitization with payment use cases, combining a cash management network and digital credit facility to digitize a brand supply chain, and QR code technologies to enable mass transit payments and other retail categories (e.g., Pharmacies).[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/2\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]<strong>Approach Validation:</strong>\n\nA panel discussion on the \"relevance of an ecosystem approach\" elicited broad support for Catalyst\'s ecosystem approach as a means to solve coordination based market failures and exploit network effects across consumers, merchants and suppliers to accelerate digital payments adoption and use. Interoperability (of both payments and data) as a priority theme was endorsed, as was the need for demand creation mechanisms such as financial literacy campaigns and some assisted onboarding, especially since the cost of cash is not internalized by small merchants. The other key areas discussed were the need to liberalize merchant acquiring, business models that drive merchant trials, controlled experiments for evidence based policy design (e.g., single factor authentication for low ticket transactions, eKYC norms), and the critical role of monetary (especially tax breaks) and non-monetary incentives to change behavior.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_custom_heading text=\"RESOURCES\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488186395373{margin-top: 30px !important;}\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<ul class=\"pclist-red\">\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/02/mumbai-agenda.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Agenda</a></li>\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/02/Catalyst_Plan_Presentation_18_nov_mumbai.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Presentation: Introduction to Catalyst, Approach and Way Forward, by Badal Malick (CEO, Catalyst) </a></li>\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/02/Mumbai-Concept-note-for-theme-1-break-out-session-Engaging-Consumers-to-use-digital.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Concept Note 1 (Engaging Consumers to use Digital)</a></li>\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/02/Mumbai-Concept-note-for-theme-2-breakout-session-Powering-Merchant-Acceptance.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Concept Note 2 (Powering Merchant Acceptance)</a></li>\n 	<li><a href=\"https://cashlesscatalyst.org/wp-content/uploads/2017/02/Mumbai-Concept-note-for-theme-3-breakout-session-Digitising-Merchant-Supply-Chains.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Concept Note 3 (Digitizing Merchant Supply Chains)</a></li>\n</ul>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row el_id=\"footer_area\" text_align=\"center\" type=\"image\" bg_position_horizontal=\"center\" enable_parallax=\"false\" padding_top=\"50px\" padding_bottom=\"50px\" bg_image=\"7886\"][vc_column width=\"1/4\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-offset-0 vc_col-md-offset-0 vc_col-sm-offset-0\"][vc_single_image image=\"7888\" img_size=\"full\" alignment=\"center\"][vc_column_text text_color=\"#ffffff\" font_size=\"14px\" letter_spacing=\"\" css=\".vc_custom_1549454869122{margin-top: 35px !important;margin-bottom: 5px !important;padding-right: 20px !important;}\"]\n<p style=\"text-align: center;\">[footer_copy]</p>\n[/vc_column_text][kleo_gap][vc_column_text letter_spacing=\"\" css=\".vc_custom_1484051069491{margin-bottom: 0px !important;}\"]\n<p style=\"text-align: center;\">[email-newsletter-plugin]</p>\n[/vc_column_text][kleo_icon icon=\"facebook\" href=\"https://www.facebook.com/CashlessCatalyst/\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"linkedin\" href=\"https://www.linkedin.com/company/13221050?trk=tyah&amp;trkInfo=clickedVertical%3Acompany%2CclickedEntityId%3A13221050%2Cidx%3A2-1-2%2CtarId%3A1476420479247%2Ctas%3Acashless%20catalyst\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"twitter\" href=\"https://twitter.com/cashlesscatalys\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][kleo_icon icon=\"youtube-play\" href=\"https://www.youtube.com/channel/UChuc38_PfawDOu44IfYS4lw\" target=\"_blank\" padding=\"15px\" icon_color=\"#ffffff\"][/vc_column][vc_column width=\"1/4\"][/vc_column][/vc_row]', 'Partner Convening 4', '', 'inherit', 'closed', 'closed', '', '7969-autosave-v1', '', '', '2019-02-06 12:08:04', '2019-02-06 12:08:04', '', 7969, 'https://cashlesscatalyst.org/media/7969-autosave-v1/', 0, 'revision', '', 0);
INSERT INTO `in_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(40477, 23, '2019-02-06 12:13:42', '2019-02-06 12:13:42', '[vc_row type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"MEET THE TEAM\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: center;\">We are a lean, entrepreneurial and motivated team of thinkers and doers.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" bg_image=\"7841\"][vc_column][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\" css=\".vc_custom_1529596508622{margin-bottom: 40px !important;}\"][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1518614010448{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"sharon\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Sharon.png\" alt=\"Sharon\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"sharon\"> SHARON BUTEAU </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"DIRECTOR\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1518614043137{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Sharon has over 15 years of experience in the field of research and international development. As the Executive Director of IFMR LEAD, Sharon leads the strategic direction of the organization and provides oversight to research, policy and capacity building engagements.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link phide\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/sudhir181279?trk=nav_responsive_tab_profile\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1486996932974{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"badal-malick\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/01.png\" alt=\"badal malick\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"badal-malick\"> BADAL MALICK </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"PRINCIPAL INNOVATION OFFICER\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1517295221489{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Trained in physics and economics, Badal loves to tinker with big ideas. He is passionate about disruptive innovation and large-scale change, which is reflected in his professional trajectory.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://in.linkedin.com/in/badalmalick\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529590589472{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"jayshree\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/Jayshree.png\" alt=\"Jayshree Venkatesan\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"jayshree\">JAYSHREE VENKATESAN</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LEAD, CUSTOMER CENTRICITY\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529585990865{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Jayshree is an experienced professional with a demonstrated history of working in the international development finance industry.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529586207341{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"varinder\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/varinder.png\" alt=\"Varinder Kaur\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"varinder\">VARINDER KAUR</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LEAD, SOCIAL &amp; BEHAVIORAL INSIGHTS\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529586254597{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Varinder has over 14 years of experience in brand strategy and social issues across India and UK.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1518586346804{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"preethi-rao\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/02/Preeti-Rao.png\" alt=\"Preeti-Rao\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"preethi-rao\"> PREETHI RAO </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LEAD, LAB PROJECTS\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529595576084{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Preethi holds a Master’s in Business Administration (MBA) from IFMR Business School, with a focus on finance and marketing. In her free time, Preethi likes to write poetry, read fiction and watch movies.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/preethi22/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529586736076{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"john-arun\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/john.png\" alt=\"John Arun\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"john-arun\"> JOHN VICTOR ARUN KUMAR </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LEAD, INCUBATOR PROJECTS\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529586694470{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">John manages the accelerator’s operations at Catalyst and also oversees the organization’s MSME and Entrepreneurship research.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1518612943485{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"mandar\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Mandar.png\" alt=\"mandar\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"mandar\"> MANDAR KAGADE </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"LEAD, POLICY\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529587013594{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">A policy wonk and a lawyer (in that order), Mandar Kagade is focussed on development of regulatory policy in connection with the payments ecosystem. He is passionate about exploring intersections of finance and policy.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/mandar-kagade-4a171333/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner el_class=\"pteam-inner-container\" width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1487055436382{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"vaisnavi\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/01/Vaisnavi-Gnanasekaran.png\" alt=\"VAISNAVI GNANASEKARAN\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"vaisnavi\"> VAISNAVI G </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"MONITORING &amp; EVALUATION SPECIALIST\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1485770270198{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Passionate about designing solutions that address the needs of the underserved sections of society, Vaisnavi’s journey in the development sector started through volunteer opportunities.