Blogs

BLOGS

Author: Shardul Oza A post by NYU researcher Jonathan Bauchet on the CGAP Microfinance Blog discusses some of the reasons behind the low takeup of microinsurance products.  Bauchet mentions results from CMF’s randomized controlled trial study of an index-based weather insurance product in rural Gujarat which show that price is a major barrier to adoption. […]
Author: Sushmita Meka This weekend was one of complete catharsis for me. The Indian microfinance sector, as is well known now, has gone through a roller coaster over the course of the last year and a half—one of emotion, accusations, and frustration. For myself, having had the privilege of working on the Access to Finance […]

Notes from a Conference

The Centre for Micro Finance (CMF) and the College of Agricultural Banking (CAB)  organized the 5th round of the annual conference titled ‘Microfinance: Translating  Research into Practice’ in January, 2012. The objective of the conference was to actively engage stakeholders and researchers in discussions relevant to current and future microfinance practice. During the inaugural session, […]

Golden Path to Savings?

While going through the Economic Times today, I happened to come across this article which talks about how Savings products receive better response from consumers when its backed by gold or real estate. Forget real estate when it comes to the rural context – I was wondering about the relevance of gold savings in rural […]
Author: Shardul Oza A recent article in The Economist discusses the Reserve Bank of India (RBI)’s record over the last ten to fifteen years. In general, the magazine takes a favourable view of the central bank’s performance, citing its success in maintaining macroeconomic stability and controlling inflation. The article mentions that some critics have lambasted […]
Author: Mudita TiwariAs we meander through the thatched mud-stained and brick houses in Uttar Pradesh, our team asks a curious group of smiling clients – “What did you learn at the training session?” or “Does it help when our team reminds you about your savings goals?”  The answer is inevitably a yes, but the “yes” […]

A letter from a MFI Client

Dear regulators, policymakers and other stakeholders: I am a MFI client from an urban slum, and yes I have taken loans from 2-3 MFIs operating in my area. I do have a bank account, however, every time I have tried to use the banking services, I found the entire process too complicated, and I have […]