[vc_row equal_height="yes" content_placement="middle" type="image" bg_position_horizontal="center" enable_parallax="false" parallax_speed="0.4" padding_top="110" padding_bottom="0" bg_image="13248"][vc_column][kleo_gap size="300px"][vc_row_inner][vc_column_inner][/vc_column_inner][/vc_row_inner][kleo_gap size="130px"][/vc_column][/vc_row][vc_row equal_height="yes" content_placement="middle" padding_bottom="0"][vc_column width="1/2"][/vc_column][vc_column width="1/2"][vc_row_inner equal_height="yes" content_placement="middle"][vc_column_inner width="5/12"][/vc_column_inner][vc_column_inner width="1/3" css=".vc_custom_1488531456733{padding-right: 0px !important;}"][vc_column_text letter_spacing=""][addtoany][/vc_column_text][/vc_column_inner][vc_column_inner width="1/4" css=".vc_custom_1488531444909{padding-left: 0px !important;}"][kleo_button title="Print this page" href="https://cashlesscatalyst.org/wp-content/uploads/2018/04/Catalyst-Donor-Brochure.pdf" target="_blank" style="custom" position="left" size="lg" special="no" border="no" icon="print" font_size="16px" letter_spacing="" el_class="grey-icon" custom_text="#d11e3c"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type="color" bg_color="#ffffff"][vc_column][vc_row_inner equal_height="yes"][vc_column_inner][vc_column_text text_color="#383b3b" font_size="16px" letter_spacing="" el_class="ptext-justify lh22"]These categories include various solutions that include several unique features tailored to meet the demands of the Indian consumers and the  merchants. Here is a detailed comparison of each cashless payment solution available in India.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row inner_container="no" type="color" bg_color="#d1203d"][vc_column][vc_row_inner inner_container="yes"][vc_column_inner][vc_custom_heading text="CATALYST IS AN INITIATIVE FUNDED BY UNITED STATES AGENCY FOR INTERNATIONAL DEVELOPMENT (USAID) UNDER THE mSTAR PROGRAM TO PROMOTE CASHLESS PAYMENT SOLUTIONS AS A MEANS FOR DEEPER FINANCIAL INCLUSION IN INDIA. THESE SOLUTIONS CAN BE BROADLY CLASSIFIED INTO:" font_container="tag:h2|font_size:26px|text_align:center|color:%23ffffff|line_height:32px" google_fonts="font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal" letter_spacing=""][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width="1/12"][/vc_column_inner][vc_column_inner width="2/12"][/vc_column_inner][vc_column_inner width="2/12"][vc_single_image image="13205" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523009145008{margin-top: 40px !important;margin-bottom: 20px !important;}"][vc_custom_heading text="Mobile-based solutions" font_container="tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" css_animation="fadeIn" letter_spacing=""][/vc_column_inner][vc_column_inner width="2/12"][vc_single_image image="13203" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523009344198{margin-top: 40px !important;margin-bottom: 20px !important;}"][vc_custom_heading text="Exclusive card-acceptance solutions" font_container="tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" css_animation="fadeIn" letter_spacing="" css=".vc_custom_1523009394798{padding-right: 10% !important;padding-left: 10% !important;}"][/vc_column_inner][vc_column_inner width="2/12"][vc_single_image image="13204" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523009180690{margin-top: 40px !important;margin-bottom: 20px !important;}"][vc_custom_heading text="Biometric solutions" font_container="tag:div|font_size:18px|text_align:center|color:%23ffffff|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" css_animation="fadeIn" letter_spacing="" css=".vc_custom_1523009415010{padding-right: 11% !important;padding-left: 11% !important;}"][/vc_column_inner][vc_column_inner width="2/12"][/vc_column_inner][vc_column_inner width="1/12"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type="color" bg_color="#e3e2e2" padding_top="70" padding_bottom="70"][vc_column][vc_row_inner css=".vc_custom_1523010478885{margin-right: 5px !important;margin-left: 5px !important;padding-bottom: 30px !important;background-color: #ffffff !important;}" el_id="title-block"][vc_column_inner][vc_single_image image="13212" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523010287591{margin-bottom: 10px !important;}"][vc_custom_heading text="MOBILE-BASED SOLUTIONS" font_container="tag:p|font_size:21px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][/vc_column_inner][/vc_row_inner][vc_row_inner gap="35" inner_container="yes"][vc_column_inner width="1/2" css=".vc_custom_1518689891874{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13223" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523014362081{margin-bottom: 10px !important;}"][vc_custom_heading text="UPI" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="Unified Payments Interface (UPI) is a system developed by the National Payments Corporation of India. Built using the IMPS infrastructure, UPI uses a mobile-based payment interface to facilitate instant transfer of money. It facilitates easy transactions with Virtual Payment Address (VPA/UPI ID) and QR code." font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_tta_accordion style="outline" color="white" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523354604483-3dabf32e-2b8f"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Smartphone device</li>
 	<li>Debit card</li>
 	<li>Mobile number linked to Bank account</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> BHIM-UPI, PhonePe[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong> INR 1 Lakh per day[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li>0 for peer-to-peer transactions</li>
 	<li>Capped at 0.3 to 0.8% for merchants depending on
turnover</li>
</ul>
[/vc_column_text][vc_single_image image="13242" img_size="large" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278531962{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Download the app from Google Play Store</li>
 	<li>Select your bank</li>
 	<li>Verify the number linked to your bank account to
register</li>
 	<li>Create VPA ID and UPI pin</li>
 	<li>Share VPA ID or print QR code to start transacting</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability</strong>