</p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"sharon\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SHARON BUTEAU</h2>\n<h3 class=\"pteam-member-position\">DIRECTOR</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sharon\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSharon has extensive experience in building important partnerships between academia, donor agencies, policymakers and practitioners to promote evidence-based policy making and practice at scale. She has hands-on experience in research and analytics, and is a Principal Investigator on several IFMR LEAD studies as well. Prior to joining IFMR LEAD, Sharon was an Economist with the Analysis Group in Montreal, Canada.\n\nSharon holds a Master’s Degree in Social Research Methods from the London School of Economics &amp; Political Science, and a Master’s Degree in Economics from the Université du Québec à Montréal.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"jayshree\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">JAYSHREE VENKATESAN</h2>\n<h3 class=\"pteam-member-position\">LEAD, CUSTOMER CENTRICITY</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sharon\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPreviously, she has worked with CGAP and Accion on customer centric business models for low-income segments. As the CEO of IFMR Mezzanine Finance, Jayshree managed an investment portfolio of USD 2 million with zero default. A graduate from MDI Gurgaon, Jayshree is a Chevening Fellow from King\'s College, London.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"varinder\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">VARINDER KAUR</h2>\n<h3 class=\"pteam-member-position\">LEAD, SOCIAL &amp; BEHAVIORAL INSIGHTS</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sharon\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPreviously, she has worked with BBC Media Action in India to lead their research on an HIV/AIDS project funded by the Bill and Melinda Gates Foundation. Varinder also has significant experience in strategy design and impact evaluations of corporate social responsibility projects, with organizations such as Unilever, Marico and Reliance.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"john-arun\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">JOHN VICTOR ARUN KUMAR</h2>\n<h3 class=\"pteam-member-position\">LEAD, INCUBATOR PROJECTS</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sharon\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nHis core areas of work are project design, implementation and monitoring &amp; evaluation. John has 10 years of experience in the Development Sector and has worked at Tata Consultancy Services on an Entrepreneurship Development program. John holds a Master\'s degree from the Madras School of Social Work and a Bachelor\'s in Computer Science from the Madras university.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"badal-malick\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">BADAL MALICK</h2>\n<h3 class=\"pteam-member-position\">PRINCIPAL INNOVATION OFFICER</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"badal-malick\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nBadal has a deep industry background in financial services, digital payments and online commerce. Previously, he was a Vice President at Snapdeal where he built an Omnichannel business from ground up; a Group Product Head at Intuit’s Quickbooks business unit where he crafted new fintech products; an Engagement Manager at McKinsey’s financial services and payments practice where he advised Fortune 50 companies on innovation strategies; and an Economist at the World Bank\'s Water and Sanitation Program where he led a ground breaking a new initiative focused on public accountability in urban service delivery.\n\nHe is a technology enthusiast, an active angel investor, and once played for a NYC based rock band. He has an MBA from the Yale School of Management.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"alok\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ALOK GUPTA</h2>\n<h3 class=\"pteam-member-position\">DIRECTOR, INCUBATION</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"alok\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAlok has 22 years of global experience in fintech solutions. He was COO, India, at World Resources Institute where he set up global work in urban innovation and tools. Before that he was member of the startup team at UIDAI driving program strategy and implementation of Aadhaar – the world’s largest biometric-based online identity platform for 1.2 billion Indians -- enabling roll out of the Aadhaar-based payment platform and effective delivery of welfare services. Prior to UIDAI, he took two fintech ventures to the Indian market as a founding team member. Earlier, he worked in the U.S. for 10 years with Trend Micro, managing global IT strategy, and DiamondCluster, developing and executing digital strategies for Fortune 50 companies.\n\nHe has an Electronic Commerce management degree from Tepper School of Business, Carnegie Mellon University and Bachelors in Electrical Engineering from Delhi College of Engineering.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"sudhir\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SUDHIR KUMAR</h2>\n<h3 class=\"pteam-member-position\">ECOSYSTEM OPERATIONS LEADER</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sudhir\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPreviously, while with the Small Industries Development Bank of India (SIDBI), Sudhir headed its Financial Inclusion initiative (Poorest States Inclusive Growth program) in Madhya Pradesh and Uttar Pradesh, focusing on increasing access to financial services among poor households. As an entrepreneur, Sudhir initiated his own Urban Microfinance Company called MITRA in Rajasthan, providing financial services to urban poor. He has also worked closely with industry associations on policy and advocacy issues and with client-beneficiaries in urban and rural Rajasthan to generate linkages with livelihoods.\n\nHe is a postgraduate from the Indian Institute of Forest Management (IIFM).\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"parvinder\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">PARVINDER SINGH</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE DIRECTOR, LEARNING &amp; COMMUNICATIONS</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"parvinder\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPassionate about evidence-based conversations and storytelling, he has co-created community media initiatives and digital platforms for public engagement for inclusion and social change. Parvinder has worked with some of the leading development organizations like ActionAid, Oxfam, Christian Aid International, Plan International and Landesa among others. He loves contributing to the on-going public discourses through his writings and has been published in academic journals and international news media.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"sapna\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SAPNA BHARATH</h2>\n<h3 class=\"pteam-member-position\">MANAGER, PARTNERSHIPS &amp; IMPLEMENTATION</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sapna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSapna has been a pilot team member at global investment banks such as Goldman Sachs, Lehman Brothers and Nomura, and their set up and start up story in India. With over 11 years of experience across transition, operations and execution of large-scale business transformation programs, her noteworthy engagements involved the roll out of new bank branch set ups for equity and fixed income businesses in Mauritius, Singapore, Indonesia and China. In her last stint at Nomura, she was instrumental in front-to-back program management, business analysis and user-acceptance testing for projects such as delivery of India FII Proprietary Trading business roll-out. Prior to Nomura, Sapna was a business analyst at Goldman Sachs and established a center of excellence reconciliation platform for Lehman’s global businesses.\n\nSapna holds a Bachelor in Commerce Degree, an MBA from the Symbiosis University, Pune and is Six Sigma Green Belt certified.\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" bg_image=\"7841\"][vc_column][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1507728744809{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"aditya\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/aditya.png\" alt=\"ADITYA DESHPANDE\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"aditya\"> ADITYA DESHPANDE </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"STRATEGY AND PRODUCT ARCHITECT\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1507728928331{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">An Engineer and a Post-Graduate in management, Aditya is passionate about startups and has spent a large portion of his professional journey in the ecosystem.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/aditya-deshpande-083716a/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529594073143{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"gaurav-s\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Gaurav.png\" alt=\"GAURAV SINGHAL \" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"gaurav-s\">GAURAV SINGHAL </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"BUSINESS ANALYST\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529587612824{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Passionate about fintech and use of blockchain to improve regulation tech, Gaurav loves designing the efficient ways to streamline processes. prior catalyst he was a co-founder at Authentic – An India stack based E-KYC and authentication startup.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/gsinghal680/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529587858454{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"sunil\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Sunil-Gurubhagwatla.png\" alt=\"sunil\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"sunil\"> SUNIL GURUBHAGWATLA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"SENIOR PROGRAM ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529587889025{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Sunil is an engineer turned management student. He has worked in the areas of brand alliance in ecommerce and as a Business Intelligence consultant for several domains.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/sunil-gurubhagwatla-42a9791a\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529588438599{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"tunisha\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Tunisha-Kapoor-n.png\" alt=\"tunisha\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"tunisha\"> TUNISHA KAPOOR </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"OPERATIONS ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529588466193{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Tunisha is passionate about policy and regulatory research and has had professional exposure in a diverse set of sectors including business responsibility, insurance and energy.