[vc_row][vc_column][vc_column_text letter_spacing=""]<p style="color: #d06728;">Innovative Digital Payment Business Models for Small Merchants and Low-income Households</p>
<p style="color: #d06728;"><strong>Date:</strong>12 December 2018</p>
<p style="color: #d06728;"><strong>Location:</strong>Hotel Ashok, New Delhi</p>
<p style="color: #d06728;"><strong>A closed-door session on 'Innovative Digital Payment Business Models for Small Merchants and Low-income Households' is being held as a break-out session at the Inclusive Finance India Summit 2018, at Hotel Ashok, New Delhi, on 12 December, at 12:30pm.</strong></p>
<p style="color: #d06728;"><strong>About the session</strong></p>
<p>While digital finance has increased significantly in India in recent years, there exist significant gaps in reaching out to the last mile. Micro-merchants and low-income households, in particular, remain an under-served segment in digital finance. CATALYST has facilitated a set of experiments that provide insights for solution frameworks and business models by implementing a learning-by-doing approach.</p>
<p>This session will present major insights from four types of business models that have emerged:</p>
<ol>
<li>Distributors and their merchant networks in dairy, pharmaceutical, and FMCG supply chains</li>
<li>Low-income households in urban slums,</li>
<li>Payment collections for subscription-based services, and</li>
<li>Fixed store kirana merchants</li>
</ol>
<p>The session will be highly interactive and will bring together practitioners, policy influencers, and financial service providers to brainstorm on ideas on how to responsibly transition small business ecosystems (i.e. merchants, low income customers, suppliers) to a digital payment platform, while building on CATALYST insights.</p>
<p style="color: #d06728;">The  session will be facilitated by Ayush Chauhan (Design Strategy and Innovation Specialist) and Jayshree Venkatesan (Financial Sector Specialist).</p>
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