Easy transactions between retailers and distributors, across verticals, due to remote payment support.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][vc_column_inner width="1/2" css=".vc_custom_1518690430563{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13245" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523018648246{margin-bottom: 10px !important;}"][vc_custom_heading text="*99#" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="Launched in November, 2012, *99# is an Unstructured Supplementary Service Data (USSD)-based mobile banking service. As access to mobile technology is now a clear reality, the Government of India has created this initiative to make mobile banking services easily available to all Indians." font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_empty_space height="15px"][vc_tta_accordion style="outline" color="white" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523360323103-54a3858b-b8bb"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Mobile phone</li>
 	<li>Debit card</li>
 	<li>Mobile number linked to bank account</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> All telecom carriers[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong> INR 5,000 per transaction[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li>INR 0.5 for peer-to-peer transactions</li>
 	<li>Cost of SMS for initiating the transaction</li>
</ul>
[/vc_column_text][vc_single_image image="13246" img_size="large" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278541896{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Dial *99# from your phone</li>
 	<li>Choose your language</li>
 	<li>Select your bank</li>
 	<li>Register your bank account</li>
 	<li>Enter card details to generate UPI pin and VPA ID</li>
 	<li>Share VPA ID to initiate transactions</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability</strong>
Retailer to distributor payments in the FMCG sectors in rural and semi-urban regions[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][/vc_row_inner][vc_row_inner gap="35" inner_container="yes"][vc_column_inner width="1/2" css=".vc_custom_1518689891874{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13324" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278019041{margin-bottom: 10px !important;}"][vc_custom_heading text="mPOS" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="An mPOS is a smartphone tablet, or a dedicated wireless device that records sales and conducts cashless transactions." font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_empty_space height="22px"][vc_tta_accordion style="outline" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523360763909-8f003621-0fc4"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Smartphone device</li>
 	<li> Internet connectivity</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> Epaisa, mSwipe, Ezetap, FTCash, PayBee[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong> At the discretion of the provider[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li> Infrastructure cost of INR 4,000 to INR 8,000</li>
 	<li>Monthly fee of INR 200 to INR 1,000</li>
 	<li>Merchant Discount Rate (MDR) as applicable</li>
</ul>
[/vc_column_text][vc_single_image image="13339" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523280679239{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Device activated upon KYC checks</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability</strong>
<ul>
 	<li>Mid-to-large businesses</li>
</ul>
[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][vc_column_inner width="1/2" css=".vc_custom_1518690430563{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13325" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278047963{margin-bottom: 10px !important;}"][vc_custom_heading text="Wallets" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="A wallet is a virtual holder for all your cards and bank accounts. This system allows consumers to transact quickly without entering their card/bank account details every time they shop." font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_tta_accordion style="outline" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523361224329-327b99b5-bf84"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Smartphone</li>
 	<li>Internet connectivity</li>
 	<li>Activated wallet account linked to credit/debit card</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> PayTM, Mobikwik[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong>
<ul>
 	<li>Less than INR 20,000 per transaction without KYC</li>
 	<li>Up to INR 1,00,000 per transaction with KYC</li>
</ul>
[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li> INR 0 for peer-to-peer transactions</li>
</ul>
[/vc_column_text][vc_single_image image="13341" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523281094382{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Download the wallet app</li>
 	<li>Register on the app with personal credentials</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability</strong>
<ul>
 	<li>Small businesses</li>
 	<li>eCommerce portals</li>
 	<li>Home entrepreneurs</li>
</ul>
[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1523010478885{margin-right: 5px !important;margin-left: 5px !important;padding-bottom: 30px !important;background-color: #ffffff !important;}"][vc_column_inner][vc_empty_space height="40px"][vc_single_image image="13326" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278093969{margin-bottom: 10px !important;}"][vc_custom_heading text="BIOMETRIC SOLUTIONS" font_container="tag:p|font_size:21px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height="yes" gap="35" inner_container="yes"][vc_column_inner width="1/4"][/vc_column_inner][vc_column_inner width="1/2" css=".vc_custom_1518689891874{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13327" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278125321{margin-bottom: 10px !important;}"][vc_custom_heading text="mPOS" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="An mPOS is a smartphone tablet, or a dedicated wireless device that records sales and conducts cashless transactions." font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_tta_accordion style="outline" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523363510685-6850f3f0-f323"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Smartphone device</li>