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://in.linkedin.com/in/tunisha-kapoor-9a117851\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"mandar\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">MANDAR KAGADE</h2>\n<h3 class=\"pteam-member-position\">POLICY CONSULTANT</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"mandar\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nBefore Catalyst, Mandar worked with the Finance Research Group at IGIDR (Mumbai) on a Paypal-funded assignment authoring and disseminating policy research, op-ed pieces and curating round tables towards policy advocacy. Earlier, he was at the Bharti Institute Of Public Policy (Indian School Of Business) where he published financial regulatory research in banking, payments and fintech. A graduate of Columbia Law School and Govt. Law College (Mumbai) he practiced Transaction Law in an earlier life, before the policy bug bit him. When he is not thinking about pushing payments, you would find him watching Ken Burns\' documentaries or Quentin Tarantino creations.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"aditya\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ADITYA DESHPANDE</h2>\n<h3 class=\"pteam-member-position\">STRATEGY AND PRODUCT ARCHITECT</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"aditya\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nFor over 10 years, Aditya has handled a wide range of roles including consulting, academics and entrepreneurship. Previously, he was working with GREX as Associate Vice President and handled the ground-up development of debt products for the company. He was responsible for many key partnerships for GREX and also handled various special initiatives, as part of the PMO team earlier. After a brief stint with Satyam as WRAP consultant, he moved to academics and subsequently became part of the entrepreneurship ecosystem while working with a Pune based VC firm and later his own startup in the incubation space.\n\nHe is an Electronics Engineer and also has a PG Diploma in Management from IMT, Nagpur. He loves working on product ideas and building strong partnerships for organizational growth. Aditya enjoys reading and conquering difficult terrain with his prized 4×4 in his free time. He also enjoys traveling, photography and horse riding.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"arbind\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ARBIND KUMAR</h2>\n<h3 class=\"pteam-member-position\">OPERATIONS ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"arbind\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nArbind has a post graduate degree in E-Governance from IIM Indore, and has an experience of over 6 years in business consulting and ICT Solutions for various Government Ministries and Departments. At his last held designation as a Consultant for Business Process &amp; IT and an Advisory Consultant, he has been a key driver of business strategy, transformation and operational improvement. He has also been associated with National Institute for Smart Government, Bluefrog mobile technologies Pvt. Ltd and IIM Indore. Prior to joining Catalyst, he has been a part of\n\nPrior to his association with Catalyst, he was a part of the National Institute for Smart Government (NISG) New Delhi, where he was associated with various Ministries and Govt. departments, which included Controller General of Defence (MoD), Department of Finance (Govt. of Bihar), Election Commission of India, Ministry of Labour and Employment, Punjab Governance Reforms and others. During his free time, Arbind enjoys cooking, designing, watching movies and trying new cuisines.\n\nHis involvement with various Ministries and Govt. Departments are in the area of Rural Development, Health and Treasury Management. As a consultant, Arbind was involved in designing workflow-based business processes for the Government to create transparency, and as a Management Consultant, he was a part of conceptualizing, designing, and monitoring the E- Governance Project.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"aparajita\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">APARAJITA BHARTI</h2>\n<h3 class=\"pteam-member-position\">COMMUNICATIONS AND MEDIA CONSULTANT</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"aparajita\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAparajita was one of the four Indians selected for the Faiths Act Fellowship by the Tony Blair Faith Foundation. Prior to that, she was a LAMP Fellow and worked as a Legislative Assistant to Mr. N.K. Singh, Member of Parliament, Rajya Sabha. Most recently, she was Manager, Corporate Affairs and Communications at Snapdeal where she was responsible for media messaging and engagement, in addition to providing inputs on policy and legislative issues concerning the digital commerce sector. She also developed and managed partnerships with many state governments for Snapdeal.\n\nA street theatre artist in her undergraduate years, Aparajita was instrumental in seeding ‘Manthan’ – an annual congregation of street theatre student groups to spread social awareness across India. Manthan has now expanded to 15+ towns and cities.\n\nShe is an alumnus of Oxford University and College of Business Studies at Delhi University.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"rohit\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ROHIT KUMAR</h2>\n<h3 class=\"pteam-member-position\">POLICY CONSULTANT</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"rohit\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">Rohit served as the Head of Policy and Research at the office of Mr. Baijayant ‘Jay’ Panda, Member of Parliament (MP) in Lok Sabha. Prior to that, he has worked for several years with PRS Legislative Research, the Indian think-tank that supports MPs across party lines with research on legislative and policy issues. At PRS, Rohit also developed ‘MP Track’, a tool that is widely used by civil society to track engagement of MPs in Parliament. Before shifting to policy, he was a strategy consultant with the Boston Consulting Group (BCG).Rohit is an alumnus of the Harvard Kennedy School of Government and Indian Institute of Technology-Bombay.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"vaisnavi\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">VAISNAVI GNANASEKARAN</h2>\n<h3 class=\"pteam-member-position\">MONITORING &amp; EVALUATION SPECIALIST</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"vaisnavi\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nVaisnavi has worked with various international organizations on research projects focused on the development sector while undertaking her Masters degree. She worked at the United Nations Population Fund Headquarters in New York where she was involved in designing and coordinating evaluation studies of global projects. During this time, she worked with UNICEF and UN Women on evaluation of a jointly operated project to address female genital mutilation in Sub-Saharan Africa. Prior to this, she worked with faculty at the University of Alberta on projects ranging from safe needle exchange programs for addicts to special after-school programs for at-risk children. As a volunteer, Vaisnavi worked with sex workers’ union and human rights activist groups. She specializes on solutions that have a strong data analytical backbone in the development sector.\n\nVaisnavi recently completed her Master degree in Public Health from University of Alberta, Canada.\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" bg_image=\"7841\"][vc_column][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529589323846{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"arbind\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/08/Arbind_kumar.png\" alt=\"arbind\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"arbind\"> ARBIND KUMAR </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"OPERATIONS ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529589390712{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Passionate about developing and improving e- Governance systems across multiple levels of society, Arbind loves to design user friendly workflow-based business processes for the Government to create transparency.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/arbind-kumar-b0a5bb67/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529588667655{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"darshan\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Darshan-singh.png\" alt=\"Darshan Singh\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"darshan\"> DARSHAN SINGH </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"OPERATIONS ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529588692226{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Prior to Darshan\'s association with Catalyst, he was associated with Indian Institute of Management (Indore), for entrepreneurship and enterprise development programs.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"http://www.linkedin.com/in/darshan-singh-09907777181\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529588787401{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"siddharth\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Siddhanth_Dhankhar.png\" alt=\"siddharth\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"siddharth\"> SIDDHARTH DHANKHAR </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"PROGRAM ASSOCIATE \" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529588814331{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Siddharth enjoys mathematics and all things data. He joins Catalyst from the partnerships &amp; strategic initiatives team at Snapdeal. He loves swimming, squash and anything that gets him outdoors.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/siddharthdhankhar\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529591448130{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"preeti-bawa\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Preeti-Bawa.png\" alt=\"preeti bawa\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"preeti-bawa\"> PREETI BAWA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ADMIN MANAGER\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529591479636{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">With flawless administrative skills, Preeti is passionate about her work; conducting events is her strength. She feels good to provide support to her teammates.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://in.linkedin.com/in/tunisha-kapoor-9a117851\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"arindam\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ARINDAM JANA</h2>\n<h3 class=\"pteam-member-position\">DATA SCIENTIST</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"arindam\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nArindam has developed analytical frameworks for problems ranging from performance and strategy evaluation in Twenty20 cricket, to identifying possible locations for the new capital of the bifurcated state of Andhra Pradesh, to assessing credit risk in data-poor lending networks, to proving cartel and monopolistic behaviour in markets. Arindam also has a keen interest in developing data pipelines, with a specific interest in data quality and value add – in his time with Indian Institute for Human Settlements, he was instrumental in developing a spatiotemporal database panning sources from Census of India to remote sensing imagery from NASA and ISRO. In his free time, Arindam loves following long form cricket from across the globe, cooking, and analysing films.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"preeti-bawa\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">PREETI BAWA</h2>\n<h3 class=\"pteam-member-position\">ADMINISTRATIVE OFFICER</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"preeti-bawa\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPreeti previously worked with FHI360 where she gained exposure to the development sector. Earlier, at Jayanita Exports, she was exposed to work with global buyers for handicraft export and import. Before that, at Alar Impex Pvt. Ltd., she was working with the Belgian government on importing dredging machines from Belgium. Her first experience was interesting: she started her career with SSC as an invigilator for initial paper checks.\n\nShe has an Economics degree from Delhi University, and an Office Management and Secretarial Diploma from YMCA as well as an Operational Management diploma from MIT.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"sunil\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SUNIL GURUBHAGWATLA</h2>\n<h3 class=\"pteam-member-position\">SENIOR PROGRAM ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sunil\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSunil has worked with Snapdeal in the capacity of Brand Alliances Manager. He has also worked to pilot the Omni channel form of retail in the e-commerce space. Prior to that, he has worked with Cognizant as a Business Intelligence consultant for clients ranging from the publications to banks to telecom sectors.\n\nHe is an alumnus of Mudra Institute of Communications (MICA), Ahmedabad and National Institute of Technology, Raipur.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"tunisha\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">TUNISHA KAPOOR</h2>\n<h3 class=\"pteam-member-position\">OPERATIONS ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"tunisha\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nTunisha has valuable work experience in both the corporate as well as the development sector. She worked as a Senior Research Associate with Consumer Unity and Trust Society for two years handling policy and regulatory research. Prior to that she worked with IMRB International for three years and was responsible for end-to-end project management. She handled both quantitative as well as qualitative studies in the areas of brand health checks as well as communication evaluations.\n\nTunisha has a management degree from Mudra Institute of Communications, Ahmedabad (MICA).\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"darshan\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">DARSHAN SINGH</h2>\n<h3 class=\"pteam-member-position\">OPERATIONS ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"darshan\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nDuring Darshan\'s tenure at DA, he played a leadership role in the creation of ecosystem development for fly ash brick industry, enterprise development, creation of market linkages and integrated village development with HUL and Bharat Oman Refineries Limited. His business proposal on Rural Home Stays in Madhya Pradesh “Homes of India” was selected by IIM- Calcutta as a semi-finalist entry to TATA Social Enterprise Challenge and he was offered the Entrepreneurship Development Program at IIM-Calcutta on incubation. As an independent consultant, he has helped non-profit organizations with fundraising and marketing strategies. He has also independently conducted marketing activation campaigns for various corporates.\n\nDarshan’s education background is in economics and international business management.\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" bg_image=\"7841\"][vc_column][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1545304775330{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"allan\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/02/Allan.png\" alt=\"allan\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"allan\"> ALLAN ALFRED</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"DESIGN AND BRANDING MANAGER\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529591584834{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">A professional visual artist, Allan has dedicated over a decade to art and design. He is a graduate in Visual Communication and is passionate about creating and exploring the latest trends in visual art.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/allanalfred/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1545375735646{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"kanika\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/12/Kanika4.png\" alt=\"kanika\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"kanika\">KANIKA KHANNA</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"COMMUNICATIONS LEAD\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1545308758844{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Kanika is a seasoned communications expert and a story teller with 16 years of experience. She believes that a strong communications campaign can act as a catalyst in bringing about desired change. It can either make or break.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://in.linkedin.com/in/kanika-khanna-b1492b8\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1488876627889{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"siddharth\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Siddhanth_Dhankhar.png\" alt=\"siddharth\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"siddharth\"> SIDDHARTH DHANKHAR </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"PROGRAM ASSOCIATE \" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1518612644484{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Siddharth enjoys mathematics and all things data. He joins Catalyst from the partnerships &amp; strategic initiatives team at Snapdeal. He loves swimming, squash and anything that gets him outdoors.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/siddharthdhankhar\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1529588291472{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"allan\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/02/Allan.png\" alt=\"allan\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"allan\"> ALLAN ALFRED </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"DESIGN AND BRANDING MANAGER\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1529588316347{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">A professional visual artist, Allan has dedicated over a decade to art and design. He is a graduate in Visual Communication and is passionate about creating and exploring the latest trends in visual art.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/allanalfred/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"shagun\" class=\"team-profile-container\" style=\"style: z-index: 11;\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SHAGUN NAGPAL</h2>\n<h3 class=\"pteam-member-position\">SENIOR COMMUNICATIONS MANAGER</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"shagun\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAn Advertising &amp; Public Relations major from Indian Institute of Mass Communication; Shagun believes that effective communication leads to a positive change. Over the course of last 7 years she has worked in diverse work environments starting from Advertising agencies such as Ogilvy &amp; Mather to Humanitarian organisations such as Medecins Sans Frontieres/Doctors Without Borders. Her extensive experience, during which she has managed Press Relations as well as designed Experiential Marketing campaigns, has provided her with an opportunity to explore communication through varied lenses.\n\nShe has planned &amp; executed marketing campaigns for various audience profiles in India and South Asia. This background has given Shagun interesting insights into different cultures, along with teaching her skills like people\'s management, customer engagement and crisis management.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"anup\" class=\"team-profile-container\" style=\"style: z-index: 11;\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ANUP KUMAR ROY</h2>\n<h3 class=\"pteam-member-position\">OPERATIONS LEADER, IFMR LEAD</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"anup\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAnup joined IFMR Research in October 2005 as Research Associate and has worked in several research studies. Prior to IFMR, he worked with University of Delhi for four years, as well as the World Bank as Short Term Consultant for more than a year. At present, as COO, he is involved in IFMR’s international expansion, partnership and training, HR and administration, grant management, financial functions, effective data collection, data management and ethical compliance.\n\nAnup holds a Master degree in Social Work from the University of Delhi.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"preethi-rao\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">PREETHI RAO</h2>\n<h3 class=\"pteam-member-position\">LEAD, LAB PROJECTS</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"preethi-rao\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nIn addition to her role at Catalyst, Preethi heads the Innovation Vertical at IFMR LEAD. As an Innovation Champion, she drives new initiatives and is responsible for conceptualizing new areas of interest for the organization. A significant part of her role at IFMR LEAD is to identify improvements to existing processes, drive new research opportunities and develop capabilities for the same. She is also involved in developing and leading research studies and short term projects in open data, MSMEs, finance and healthcare. Her past roles include overseeing field data collection and digitization of operations.\n\nPreethi’s journey at IFMR began in 2006 as a researcher where she worked in the small enterprise finance and development space until 2012. During this time, she managed a pan India study on ROSCAs and their role in MSME financing, funded by the Bill &amp; Melinda Gates Foundation. The study was presented to and acknowledged by the then Hon. Finance Minister, Mr. Pranab Mukherjee.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"vivekdeep\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">VIVEKDEEP GUPTA</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE DIRECTOR, STRATEGIC INNOVATIONS</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"vivekdeep\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nVivekdeep Gupta graduated in 2014 with an MBA in Finance and Economics. Vivek has significant public policy experience, having worked at the Office of the Advisor to Prime Minister of India where he designed parts of the National Skill Development Policy and approved loans for skill development programs. He also worked with Mr. N Chandrababu Naidu, through the AP Economic Development Board, during his current tenure as Chief Minister of Andhra Pradesh. Vivek spent 4 years with the Tata Group as part of the Tata Administrative Services (TAS) in Africa, Israel and India. At TAS, he helped the Group set up multiple businesses including India’s first private sector military aerospace unit and micro-finance fund in South Africa.