 	<li> Internet connectivity</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> Epaisa, mSwipe, Ezetap, FTCash, PayBee[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong> At the discretion of the provider[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li> Infrastructure cost of INR 4,000 to INR 8,000</li>
 	<li>Monthly fee of INR 200 to INR 1,000</li>
 	<li>Merchant Discount Rate (MDR) as applicable</li>
</ul>
[/vc_column_text][vc_single_image image="13343" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523281337963{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Device activated upon KYC checks</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability :</strong> Mid-to-large businesses[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][vc_column_inner width="1/4"][/vc_column_inner][/vc_row_inner][vc_row_inner css=".vc_custom_1523010478885{margin-right: 5px !important;margin-left: 5px !important;padding-bottom: 30px !important;background-color: #ffffff !important;}"][vc_column_inner][vc_empty_space height="40px"][vc_single_image image="13328" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278147029{margin-bottom: 10px !important;}"][vc_custom_heading text="EXCLUSIVE CARD-ACCEPTANCE SOLUTIONS" font_container="tag:p|font_size:21px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][/vc_column_inner][/vc_row_inner][vc_row_inner gap="35" inner_container="yes"][vc_column_inner width="1/2" css=".vc_custom_1518689891874{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13329" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278182731{margin-bottom: 10px !important;}"][vc_custom_heading text="BharatQR" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="Developed by the NPCI, BharatQR is an integrated payment solution that enables quick and secure transactions via QR code technology" font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_tta_accordion style="outline" color="white" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523363928330-5580fea0-76b4"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Bank registered QR code for merchant</li>
 	<li>Smartphone for customer</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> All banking apps[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong> At the discretion of the provider[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li>Monthly fees of INR 100 to INR 300</li>
 	<li>Merchant Discount Rate (MDR) applicable</li>
</ul>
[/vc_column_text][vc_single_image image="13351" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523283067033{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Contact your bank</li>
 	<li>Register and activate QR code (subject to KYC)</li>
 	<li>Share QR code to transact via scan &amp; pay</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability :</strong> Small businesses[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][vc_column_inner width="1/2" css=".vc_custom_1518690430563{border-bottom-width: 3px !important;padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;background-color: #ffffff !important;border-bottom-color: #cf1f3c !important;border-bottom-style: solid !important;}"][vc_single_image image="13331" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523278235374{margin-bottom: 10px !important;}"][vc_custom_heading text="POS" font_container="tag:p|font_size:18px|text_align:center|color:%23d1203d|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:500%20bold%20regular%3A500%3Anormal" letter_spacing=""][vc_custom_heading text="A device that records sales, and conducts cashless transactions at a merchant location" font_container="tag:p|font_size:18px|text_align:center|color:%23373a3a|line_height:24px" google_fonts="font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal" letter_spacing=""][vc_tta_accordion style="outline" color="white" active_section="0" collapsible_all="true" el_class="dawn-digital-tab"][vc_tta_section title="Read More" tab_id="1523363861424-c9f6522c-cdf5"][vc_single_image image="13232" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015981162{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Prerequisites</strong>
<ul>
 	<li>Fixed telephone line</li>
 	<li>Data connection</li>
 	<li>Current account</li>
</ul>
[/vc_column_text][vc_single_image image="13226" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523015479782{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Popular payment providers:</strong> All banks[/vc_column_text][vc_single_image image="13234" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016527613{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Transaction limits:</strong> At the discretion of the provider
[/vc_column_text][vc_single_image image="13235" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523016685787{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Cost of transaction/solution</strong>
<ul>
 	<li> Annual cost of INR 6,000 to INR 10,000</li>
 	<li>Merchant Discount Rate (MDR) applicable</li>
</ul>
[/vc_column_text][vc_single_image image="13346" img_size="full" alignment="center" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523281740306{margin-bottom: 10px !important;}"][vc_single_image image="13239" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017006941{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Getting started</strong>
<ul>
 	<li>Contact your home bank branch</li>
 	<li>Enrol your business for POS</li>
 	<li>Submit KYC documents</li>
 	<li>Bank delivers and activates POS machine</li>
</ul>
[/vc_column_text][vc_single_image image="13241" img_size="full" animation="animate-when-almost-visible" css_animation="el-fade" css=".vc_custom_1523017208114{margin-bottom: 10px !important;}"][vc_column_text letter_spacing=""]<strong>Use case applicability :</strong> Medium-to-large businesses[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text letter_spacing=""]
<h3 style="text-align: center;">Together, let’s bridge the financial divide with digital payments!</h3>
<p style="text-align: center;">Technical Writers : Sapna Bharath and Gaurav Singhal</p>
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