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"akanksha\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">AKANKSHA MITTAL</h2>\n<h3 class=\"pteam-member-position\">OPERATIONS ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"akanksha\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAkanksha has worked with Accenture Strategy as a Business Consultant for close to years, in large scale implementation and strategy projects in areas of process efficiency and process integration with technological systems.\n\nShe completed her MBA from Indian Institute of Management, Bangalore and BSc (H) Mathematics from Lady Shri Ram College. She is passionate about the causes of Financial Inclusion, education for the blind and economic development and has contributed to these areas in her own small yet significant ways.\n\nShe likes watching plays more than movies and philosophy more than romance. Her height doesn’t justify her love and skill at basketball and she takes the job of restaurant critiquing quite seriously! Her bucket list includes travelling solo to Latin America and teaching kids there.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"ryan\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">RYAN TERRIBILINI</h2>\n<h3 class=\"pteam-member-position\">FELLOW</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"ryan\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nRyan has worked on numerous projects at the intersection of technology, policy, and operations. He spent four years at Google developing the Android hardware and software ecosystems by managing direct-to-consumer device support operations and creating policies for the world\'s biggest mobile app marketplace. At Ripple, Ryan served as Head of Developer Relations and Platform Partnerships. Through this role he engaged with numerous financial institutions and FinTech entrepreneurs building the payment systems of the future.\n\nRyan is a magna cum laude graduate of the University of California, Berkeley with a degree in Classical Civilizations. He is expected to graduate from the University of Oxford\'s Master of Public Policy program in Fall 2017. When he\'s not studying or playing with tech, you can find Ryan relaxing by watching and playing baseball.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"adiraju\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">BHARADWAJ ADIRAJU</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"adiraju\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">Bharadwaj is pursuing an M.A. in Economics from the University of Hyderabad. Driven by his desire to solve socio-economic injustices, he was part of a team that conducted a study on the reasons for the drop-out of differently-abled students from Delhi University. He intends to combine his interests in teaching and economics to pursue a career in teaching Currently, he is interested in investigating benefits of financial inclusion at the grass-roots and its impact on macroeconomic policies and indicators. In his free time, he enjoys relaxing and plays the Carnatic Classical violin and lawn tennis.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"katyal\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">RAGHAV KATYAL</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"katyal\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">Raghav studies Political Science and Economics at Ashoka University. He believes policy enables markets to drive socio-economic development. An aspiring public policy professional, Raghav also enjoys writing opinion pieces on contemporary issues. Apart from his academic pursuits, he also steers the Consulting vertical of the Ashoka Business Club.\nBorn and brought up in New Delhi, he takes an avid interest in reading up on the city’s history, monuments, as well as the politics that is woven into its fabric. At Catalyst, he hopes to help create government regulation for payments which can unlock financial inclusion for India’s masses.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"khanna\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SAMRUDHI KHANNA</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"khanna\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">With an undergraduate degree in financial markets and over two years of experience in investment banking research, Samrudhi has now decided to dive into a more impactful role within the space. She aims to contribute her time and skills towards helping Catalyst build a digitized national economy and promote financial inclusion at various levels. A firm believer in the bottom up theory of development, she has also worked on a number of field as well as analytical projects in behavioural finance, child labour, improving the scope of primary education in India etc.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"srinivasan\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">NITHYA SRINIVASAN</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"srinivasan\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">Nithya recently graduated in Economics from Miranda House, University of Delhi and is passionate about international development and economic research. Her academic interests include social entrepreneurship, women empowerment, and behavioural aspects of public policy formulation. In the past, Nithya has worked with research organisations, NGOs and the Delhi Government on women entrepreneurship, public health, education and law. She recently represented India at the South Asian Economics Students Meet, Bangladesh and was awarded ‘best paper’ for her research work on healthcare financing. Besides research, Nithya loves debating, travelling and meeting new people. She is a passionate singer and currently teaches with an organisation called Music Basti in Delhi.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"swallow\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">MYLA SWALLOW</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"swallow\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">Myla is interested in the intersection of normative philosophy and the realities of global economic development. She bridges a fascination for the theoretical with a desire to implement effective on-the-ground change, realising that these pursuits can often lead in divergent directions. She is now working on her undergraduate thesis investigating and evaluating the execution of financial services in low-income communities. Myla is originally from Sydney, Australia, but has spent the last 3 years as a Robertson Scholar at Duke University. She will be graduating from Duke in May 2019 with a double major in economics and philosophy.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"anupama\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ANUPAMA MENON</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"anupama\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAnupama is an undergraduate student of Electronics and Communication Engineering at the National Institute of Technology, Trichy, and was named a Cargill Global Scholar in 2017. She is driven by a desire to integrate technology with the development sector in India. She is interested in digitization and its impact on the Indian economy and is keen on using her technical and behavioral insights to fast-track this process.\n\nShe has worked extensively in the Public Health sector - having conducted research in Medical Imaging and developed an application for Breast Cancer Thermography. As a volunteer, she has taught English to primary-school goers in rural Trichy. She also takes an active interest in theatre, classical dance and writing.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"allan\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ALLAN ALFRED</h2>\n<h3 class=\"pteam-member-position\">DESIGN AND BRANDING MANAGER</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"allan\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nFor over a decade, Allan has been dedicated to design and looking into global design trends. His passion for art, design and communication has helped him build a staggering array of visual art and concepts. During the last 13 years, Allan has been recognized as a change enthusiast and a trend setter.\n\nAfter graduating with a Degree in Visual Communication, Allan has worked in Malaysia and many parts of India. He is a well appreciated Team Leader and spends most of his leisure time interacting with like-minded creative professionals and exploring new realms of design.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"siddharth\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SIDDHARTH DHANKHAR</h2>\n<h3 class=\"pteam-member-position\">PROGRAM ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"siddharth\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSiddharth has a dual degree from BITS Pilani with bachelor\'s degree in electronics engineering and a master\'s degree in economics. He\'s previously interned at Morgan Stanley, KPMG, among other companies.\n\nPrior to joining Catalyst, he spent about two years at Snapdeal working on partnerships &amp; strategic initiative projects.\n\nIn his spare time, he can be found debating, planning detailed vacation itineraries and outdoors. He has spent a summer working in financial crime investigation with Gurgaon Police.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"gaurav-s\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">GAURAV SINGHAL</h2>\n<h3 class=\"pteam-member-position\">BUSINESS ANALYST</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sharon\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nGaurav has been an active participant in startup ecosphere. He has worked with CIIE, IIM A where he worked on the bi-yearly Blpan competition Power of Ideas; as an intern at Dexter capital – a startup debt advisory and angel fund where he assisted in early due diligence and outreach; and as a Business development associate at CultureAlley, creator of HelloEnglish App where he worked on monetizing the app through multiple channels and upselling. In his free time, he loves to write short stories, follow cricket and prepare for marathon cycling.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"kanika\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">KANIKA KHANNA</h2>\n<h3 class=\"pteam-member-position\">COMMUNICATIONS LEAD</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sharon\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nShe has a deep and robust background, spanning public relation agencies (Lintas\' LINOpinon, 20:20 Media), corporate sector firms (Hay Group/Korn Ferry, Aon Hewitt) and handled communications, media and public advocacy for WHO for 7 years. Her experience spans corporate/marketing communications, public advocacy, media relations, risk &amp; issues-based communications, digital marketing and visual communications.\n\nShe has conceptualized and managed communication campaigns for Google, Oracle, Red Hat, BBC Hindi Radio Service, Adobe, Polycom, Agewell Foundation, Election Commission, among others, including public advocacy campaigns like mental health, road safety, Say No To Tobacco, antibiotic resistance, routine immunization, and disease outbreak situations.\n\nShe has had the privilege of working across diverse industries and learnt to communicate effectively with due respect to their sensitivities.\n\nShe is a Commerce graduate and Masters in Marketing and Business Administration. She holds a diploma in Public relations and Marketing. Kanika is a travel enthusiast and believes in angels\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\" bg_image=\"7841\"][vc_column][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][vc_column_inner el_class=\"phide\" width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1488521635859{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"sowmya\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Sowmya-Nanjudaiah.png\" alt=\"sowmya\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"sowmya\"> SOWMYA NANJUNDAIAH </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"MARKETING, INCITE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1486129377285{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Sowmya is CEO of INCITE, where she helps companies reimagine how they interact with their customers and manage their businesses in the digital economy.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/sowmya-nanjundaiah-4695b43\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"shubham\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SHUBHAM KULSHRESTHA</h2>\n<h3 class=\"pteam-member-position\">OPERATIONS ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"shubham\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nShubham recently graduated from Peking University HSBC Business School with a master degree in Management Science and has undertaken projects involving product portfolio establishment, market research, business analysis and project management during his study. He has worked on a joint venture under the guidance of senior leadership in Mahindra Intertrade to study the feasibility of new product establishment in the Indian market. Shubham brings to the table a rich experience of working with global MNCs like Mahindra &amp; Mahindra, Bosch &amp; JCB.\n\nHe has a Bachelors in Mechanical engineering from Manipal University. During his tenure of study at Manipal, he has lead teams in National level automotive events like BAJA &amp; National Go kart championship and has worked as a volunteer in social organizations like Gramiksha and AIESEC, India.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"smriti\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SMRITI AGRAWAL</h2>\n<h3 class=\"pteam-member-position\">MANAGER, POLICY AND PARTNERSHIPS</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"smriti\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nA Harvard Law School and London School of Economics graduate, Smriti is a lawyer turned economist specializing in financial regulation, international and monetary economics. She has previously worked with Reserve Bank of India and Ministry of Finance and was involved in issues relating to fiscal policy and public finance. In this context, Smriti engaged in mobilization of small savings through market borrowings.\n\nPrior to this, she was assigned on projects with European Commission &amp; ESMA on improving involvement of retail users in the design of financial policies. Smriti is a trained Indian classical dancer who tries to engage and teach kids Kathak.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"pratap\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">PRATAP THUMBOOCHETTY</h2>\n<h3 class=\"pteam-member-position\">MARKETING, INCITE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"pratap\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPratap began his career as a research scientist at the Indian Institute of Science, Bengaluru. During his MBA program in the U.S., Pratap interned with the Federal Communications Commission, helping draft policy and legislation for the Satellite Communications division. Then, as a part of Capital One’s Small Business division, Pratap was instrumental in developing new products and creating and growing the Loyalty Program. He later led Capital One’s foray into the Indian consumer lending market. During this time, he was also invited to write an advisory paper to the Ministry of Finance, Government of India, on leveraging data analytics within the Income Tax department. As an independent consultant, Pratap mentored large corporations by offering strategic advice related to India entry.\n\nPratap has a degree in electrical engineering and an MBA from the Yale School of Management with a dual concentration in strategy and international finance.\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"SUMMER PROGRAM (BATCH OF 2017)\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: center;\">Every year, we select a few passionately driven individuals with unique skills and interests that complement our current priorities.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" visibility=\"hidden-xs,hidden-sm,hidden-md,hidden-lg,hidden-xlg\" bg_image=\"7841\"][vc_column][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494410553853{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"ryan\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Ryan-terribilini.png\" alt=\"ryan\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"ryan\"> RYAN TERRIBILINI </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"FELLOW\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494240914237{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Being born and raised right next to Silicon Valley, Ryan has always been inspired by the history of technology and its potential for the future.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/ryanterribilini/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494241018144{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"maya\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Maya-Durvasula.png\" alt=\"maya\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"maya\"> MAYA DURVASULA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494239528364{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Research and service in a diverse array of settings have augmented Maya’s commitment to poverty alleviation and economic development.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/maya-durvasula-7aaa9179/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494240671749{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"priyanka\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/priyanka.png\" alt=\"priyanka\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"priyanka\"> PRIYANKA ROYCHOUDHURY </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494240448187{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Priyanka is currently pursuing MSc Economics from London School of Economics and Political Science. Prior to joining LSE.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/priyanka-roychoudhury-15aa843b/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494334037374{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"abhinav\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Abhinav-Verma.png\" alt=\"abhinav\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"abhinav\"> ABHINAV VERMA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494334178467{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Abhinav is interested in social entrepreneurship and the potential of markets to promote economic development. He is a second-year undergrad studying Economics and Finance at Ashoka University.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/abhinav-verma-b2b74a10b/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" disable_element=\"yes\" el_class=\"pmember-container phide\" css=\".vc_custom_1517294658131{margin-top: 40px !important;}\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1504761827594{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"jennifer\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2017/09/Jennifer-Sung.png\" alt=\"jennifer\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"jennifer\"> JENNIFER SUNG </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1504761858418{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Jennifer is a finance professional with a poetic heart, curious palate and wandering feet. Her diverse experiences have fueled her interests in financial technology, entrepreneurship and early stage investments.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/jennifer-sung-20b80162/?ppe=1\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494241018144{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"maya\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Maya-Durvasula.png\" alt=\"maya\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"maya\"> MAYA DURVASULA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494239528364{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Research and service in a diverse array of settings have augmented Maya’s commitment to poverty alleviation and economic development.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/maya-durvasula-7aaa9179/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494240671749{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"priyanka\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/priyanka.png\" alt=\"priyanka\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"priyanka\"> PRIYANKA ROYCHOUDHURY </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494240448187{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Priyanka is currently pursuing MSc Economics from London School of Economics and Political Science. Prior to joining LSE.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/priyanka-roychoudhury-15aa843b/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1494334037374{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"abhinav\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2016/12/Abhinav-Verma.png\" alt=\"abhinav\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"abhinav\"> ABHINAV VERMA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494334178467{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\">Abhinav is interested in social entrepreneurship and the potential of markets to promote economic development. He is a second-year undergrad studying Economics and Finance at Ashoka University.</p>\n[/vc_column_text][vc_column_text text_color=\"#0353d8\" letter_spacing=\"\" el_class=\"lh24 pteam-social-link-container\"]\n<p class=\"pteam-social-link\" style=\"text-align: center;\"><a href=\"https://www.linkedin.com/in/abhinav-verma-b2b74a10b/\" target=\"_blank\" rel=\"noopener noreferrer\">Linkedin</a></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"jennifer\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">JENNIFER SUNG</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"jennifer\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nJennifer started her career as a Healthcare Investment Banker with Deutsche Bank. After working across a spectrum of transactions in M&amp;A and Equity markets across EMEA, she took up a Client Strategy role with the Global Capital Markets and Treasury Solutions team.\n\nAfter 3 years with Deutsche bank, Jennifer joined an early stage Fintech start-up Lendingkart as a Senior Manager in their Strategic Initiatives team. She was briefly the Chief of staff and was further promoted to AVP – Capital Markets responsible for raising debt capital and management of investor/external stakeholder relationships for the firm.\n\nJennifer graduated with an honours degree from Shri Ram College of Commerce and is an MBA candidate at INSEAD. In her free time, she likes to travel, recreate gourmet meals in her kitchen, and curl up with a good book.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"siddharth\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SIDDHARTH DHANKHAR</h2>\n<h3 class=\"pteam-member-position\">PROGRAM ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"siddharth\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSiddharth has a dual degree from BITS Pilani with bachelor\'s degree in electronics engineering and a master\'s degree in economics. He\'s previously interned at Morgan Stanley, KPMG, among other companies.\n\nPrior to joining Catalyst, he spent about two years at Snapdeal working on partnerships &amp; strategic initiative projects.\n\nIn his spare time, he can be found debating, planning detailed vacation itineraries and outdoors. He has spent a summer working in financial crime investigation with Gurgaon Police.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"anand\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ANAND RAMAN</h2>\n<h3 class=\"pteam-member-position\">TECHNICAL ADVISOR</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"anand\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAnand enjoys learning and has moved between sectors and domain in his professional life -- from IT to telecom to television and lastly financial services. He has written code, managed projects, delivered products, sold and marketed them with stints at companies including Tech Mahindra, Idea Cellular, Star TV, Eko and IDmission Solutions. He wants to remain curious and in hopefully bring some change. He has interests in diverse and often utterly unrelated subjects.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"sowmya\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SOWMYA NANJUNDAIAH</h2>\n<h3 class=\"pteam-member-position\">MARKETING, INCITE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sowmya\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSince 2010, Sowmya has driven INCITE’s growth from a small startup into a full-service interactive agency operating out of the U.S., Europe and India. Earlier, she was responsible for corporate fund raising for the United Way in Massachusetts, helping America’s largest non-profit organization raise funds for outreach programs. On her return to India, Sowmya was part of the founding team of Nirvana, a Bengaluru-based BPO that services global clients. Here she defined the strategic vision and built key parts of the organization including product development and sales. As Head of the New York office, she was responsible for Nirvana’s expansion into the North American market. Sowmya then returned to India to co-found a successful wine company, Naka Wines. As CEO of Naka Wines, she was responsible for launching the brand across Karnataka and the USA.\n\nSowmya has an MBA from the prestigious University of Massachusetts.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"abhinav\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ABHINAV VERMA</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"abhinav\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAbhinav is a second-year undergrad pursuing a B.Sc. (Hons.) in Economics and Finance from Ashoka University. He is interested in social entrepreneurship and the potential of markets to promote economic development. His academic interests lie in financial inclusion and impact investing. Last winter, he organised a panel discussion at the Harvard-US India Conference to discuss the role of financial inclusion in Indian rural development.\n\nAbhinav is a budding entrepreneur. He started a e-commerce company to represent local manufacturers on e-commerce portals. On campus, he also started a food-delivery business. To relax, he enjoys swimming, photography, writing for his university’s newspaper, and trying new kinds of cuisine.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"priyanka\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">PRIYANKA ROYCHOUDHURY</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"priyanka\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPriyanka worked with Centre for Policy Research in New Delhi in their project –Accountability Initiative- where she worked in the areas of public finance and public administration. As a Research Associate, she handled both quantitative and qualitative analytical work as well as worked on ground to implement PETS for the project.\n\nPriyanka holds a B.A. (Hons) Economics degree from Lady Shri Ram college for women and a PGD in Liberal Arts from Ashoka University. Apart from nurturing a career goal to step into policy work using her academic qualifications professionally, she continues to juggle her passion for community work through her community initiative- The WordsWorth Project- which engages youth volunteers to assist underprivileged kids with their English language development. She often uses the rest of her time to give life to her thoughts through blogging and doodling.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"maya\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">MAYA DURVASULA</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"maya\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nMaya combines academic interests in economic development and poverty alleviation with a wide array of experiences in research and multi-sectoral policy development &amp; implementation. Most recently, she co-led two nationwide behavioral economics experiments on HIV test uptake with a public health and social entrepreneurship laboratory in Guangzhou, China. She is interested in the ways in which microeconomic theory and behavioral insights can be used to design informal and formal social programs and institutions.\n\nMaya studies economics and mathematics as a Robertson Scholar at Duke University and will graduate in May 2018. She was named a 2017 United States Truman Scholar. In her free time, she can usually be found wandering through mountains and canyons in the American Southwest.\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" enable_parallax=\"false\" parallax_speed=\"0.4\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][vc_column_inner width=\"5/6\"][vc_custom_heading text=\"SUMMER PROGRAM (BATCH OF 2018)\" font_container=\"tag:h2|font_size:26px|text_align:center|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24\"]\n<p style=\"text-align: center;\">Every year, we select a few passionately driven individuals with unique skills and interests that complement our current priorities.</p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/12\"][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1528191247772{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"adiraju\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/bharadwaj_adiraju.png\" alt=\"adiraju\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"adiraju\"> BHARADWAJ ADIRAJU</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1528186523821{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Bharadwaj is pursuing an M.A. in Economics from the University of Hyderabad. Driven by his desire to solve socio-economic injustices, he was part of a team that conducted a study on the reasons for the drop-out of differently-abled students from Delhi University. </span></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1528187251568{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"katyal\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/raghav_katyal.png\" alt=\"katyal\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"katyal\"> RAGHAV KATYAL </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494239528364{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Raghav studies Political Science and Economics at Ashoka University. He believes policy enables markets to drive socio-economic development.</span></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1528191661212{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"khanna\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/samrudhi_khanna.png\" alt=\"khanna\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"khanna\">SAMRUDHI KHANNA </a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494240448187{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">With an undergraduate degree in financial markets and over two years of experience in investment banking research, Samrudhi has now decided to dive into a more impactful role within the space.</span></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1528191710557{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"srinivasan\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/nithya.png\" alt=\"srinivasan\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"srinivasan\"> NITHYA SRINIVASAN</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494334178467{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Nithya recently graduated in Economics from Miranda House, University of Delhi and is passionate about international development and economic research.</span></p>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=\"yes\" el_class=\"pmember-container\"][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1528192317705{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"swallow\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/myla_swallow.png\" alt=\"swallow\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"swallow\"> MYLA SWALLOW\n</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1528186523821{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Myla is interested in the intersection of normative philosophy and the realities of global economic development.</span></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1528208150929{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"anupama\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/06/photos06.png\" alt=\"anupama\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"anupama\"> ANUPAMA MENON</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494239528364{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Anupama is an undergraduate student of Electronics and Communication Engineering at the National Institute of Technology, Trichy, and was named a Cargill Global Scholar in 2017.</span></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\" offset=\"vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs\"][vc_column_text letter_spacing=\"\" css=\".vc_custom_1545303910648{margin-bottom: 0px !important;}\"]\n<div class=\"team-member-container\">\n<div class=\"team-member\">\n\n<a class=\"toggle\" data-target=\"anupama\"><img src=\"https://cashlesscatalyst.org/wp-content/uploads/2018/12/Kanika-1.png\" alt=\"Kanika\" /></a>\n\n</div>\n<div>\n<h2 class=\"pmember-title\"><a class=\"toggle\" data-target=\"anupama\">KANIKA</a></h2>\n</div>\n</div>\n[/vc_column_text][vc_custom_heading text=\"ASSOCIATE\" font_container=\"tag:h2|font_size:17px|text_align:center|color:%23383b3b|line_height:24px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1494239528364{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;}\" el_class=\"pmember-position\"][vc_column_text text_color=\"#383b3b\" letter_spacing=\"\" el_class=\"lh24 pteam-content-container\"]\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Kanika is a seasoned communications expert and a story teller with 16 years of experience. She believes that a strong communications campaign can act as a catalyst in bringing about desired change. It can either make or break.</span></p>\n[/vc_column_text][/vc_column_inner][vc_column_inner width=\"1/4\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_height=\"yes\" type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" visibility=\"visible-xs,visible-sm,visible-md,visible-lg,visible-xlg\" bg_image=\"7841\"][vc_column][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=\"\"]\n<div id=\"adiraju\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">BHARADWAJ ADIRAJU</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"adiraju\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">Bharadwaj is pursuing an M.A. in Economics from the University of Hyderabad. Driven by his desire to solve socio-economic injustices, he was part of a team that conducted a study on the reasons for the drop-out of differently-abled students from Delhi University. He intends to combine his interests in teaching and economics to pursue a career in teaching Currently, he is interested in investigating benefits of financial inclusion at the grass-roots and its impact on macroeconomic policies and indicators. In his free time, he enjoys relaxing and plays the Carnatic Classical violin and lawn tennis.</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"anand\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ANAND RAMAN</h2>\n<h3 class=\"pteam-member-position\">TECHNICAL ADVISOR</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"anand\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAnand enjoys learning and has moved between sectors and domain in his professional life -- from IT to telecom to television and lastly financial services. He has written code, managed projects, delivered products, sold and marketed them with stints at companies including Tech Mahindra, Idea Cellular, Star TV, Eko and IDmission Solutions. He wants to remain curious and in hopefully bring some change. He has interests in diverse and often utterly unrelated subjects.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"sowmya\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">SOWMYA NANJUNDAIAH</h2>\n<h3 class=\"pteam-member-position\">MARKETING, INCITE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"sowmya\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nSince 2010, Sowmya has driven INCITE’s growth from a small startup into a full-service interactive agency operating out of the U.S., Europe and India. Earlier, she was responsible for corporate fund raising for the United Way in Massachusetts, helping America’s largest non-profit organization raise funds for outreach programs. On her return to India, Sowmya was part of the founding team of Nirvana, a Bengaluru-based BPO that services global clients. Here she defined the strategic vision and built key parts of the organization including product development and sales. As Head of the New York office, she was responsible for Nirvana’s expansion into the North American market. Sowmya then returned to India to co-found a successful wine company, Naka Wines. As CEO of Naka Wines, she was responsible for launching the brand across Karnataka and the USA.\n\nSowmya has an MBA from the prestigious University of Massachusetts.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"abhinav\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">ABHINAV VERMA</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"abhinav\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nAbhinav is a second-year undergrad pursuing a B.Sc. (Hons.) in Economics and Finance from Ashoka University. He is interested in social entrepreneurship and the potential of markets to promote economic development. His academic interests lie in financial inclusion and impact investing. Last winter, he organised a panel discussion at the Harvard-US India Conference to discuss the role of financial inclusion in Indian rural development.\n\nAbhinav is a budding entrepreneur. He started a e-commerce company to represent local manufacturers on e-commerce portals. On campus, he also started a food-delivery business. To relax, he enjoys swimming, photography, writing for his university’s newspaper, and trying new kinds of cuisine.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"priyanka\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">PRIYANKA ROYCHOUDHURY</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"priyanka\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nPriyanka worked with Centre for Policy Research in New Delhi in their project –Accountability Initiative- where she worked in the areas of public finance and public administration. As a Research Associate, she handled both quantitative and qualitative analytical work as well as worked on ground to implement PETS for the project.\n\nPriyanka holds a B.A. (Hons) Economics degree from Lady Shri Ram college for women and a PGD in Liberal Arts from Ashoka University. Apart from nurturing a career goal to step into policy work using her academic qualifications professionally, she continues to juggle her passion for community work through her community initiative- The WordsWorth Project- which engages youth volunteers to assist underprivileged kids with their English language development. She often uses the rest of her time to give life to her thoughts through blogging and doodling.\n\n</div>\n</div>\n[/vc_column_text][vc_column_text letter_spacing=\"\"]\n<div id=\"maya\" class=\"team-profile-container\">\n<div class=\"team-profile-inner\" style=\"margin: 0 auto;\">\n<h2 class=\"pteam-member-name\">MAYA DURVASULA</h2>\n<h3 class=\"pteam-member-position\">ASSOCIATE</h3>\n<div class=\"pclose-btn\"><a class=\"close \" data-target=\"maya\">X</a></div>\n</div>\n<div class=\"pteam-member-details\">\n\nMaya combines academic interests in economic development and poverty alleviation with a wide array of experiences in research and multi-sectoral policy development &amp; implementation. Most recently, she co-led two nationwide behavioral economics experiments on HIV test uptake with a public health and social entrepreneurship laboratory in Guangzhou, China. She is interested in the ways in which microeconomic theory and behavioral insights can be used to design informal and formal social programs and institutions.\n\nMaya studies economics and mathematics as a Robertson Scholar at Duke University and will graduate in May 2018. She was named a 2017 United States Truman Scholar. In her free time, she can usually be found wandering through mountains and canyons in the American Southwest.\n\n</div>\n</div>\n[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=\"image\" bg_color=\"#ffffff\" enable_parallax=\"false\" parallax_speed=\"0.4\" padding_top=\"0\" bg_image=\"7841\"][vc_column][vc_row_inner css=\".vc_custom_1483453346740{margin-bottom: 30px !important;}\"][vc_column_inner][vc_custom_heading text=\"ADVISORS\" font_container=\"tag:h2|font_size:26px|text_align:left|color:%23d11e3c|line_height:32px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\"][vc_column_text text_color=\"#383b3b\" font_size=\"18px\" letter_spacing=\"\" el_class=\"lh24 ptitle-border-red\"]Catalyst\'s advisors being deep sector expertise and thought leadership to guide our strategy and implementation.[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1483514478888{margin-bottom: 30px !important;}\"][vc_column_inner width=\"1/4\"][vc_custom_heading text=\"ALLEN WEINBERG\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1486445347167{margin-bottom: 0px !important;padding-bottom: 0px !important;}\" link=\"url:https%3A%2F%2Fwww.linkedin.com%2Fin%2Fallen-weinberg-0155%3Ftrk%3Dprof-samename-name||target:%20_blank|\"][vc_custom_heading text=\"Partner/Co-Founder\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487851713182{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][vc_custom_heading text=\"Glenbrook Partners\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1486444189952{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_custom_heading text=\"LEORA KLAPPER\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1498630768489{margin-bottom: 0px !important;padding-bottom: 0px !important;}\" link=\"url:https%3A%2F%2Fwww.linkedin.com%2Fin%2Fleora-klapper-24105478||target:%20_blank|\"][vc_custom_heading text=\"Lead Economist\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1498630865051{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][vc_custom_heading text=\"World Bank\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1498630903695{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_custom_heading text=\"NITIN MANTRI\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488797685329{margin-bottom: 0px !important;padding-bottom: 0px !important;}\" link=\"url:https%3A%2F%2Fwww.linkedin.com%2Fmessaging%2Fthread%2F6242557045191606272%2F||target:%20_blank|\"][vc_custom_heading text=\"CEO\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488797709804{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][vc_custom_heading text=\"Avian Media\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488797719470{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][/vc_column_inner][vc_column_inner width=\"1/4\"][vc_custom_heading text=\"PAWAN BAKHSHI\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1498735370480{margin-bottom: 0px !important;padding-bottom: 0px !important;}\" link=\"url:https%3A%2F%2Fwww.linkedin.com%2Fin%2Fpawan-bakhshi-ph-d-7461411%2F||target:%20_blank|\"][vc_custom_heading text=\"India Lead - Financial Services for the Poor\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488797833022{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][vc_custom_heading text=\"Bill &amp; Melinda Gates Foundation\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1488797847586{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][/vc_column_inner][/vc_row_inner][vc_row_inner css=\".vc_custom_1486444525955{margin-bottom: 30px !important;}\"][vc_column_inner width=\"1/4\"][vc_custom_heading text=\"PRAVEEN KHANDELWAL\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1486445418505{margin-bottom: 0px !important;padding-bottom: 0px !important;}\" link=\"url:https%3A%2F%2Fin.linkedin.com%2Fin%2Fpraveen-khandelwal-95b68614||target:%20_blank|\"][vc_custom_heading text=\"Secretary-General\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_custom_1487851739567{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}\"][vc_custom_heading text=\"Confederation of All India Traders\" font_container=\"tag:h2|font_size:22px|text_align:left|color:%23383b3b|line_height:28px\" google_fonts=\"font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:300%20light%20regular%3A300%3Anormal\" letter_spacing=\"\" css=\".vc_cust